The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107 257,343 443 SH SOLE 0 0 443
ALPHABET INC CAP STK CL A 02079K305 714,025 1,998 SH SOLE 0 0 1,998
ALPHABET INC CAP STK CL C 02079K107 598,541 1,694 SH SOLE 0 0 1,694
AMAZON COM INC COM 023135106 873,278 3,664 SH SOLE 0 0 3,664
AMERICAN CENTY ETF TR US SML CP VALU 025072877 15,340,730 122,961 SH SOLE 0 0 122,961
AMERICAN CENTY ETF TR US EQT ETF 025072885 538,448 4,204 SH SOLE 0 0 4,204
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 532,769 5,170 SH SOLE 0 0 5,170
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 399,135 4,376 SH SOLE 0 0 4,376
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 12,921,639 144,861 SH SOLE 0 0 144,861
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 267,032 2,767 SH SOLE 0 0 2,767
APPLE INC COM 037833100 1,794,032 6,200 SH SOLE 0 0 6,200
APPLIED MATLS INC COM 038222105 217,623 301 SH SOLE 0 0 301
BERKSHIRE HATHAWAY INC DEL CL A 084670108 748,850 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 718,059 1,435 SH SOLE 0 0 1,435
BROADCOM INC COM 11135F101 531,494 1,407 SH SOLE 0 0 1,407
CATERPILLAR INC COM 149123101 221,499 208 SH SOLE 0 0 208
DBX ETF TR XTRACK MSCI EAFE 233051200 571,921 10,469 SH SOLE 0 0 10,469
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,567,397 29,015 SH SOLE 0 0 29,015
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 10,337,462 254,366 SH SOLE 0 0 254,366
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 236,133 5,972 SH SOLE 0 0 5,972
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 871,581 18,253 SH SOLE 0 0 18,253
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 41,180,355 928,322 SH SOLE 0 0 928,322
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V815 479,097 12,351 SH SOLE 0 0 12,351
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 19,623,747 238,326 SH SOLE 0 0 238,326
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 8,156,799 148,278 SH SOLE 0 0 148,278
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 10,376,777 148,452 SH SOLE 0 0 148,452
DIMENSIONAL ETF TRUST CORE FIXE IN ETF 25434V872 446,329 10,574 SH SOLE 0 0 10,574
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 31,048,552 833,294 SH SOLE 0 0 833,294
DIMENSIONAL ETF TRUST US HIGH PROF ETF 25434V831 25,416,704 609,075 SH SOLE 0 0 609,075
ELI LILLY & CO COM 532457108 407,806 340 SH SOLE 0 0 340
INTEL CORP COM 458140100 238,348 1,707 SH SOLE 0 0 1,707
INVESCO QQQ TR UNIT SER 1 46090E103 396,920 539 SH SOLE 0 0 539
ISHARES INC CORE MSCI EMKT 46434G103 7,315,551 88,309 SH SOLE 0 0 88,309
ISHARES TR RUSSELL 3000 ETF 464287689 5,054,546 11,854 SH SOLE 0 0 11,854
ISHARES TR ISHS 5-10YR INVT 464288638 213,076 4,007 SH SOLE 0 0 4,007
ISHARES TR CORE S&P US VLU 464287663 12,143,506 110,245 SH SOLE 0 0 110,245
ISHARES TR CORE US AGGBD ET 464287226 20,682,708 208,958 SH SOLE 0 0 208,958
ISHARES TR RUS 1000 VAL ETF 464287598 972,144 4,010 SH SOLE 0 0 4,010
ISHARES TR SP SMCP600VL ETF 464287879 5,827,602 42,637 SH SOLE 0 0 42,637
ISHARES TR CORE S&P SCP ETF 464287804 28,892,088 194,808 SH SOLE 0 0 194,808
ISHARES TR RUS 2000 VAL ETF 464287630 449,257 2,031 SH SOLE 0 0 2,031
ISHARES TR 0-5 YR TIPS ETF 46429B747 9,349,785 91,521 SH SOLE 0 0 91,521
ISHARES TR MSCI USA QLT FCT 46432F339 17,695,937 80,645 SH SOLE 0 0 80,645
ISHARES TR TIPS BD ETF 464287176 14,178,305 129,565 SH SOLE 0 0 129,565
ISHARES TR NATIONAL MUN ETF 464288414 38,459,262 357,361 SH SOLE 0 0 357,361
ISHARES TR SHRT NAT MUN ETF 464288158 5,880,445 55,231 SH SOLE 0 0 55,231
ISHARES TR MORNINGSTR US EQ 464287127 342,683 3,306 SH SOLE 0 0 3,306
ISHARES TR CORE S&P500 ETF 464287200 17,599,682 23,501 SH SOLE 0 0 23,501
ISHARES TR ISHS 1-5YR INVS 464288646 25,084,228 478,615 SH SOLE 0 0 478,615
ISHARES TR MSCI EAFE ETF 464287465 828,867 7,979 SH SOLE 0 0 7,979
ISHARES TR MBS ETF 464288588 62,197,395 658,034 SH SOLE 0 0 658,034
ISHARES TR RUS MID CAP ETF 464287499 435,697 3,949 SH SOLE 0 0 3,949
ISHARES TR RUSSELL 2000 ETF 464287655 1,261,934 4,200 SH SOLE 0 0 4,200
ISHARES TR RUS 1000 ETF 464287622 2,817,360 6,880 SH SOLE 0 0 6,880
ISHARES TR CORE S&P MCP ETF 464287507 124,562,876 1,615,391 SH SOLE 0 0 1,615,391
ISHARES TR S&P 500 VAL ETF 464287408 23,685,037 104,312 SH SOLE 0 0 104,312
ISHARES TR CORE 1 5 YR USD 46432F859 4,643,064 96,229 SH SOLE 0 0 96,229
ISHARES TR S&P MC 400VL ETF 464287705 17,482,116 118,338 SH SOLE 0 0 118,338
