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CONSUMER RECEIVABLES, NET - Narrative (Details) - Consumer - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2026	Jun. 30, 2025	Jun. 30, 2026	Jun. 30, 2025	Dec. 31, 2025
Financing Receivable, Credit Quality Indicator [Line Items]
Consumer receivables reclassified from loans held for investment to loans held for sale and sold to third parties	$ 0	$ 210,000	$ 0	$ 420,000
Threshold period past due (in days)	60 days		60 days
Consumer receivables	$ 2,718,613		$ 2,718,613		$ 2,910,187
Cash in transit	$ 255,300		$ 255,300		$ 245,400
Threshold period past due to consider amounts to be uncollectible	180 days		180 days
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Consumer receivables	$ 2,600,000		$ 2,600,000
Classified
Financing Receivable, Credit Quality Indicator [Line Items]
Consumer receivables	$ 151,700		$ 151,700
Minimum
Financing Receivable, Credit Quality Indicator [Line Items]
Payment period			14 days
Maximum
Financing Receivable, Credit Quality Indicator [Line Items]
Payment period			56 days