v3.26.1
Loan Servicing Activities (Tables)
6 Months Ended
Jun. 30, 2026
Guarantees and Product Warranties [Abstract]  
Schedule of Off-Balance Sheet Credit Loss Liability
Changes in the contingent liability for expected credit losses for the three and six months ended June 30, 2026 and 2025 were as follows (in millions):

Three Months Ended June 30,Six Months Ended June 30,
2026202520262025
Beginning balance$48 $33 $46 $29 
Credit loss expense18 11 35 27 
Reductions due to loan purchases(13)(11)(28)(23)
Ending balance$53 $33 $53 $33