Deposits at June 30, 2026 and December 31, 2025 are summarized as follows:


	June 30,		December 31,
	2026		2025
	(in thousands)
Demand	$	251,919	$	208,250
Interest-bearing deposits:
NOW/IOLA accounts		71,987		84,012
Money market accounts (1)		929,002		779,532
Reciprocal deposits		164,883		152,630
Savings accounts		115,233		117,708
Total NOW, money market, reciprocal and savings		1,281,105		1,133,882
Certificates of deposit of $250K or more		194,462		202,500
Brokered certificates of deposits (2)		94,557		67,942
Listing service deposits (2)		994		4,150
Certificates of deposit less than $250K		448,772		429,911
Total certificates of deposit		738,785		704,503
Total interest-bearing deposits		2,019,890		1,838,385
Total deposits	$	2,271,809	$	2,046,635

(1)

At June 30, 2026 and December 31, 2025, there were $50.2 million and $0.3 million, respectively, in brokered deposits.

(2)

At June 30, 2026 and December 31, 2025, there were no individual listing service deposits amounting to $250,000 or more. All other brokered certificates of deposit individually amounted to less than $250,000.

At June 30, 2026 scheduled maturities of certificates of deposit were as follows:


	(in thousands)
2026	$	433,108
2027		244,572
2028		46,217
2029		9,880
2030		3,301
Thereafter		1,707
	$	738,785

Overdrawn deposit accounts that have been reclassified to loans amounted to $0.1 million as of both June 30, 2026 and December 31, 2025.