v3.26.1
CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
9 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Operating activities:    
Net income $ 132,382 $ 82,909
Adjustments to reconcile net income to net cash flows from operating activities:    
Depreciation and amortization 27,994 24,358
Amortization of deferred financing costs 1,419 1,238
Non-cash lease expense 51,276 43,889
Deferred income taxes 1 (542)
Other adjustments (873) (1,877)
Provision for inventory reserve (680) 39
Stock compensation expense 12,644 9,213
Equity in net income from investment in unconsolidated affiliates (4,884) (4,180)
Gain from remeasurement of previously held equity interest (1,596) 0
Changes in operating assets and liabilities, net of business acquisitions:    
Pawn service charges receivable (2,697) (364)
Inventory (15,471) (9,205)
Prepaid expenses, other current assets and other assets 1,086 (74)
Accounts payable, accrued expenses and other liabilities (70,766) (58,023)
Customer layaway deposits 6,282 11,276
Income taxes (5,729) (927)
Net cash provided by operating activities 130,388 97,730
Investing activities:    
Loans made (948,262) (738,670)
Loans repaid 535,597 417,734
Recovery of pawn loan principal through sale of forfeited collateral 358,661 291,903
Capital expenditures (27,808) (23,051)
Acquisitions, net of cash acquired (31,135) (17,093)
Issuance of notes receivable (9,000) 0
Proceeds of notes receivable 0 241
Investment in unconsolidated affiliate (7,448) (718)
Dividends from unconsolidated affiliates 3,929 3,614
Net cash used in investing activities (125,466) (66,040)
Financing activities:    
Taxes paid related to net share settlement of equity awards (6,347) (3,971)
Proceeds from issuance of debt 0 300,000
Debt issuance cost 0 (7,563)
Payments on debt (134,151) (6,410)
Purchase and retirement of treasury stock (8,038) (6,000)
Payment of contingent consideration (550) 0
Acquisition of non-controlling interest (14,313) 0
Payments of finance leases (761) (450)
Net cash (used in) provided by financing activities (164,160) 275,606
Effect of exchange rate changes on cash and cash equivalents and restricted cash 1,223 (26)
Net (decrease) increase in cash, cash equivalents and restricted cash (158,015) 307,270
Cash and cash equivalents and restricted cash at beginning of period 484,713 179,807
Cash and cash equivalents and restricted cash at end of period $ 326,698 $ 487,077