v3.26.1
Note 9 - Underwriting Information (Tables)
6 Months Ended
Jun. 30, 2026
Segment Reporting [Abstract]  
Disaggregation of Revenue [Table Text Block]

The Company has a single reportable segment and offers specialty insurance products. Gross written premiums (“GWP”) by product are presented below:

 

 

 

Three Months Ended June 30,

 

 

Six Months Ended June 30,

 

 

 

2026

 

 

2025

 

 

2026

 

 

2025

 

 

 

($ in thousands)

 

 

($ in thousands)

 

 

 

 

 

 

% of

 

 

 

 

 

% of

 

 

 

 

 

% of

 

 

 

 

 

% of

 

 

 

Amount

 

 

GWP

 

 

Amount

 

 

GWP

 

 

Amount

 

 

GWP

 

 

Amount

 

 

GWP

 

Product(1)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Casualty

 

$

197,494

 

 

 

31.3

%

 

$

144,388

 

 

 

29.1

%

 

$

403,793

 

 

 

32.0

%

 

$

277,490

 

 

 

29.6

%

Inland Marine and Property

 

 

169,728

 

 

 

26.9

%

 

 

153,040

 

 

 

30.8

%

 

 

336,291

 

 

 

26.7

%

 

 

266,366

 

 

 

28.4

%

Earthquake

 

 

146,648

 

 

 

23.3

%

 

 

147,709

 

 

 

29.8

%

 

 

283,964

 

 

 

22.5

%

 

 

281,405

 

 

 

30.0

%

Crop

 

 

77,368

 

 

 

12.3

%

 

 

39,464

 

 

 

8.0

%

 

 

165,142

 

 

 

13.1

%

 

 

87,683

 

 

 

9.3

%

Surety & Credit

 

 

39,218

 

 

 

6.2

%

 

 

11,687

 

 

 

2.3

%

 

 

71,094

 

 

 

5.7

%

 

 

25,508

 

 

 

2.7

%

Total gross written premiums

 

$

630,456

 

 

 

100.0

%

 

$

496,288

 

 

 

100.0

%

 

$

1,260,284

 

 

 

100.0

%

 

$

938,452

 

 

 

100.0

%

 

(1)
Beginning in 2026, the Company has updated the categorization of its products to align with management’s current strategy and view of the business. Prior year amounts have been reclassified for comparability purposes. The recategorization is for presentation purposes only and does not impact overall gross written premiums.

 

Gross written premiums by state are as follows:

 

 

 

Three Months Ended June 30,

 

 

Six Months Ended June 30,

 

 

 

2026

 

 

2025

 

 

2026

 

 

2025

 

 

 

($ in thousands)

 

 

($ in thousands)

 

 

 

 

 

 

% of

 

 

 

 

 

% of

 

 

 

 

 

% of

 

 

 

 

 

% of

 

 

 

Amount

 

 

GWP

 

 

Amount

 

 

GWP

 

 

Amount

 

 

GWP

 

 

Amount

 

 

GWP

 

State

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

California

 

$

165,306

 

 

 

26.2

%

 

$

163,814

 

 

 

33.0

%

 

$

322,925

 

 

 

25.6

%

 

$

303,536

 

 

 

32.3

%

Texas

 

 

61,497

 

 

 

9.7

%

 

 

35,708

 

 

 

7.2

%

 

 

125,081

 

 

 

9.9

%

 

 

80,699

 

 

 

8.6

%

Florida

 

 

34,462

 

 

 

5.5

%

 

 

23,979

 

 

 

4.8

%

 

 

64,350

 

 

 

5.1

%

 

 

42,621

 

 

 

4.5

%

Hawaii

 

 

27,259

 

 

 

4.3

%

 

 

24,544

 

 

 

4.9

%

 

 

50,104

 

 

 

4.0

%

 

 

44,901

 

 

 

4.8

%

New York

 

 

26,971

 

 

 

4.3

%

 

 

17,462

 

 

 

3.5

%

 

 

51,454

 

 

 

4.1

%

 

 

32,857

 

 

 

3.5

%

Washington

 

 

18,207

 

 

 

2.9

%

 

 

17,188

 

 

 

3.5

%

 

 

37,406

 

 

 

3.0

%

 

 

32,059

 

 

 

3.4

%

Illinois

 

 

18,179

 

 

 

2.9

%

 

 

13,048

 

 

 

2.7

%

 

 

25,271

 

 

 

2.0

%

 

 

18,637

 

 

 

2.0

%

Minnesota

 

 

15,644

 

 

 

2.5

%

 

 

12,004

 

 

 

2.4

%

 

 

17,656

 

 

 

1.4

%

 

 

13,042

 

 

 

1.4

%

Other

 

 

262,931

 

 

 

41.7

%

 

 

188,541

 

 

 

38.0

%

 

 

566,037

 

 

 

44.9

%

 

 

370,100

 

 

 

39.5

%

Total gross written premiums

 

$

630,456

 

 

 

100.0

%

 

$

496,288

 

 

 

100.0

%

 

$

1,260,284

 

 

 

100.0

%

 

$

938,452

 

 

 

100.0

%

 

Gross written premiums by insurance subsidiary are as follows:

 

 

 

Three Months Ended June 30,

 

 

Six Months Ended June 30,

 

 

 

2026

 

 

2025

 

 

2026

 

 

2025

 

 

 

($ in thousands)

 

 

($ in thousands)

 

 

 

 

 

 

% of

 

 

 

 

 

% of

 

 

 

 

 

% of

 

 

 

 

 

% of

 

 

 

Amount

 

 

GWP

 

 

Amount

 

 

GWP

 

 

Amount

 

 

GWP

 

 

Amount

 

 

GWP

 

Subsidiary

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

PESIC

 

$

304,276

 

 

 

48.3

%

 

$

237,943

 

 

 

47.9

%

 

$

574,346

 

 

 

45.6

%

 

$

428,730

 

 

 

45.7

%

PSIC

 

 

278,176

 

 

 

44.1

%

 

 

232,983

 

 

 

46.9

%

 

 

601,929

 

 

 

47.8

%

 

 

463,900

 

 

 

49.4

%

Laulima

 

 

23,407

 

 

 

3.7

%

 

 

20,134

 

 

 

4.1

%

 

 

42,078

 

 

 

3.3

%

 

 

36,171

 

 

 

3.9

%

PCSC

 

 

21,558

 

 

 

3.4

%

 

 

 

 

 

%

 

 

33,979

 

 

 

2.7

%

 

 

 

 

 

%

FIA

 

 

3,039

 

 

 

0.5

%

 

 

5,228

 

 

 

1.1

%

 

 

7,952

 

 

 

0.6

%

 

 

9,651

 

 

 

1.0

%

Total gross written premiums

 

$

630,456

 

 

 

100.0

%

 

$

496,288

 

 

 

100.0

%

 

$

1,260,284

 

 

 

100.0

%

 

$

938,452

 

 

 

100.0

%