The following table reflects amounts affecting the condensed consolidated statements of operations and comprehensive income for reinsurance for the three and six months ended June 30, 2026 and 2025:


	Three Months Ended June 30,				Six Months Ended June 30,
	2026		2025		2026		2025
	(dollars in millions)










Premiums written:
Direct	$	279.7	$	277.3	$	602.1	$	615.0
Assumed	60.0		68.9		126.6		142.0
Ceded	(2.3)		(12.2)		(7.9)		(31.0)
Net premiums written	$	337.4	$	334.0	$	720.8	$	726.0
Premiums earned:
Direct	$	302.9	$	302.1	$	605.4	$	584.1
Assumed	65.2		69.2		133.0		131.6
Ceded	(4.6)		(18.3)		(11.2)		(41.4)
Net premiums earned	$	363.5	$	353.0	$	727.2	$	674.3
Losses and LAE incurred:
Direct	$	195.1	$	186.7	$	375.5	$	357.2
Assumed	48.0		55.8		95.7		101.3
Ceded	(3.2)		(9.2)		(5.1)		(19.6)
Net losses and LAE incurred	$	239.9	$	233.3	$	466.1	$	438.9


	Three Months Ended June 30,								Six Months Ended June 30,
	2026				2025				2026				2025
	Amount		% of Total		Amount		% of Total		Amount		% of Total		Amount		% of Total
	(dollars in millions)
State:
Texas	$	61.0	18.0	%	$	70.8	20.5	%	$	128.9	17.7	%	$	145.9	19.3	%
Georgia	38.5		11.3		41.0		11.8		84.9		11.7		87.5		11.6
Florida	32.6		9.6		26.8		7.7		72.2		9.9		57.9		7.6
California	36.2		10.6		24.3		7.0		71.2		9.8		50.0		6.6
Pennsylvania	18.3		5.4		20.5		5.9		39.6		5.4		44.2		5.8
Colorado	15.9		4.7		18.6		5.4		33.5		4.6		40.5		5.4
Nevada	12.6		3.7		8.1		2.3		24.6		3.4		20.3		2.7
South Carolina	9.2		2.7		10.2		3.0		23.2		3.2		28.0		3.7
Arizona	11.1		3.3		11.5		3.3		23.1		3.2		25.1		3.3
Oklahoma	7.4		2.2		8.0		2.3		16.2		2.2		18.0		2.4
All other states	96.9		28.5		106.4		30.8		211.3		28.9		239.6		31.6
Total	$	339.7	100.0	%	$	346.2	100.0	%	$	728.7	100.0	%	$	757.0	100.0	%