If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of §§ 240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box.

The information required on the remainder of this cover page shall not be deemed to be “filed” for the purpose of Section 18 of the Securities Exchange Act of 1934 (“Act”) or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).




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SCHEDULE 13D




Comment for Type of Reporting Person:
Harland Group LLC ("Harland Group") directly owns 10,007,735 shares of Common Stock of the Issuer, representing approximately 11.1% of the 90,477,798 shares of Common Stock of the Issuer outstanding as of May 1, 2026, as reported on the Issuer's Quarterly Report on Form 10-Q for the quarter ended March 31, 2026, filed with the Securities and Exchange Commission ("SEC") on May 14, 2026. Prior to September 28, 2023, FinTech HQ Inc. ("FinTech HQ"), a corporation of which Harland Group was the sole stockholder, directly owned 7,166,032 shares of Common Stock of the Issuer. On September 28, 2023, FinTech HQ dissolved and transferred all of its shares of Common Stock of the Issuer to Harland Group. Michael H. Giles is the sole member and sole manager of Harland Group, exercises voting and dispositive power over the shares of Common Stock of the Issuer owned by Harland Group and may be deemed to beneficially own the 10,007,735 shares of Common Stock owned directly by Harland Group, or 11.1% of the shares of Common Stock deemed issued and outstanding as of the filing date of this report (the "Report Date").


SCHEDULE 13D




Comment for Type of Reporting Person:
Harland Group directly owns 10,007,735 shares of Common Stock of the Issuer, representing approximately 11.1% of the 90,477,798 shares of Common Stock of the Issuer outstanding as of May 1, 2026, as reported on the Issuer's Quarterly Report on Form 10-Q for the quarter ended March 31, 2026, filed with the SEC on May 14, 2026. Michael H. Giles is the sole member and sole manager of Harland Group, exercises voting and dispositive power over the shares of Common Stock of the Issuer owned by Harland Group and may be deemed to beneficially own the 10,007,735 shares of Common Stock owned directly by Harland Group, or 11.1% of the shares of Common Stock deemed issued and outstanding as of the Report Date.


SCHEDULE 13D


 
Harland Group LLC
 
Signature:/s/ Michael H. Giles
Name/Title:Michael H. Giles, Sole Manager/Sole Member
Date:08/05/2026
 
Michael H. Giles
 
Signature:/s/ Michael H. Giles
Name/Title:Michael H. Giles
Date:08/05/2026

ATTACHMENTS / EXHIBITS

ATTACHMENTS / EXHIBITS

EX-99.1