v3.26.1
CUSTOMER LOANS - Schedule of Activity in Allowance for Credit Losses for Consumer Receivables (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2026
Financing Receivable, Credit Quality Indicator [Line Items]    
Beginning balance of the allowance for credit losses $ 482,802 $ 382,861
Current period provisions for expected credit losses 420,288 771,094
Write-offs charged against the allowance (349,183) (627,504)
Recoveries of amounts previously written off 27,411 54,867
Ending balance of the allowance for credit losses 581,318 581,318
Consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
Beginning balance of the allowance for credit losses 435,018 340,117
Current period provisions for expected credit losses 400,800 734,629
Write-offs charged against the allowance (331,868) (595,774)
Recoveries of amounts previously written off 23,759 48,737
Ending balance of the allowance for credit losses 527,709 527,709
Commercial    
Financing Receivable, Credit Quality Indicator [Line Items]    
Beginning balance of the allowance for credit losses 32,062 33,602
Current period provisions for expected credit losses 11,481 21,874
Write-offs charged against the allowance (14,943) (29,354)
Recoveries of amounts previously written off 3,652 6,130
Ending balance of the allowance for credit losses 32,252 32,252
Other    
Financing Receivable, Credit Quality Indicator [Line Items]    
Beginning balance of the allowance for credit losses 15,722 9,142
Current period provisions for expected credit losses 8,007 14,591
Write-offs charged against the allowance (2,372) (2,376)
Recoveries of amounts previously written off 0 0
Ending balance of the allowance for credit losses $ 21,357 $ 21,357