v3.26.1
CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Interest Income        
Loans and leases, including fees $ 493.0 $ 501.0 $ 979.0 $ 981.0
Investment Securities:        
Taxable 64.0 57.0 125.0 112.0
Tax-exempt 7.0 7.0 14.0 14.0
Other 14.0 18.0 29.0 35.0
Total Interest Income 578.0 583.0 1,147.0 1,142.0
Interest Expense        
Deposits 169.0 181.0 338.0 367.0
Short-term borrowings 19.0 20.0 37.0 34.0
Long-term borrowings 24.0 34.0 47.0 70.0
Total Interest Expense 212.0 235.0 422.0 471.0
Net Interest Income 366.0 348.0 725.0 671.0
Provision for credit losses 22.0 26.0 39.8 43.1
Net Interest Income After Provision for Credit Losses 344.0 322.0 685.0 628.0
Non-Interest Income        
Service charges 24.0 23.0 47.0 45.0
Interchange and card transaction fees 13.0 14.0 26.0 26.0
Trust services 12.0 11.0 25.0 24.0
Insurance commissions and fees 6.0 5.0 12.0 11.0
Securities commissions and fees 9.0 9.0 18.0 18.0
Capital markets income 8.0 7.0 15.0 12.0
Mortgage banking operations 6.0 6.0 12.0 13.0
Dividends on non-marketable equity securities 7.0 6.0 13.0 12.0
Bank owned life insurance 5.0 4.0 9.0 9.0
Other 7.0 6.0 11.0 9.0
Total Non-Interest Income 97.0 91.0 188.0 179.0
Non-Interest Expense        
Salaries and employee benefits 135.0 130.0 271.0 265.0
Net occupancy 20.0 19.0 43.0 39.0
Equipment 29.0 28.0 57.0 54.0
Outside services 29.0 26.0 55.0 52.0
Marketing 4.0 5.0 8.0 10.0
FDIC insurance 9.0 9.0 16.0 17.0
Bank shares tax 4.0 4.0 9.0 8.0
Other 23.0 26.0 52.0 48.0
Total Non-Interest Expense 253.0 247.0 511.0 493.0
Income Before Income Taxes 188.0 166.0 362.0 314.0
Income taxes 39.0 36.0 76.0 67.0
Net Income $ 149.0 $ 130.0 $ 286.0 $ 247.0
Earnings per Common Share        
Basic (USD per share) $ 0.42 $ 0.36 $ 0.80 $ 0.68
Diluted (USD per share) $ 0.42 $ 0.36 $ 0.80 $ 0.68