JPMORGAN CHASE & CO COM 46625H100 461,863 1,411 SH SOLE 0 0 1,411
LAM RESEARCH CORP COM NEW 512807306 235,732 544 SH SOLE 0 0 544
META PLATFORMS INC CL A 30303M102 517,100 918 SH SOLE 0 0 918
MICRON TECHNOLOGY INC COM 595112103 588,688 510 SH SOLE 0 0 510
MICROSOFT CORP COM 594918104 1,150,394 3,084 SH SOLE 0 0 3,084
NVIDIA CORPORATION COM 67066G104 2,225,201 11,121 SH SOLE 0 0 11,121
PIMCO ETF TR 1-5 US TIP IDX 72201R205 4,084,983 76,584 SH SOLE 0 0 76,584
SANDISK CORP COM 80004C200 216,004 95 SH SOLE 0 0 95
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 14,107,797 390,473 SH SOLE 0 0 390,473
SCHWAB STRATEGIC TR US TIPS ETF 808524870 64,792,874 2,445,014 SH SOLE 0 0 2,445,014
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 654,780 19,349 SH SOLE 0 0 19,349
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 1,661,226 31,486 SH SOLE 0 0 31,486
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 413,783 14,938 SH SOLE 0 0 14,938
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 26,550,397 902,154 SH SOLE 0 0 902,154
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 24,790,056 672,364 SH SOLE 0 0 672,364
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 288,045 8,275 SH SOLE 0 0 8,275
SPDR INDEX SHS FDS ST STR MSCI EM 78463X426 400,795 5,015 SH SOLE 0 0 5,015
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 278,110 5,371 SH SOLE 0 0 5,371
SPDR SERIES TRUST ST STR SP400VAL 78464A839 78,686,283 829,586 SH SOLE 0 0 829,586
SPDR SERIES TRUST ST STR P500VAL 78464A508 151,782,689 2,496,836 SH SOLE 0 0 2,496,836
SPDR SERIES TRUST ST STR R1K YLD 78468R770 293,990 2,295 SH SOLE 0 0 2,295
SPDR SERIES TRUST ST STR P400MID 78464A847 625,876 9,264 SH SOLE 0 0 9,264
SPDR SERIES TRUST ST STR SP600SM C 78464A300 14,868,574 136,271 SH SOLE 0 0 136,271
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 49,187,746 65,867 SH SOLE 0 0 65,867
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 12,784,160 18,176 SH SOLE 0 0 18,176
TESLA INC COM 88160R101 237,218 564 SH SOLE 0 0 564
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 13,007,905 114,034 SH SOLE 0 0 114,034
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 15,724,708 71,734 SH SOLE 0 0 71,734
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 213,596 1,638 SH SOLE 0 0 1,638
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 108,533,940 1,478,462 SH SOLE 0 0 1,478,462
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 21,419,873 274,930 SH SOLE 0 0 274,930
VANGUARD INDEX FDS GROWTH ETF 922908736 290,184 3,369 SH SOLE 0 0 3,369
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,247,651 3,628 SH SOLE 0 0 3,628
VANGUARD INDEX FDS SMALL CP ETF 922908751 770,300 2,541 SH SOLE 0 0 2,541
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,308,658 3,537 SH SOLE 0 0 3,537
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 17,566,015 88,896 SH SOLE 0 0 88,896
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 176,029,355 256,299 SH SOLE 0 0 256,299
VANGUARD INDEX FDS MID CAP ETF 922908629 1,221,365 15,159 SH SOLE 0 0 15,159
VANGUARD INDEX FDS VALUE ETF 922908744 18,490,466 84,845 SH SOLE 0 0 84,845
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,568,947 16,270 SH SOLE 0 0 16,270
VANGUARD INDEX FDS SM CP VAL ETF 922908611 5,827,822 23,984 SH SOLE 0 0 23,984
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,649,510 77,894 SH SOLE 0 0 77,894
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 486,196 3,098 SH SOLE 0 0 3,098
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,646,727 72,601 SH SOLE 0 0 72,601
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 84,160,890 1,663,916 SH SOLE 0 0 1,663,916
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 304,627 3,686 SH SOLE 0 0 3,686
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 71,271,138 901,823 SH SOLE 0 0 901,823
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1,861,038 39,757 SH SOLE 0 0 39,757
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 958,555 4,051 SH SOLE 0 0 4,051
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,181,704 30,620 SH SOLE 0 0 30,620
VISA INC COM CL A 92826C839 217,519 634 SH SOLE 0 0 634
WALMART INC COM 931142103 253,589 2,239 SH SOLE 0 0 2,239
WESTERN DIGITAL CORP COM 958102105 243,991 382 SH SOLE 0 0 382
WISDOMTREE TR US LARGECAP DIVD 97717W307 718,165 7,456 SH SOLE 0 0 7,456