v3.26.1
BUSINESS SEGMENTS (Tables)
 6 Months Ended
Jun. 30, 2026
Segment Reporting [Abstract]  
Schedule of Financial Information for Segments of FNB
The following table provides financial information for these segments of FNB. The information provided under the caption “Parent and Other” represents operations not considered to be reportable segments and/or general operating expenses of FNB, and includes the parent company, other non-bank subsidiaries and eliminations and adjustments to reconcile to the Consolidated Financial Statements.
TABLE 18.1
(in millions)Community
Banking		Wealth
Management		InsuranceParent and
Other		Consolidated
At or for the Three Months Ended June 30, 2026
Interest income$577 $— $— $1 $578 
Interest expense205 — — 7 212 
Net interest income (loss)372 — — (6)366 
Provision for credit losses22 — — — 22 
Non-interest income:
Service charges24 — — — 24 
Interchange and card transaction fees13 — — — 13 
Trust services— 12 — — 12 
Insurance commissions and fees— — 6 — 6 
Securities commissions and fees— 9 — — 9 
Capital markets income6 — — 2 8 
Mortgage banking operations6 — — — 6 
Other20 — — (1)19 
Total non-interest income69 21 6 1 97 
Non-interest expense:
Salaries and employee benefits119 12 4 — 135 
Other107 2 1 8 118 
Total non-interest expense226 14 5 8 253 
Income tax expense (benefit)41 2 — (4)39 
Net income (loss)$152 $5 $1 $(9)$149 
Total assets$50,660 $52 $34 $253 $50,999 
Total loans and leases35,718 — — 51 35,769 
Total deposits39,000 — — (321)38,679 
Market value of assets under administration - FNTC and FNIS (1)
— 15,504 — — 15,504 
(in millions)Community
Banking		Wealth
Management		InsuranceParent and
Other		Consolidated
At or for the Three Months Ended June 30, 2025
Interest income$581 $— $— $2 $583 
Interest expense221 — — 14 235 
Net interest income (loss)360 — — (12)348 
Provision for credit losses26 — — — 26 
Non-interest income:
Service charges23 — — — 23 
Interchange and card transaction fees14 — — — 14 
Trust services— 11 — — 11 
Insurance commissions and fees— — 5 — 5 
Securities commissions and fees— 9 — — 9 
Capital markets income6 — — 1 7 
Mortgage banking operations6 — — — 6 
Other17 — — (1)16 
Total non-interest income66 20 5 — 91 
Non-interest expense:
Salaries and employee benefits114 11 4 1 130 
Other103 3 1 10 117 
Non-interest expense217 14 5 11 247 
Income tax expense (benefit)40 1 — (5)36 
Net income (loss)$143 $5 $— $(18)$130 
Total assets$49,380 $45 $35 $265 $49,725 
Total loans and leases34,634 — — 45 34,679 
Total deposits38,552 — — (804)37,748 
Market value of assets under administration - FNBIA, FNTC and FNIS (1)
— 14,425 — — 14,425 
(in millions)Community
Banking		Wealth
Management		InsuranceParent and
Other		Consolidated
At or for the Six Months Ended June 30, 2026
Interest income$1,144 $— $— $3 $1,147 
Interest expense407 — — 15 422 
Net interest income (loss)737 — — (12)725 
Provision for credit losses40 — — — 40 
Non-interest income:
Service charges47 — — — 47 
Interchange and card transaction fees26 — — — 26 
Trust services— 25 — — 25 
Insurance commissions and fees— — 12 — 12 
Securities commissions and fees— 18 — — 18 
Capital markets income11 — — 4 15 
Mortgage banking operations12 — — — 12 
Other37 — — (4)33 
Total non-interest income133 43 12 — 188 
Non-interest expense:
Salaries and employee benefits239 23 8 1 271 
Other219 5 2 14 240 
Total non-interest expense458 28 10 15 511 
Income tax expense (benefit)80 4 — (8)76 
Net income (loss)$292 $11 $2 $(19)$286 
Total assets$50,660 $52 $34 $253 $50,999 
Total loans and leases35,718 — — 51 35,769 
Total deposits39,000 — — (321)38,679 
Market value of assets under administration - FNTC and FNIS (1)
— 15,504 — — 15,504 
(in millions)Community
Banking		Wealth
Management		InsuranceParent and
Other		Consolidated
At or for the Six Months Ended June 30, 2025
Interest income$1,139 $— $— $3 $1,142 
Interest expense442 — — 29 471 
Net interest income (loss)697 — — (26)671 
Provision for credit losses43 — — — 43 
Non-interest income:
Service charges45 — — — 45 
Interchange and card transaction fees26 — — — 26 
Trust services— 24 — — 24 
Insurance commissions and fees— — 11 — 11 
Securities commissions and fees— 18 — — 18 
Capital markets income10 — — 2 12 
Mortgage banking operations13 — — — 13 
Other35 — — (5)30 
Total non-interest income129 42 11 (3)179 
Non-interest expense:
Salaries and employee benefits235 21 8 1 265 
Other204 7 2 15 228 
Total non-interest expense439 28 10 16 493 
Income tax expense (benefit)74 3 — (10)67 
Net income (loss)$270 $11 $1 $(35)$247 
Total assets$49,380 $45 $35 $265 $49,725 
Total loans and leases34,634 — — 45 34,679 
Total deposits38,552 — — (804)37,748 
Market value of assets under administration - FNBIA, FNTC and FNIS (1)
— 14,425 — — 14,425 
(1) The assets under administration are not held on our Consolidated Balance Sheets.