Finance Receivables - Schedule of Financing Receivable Credit Quality Indicators (Details) - USD ($) $ in Thousands |
3 Months Ended | 6 Months Ended | 12 Months Ended | ||
|---|---|---|---|---|---|
Jun. 30, 2026 |
Jun. 30, 2025 |
Jun. 30, 2026 |
Jun. 30, 2025 |
Dec. 31, 2025 |
|
| Financing Receivable, Allowance for Credit Losses | |||||
| Total | $ 2,137,579 | $ 7,725,515 | $ 2,137,579 | $ 7,725,515 | $ 1,703,221 |
| Gross charge-offs | |||||
| Total | 8,643 | 61,306 | 12,585 | 139,481 | |
| Retail | |||||
| Financing Receivable, Allowance for Credit Losses | |||||
| Year 1 | 456,575 | 1,359,879 | 456,575 | 1,359,879 | 367,671 |
| Year 2 | 328,249 | 2,001,976 | 328,249 | 2,001,976 | 205,382 |
| Year 3 | 159,870 | 1,429,240 | 159,870 | 1,429,240 | 110,311 |
| Year 4 | 82,354 | 1,018,507 | 82,354 | 1,018,507 | 44,056 |
| Year 5 | 35,337 | 513,578 | 35,337 | 513,578 | 21,935 |
| More than 5 years | 58,320 | 269,863 | 58,320 | 269,863 | 5,066 |
| Total | 1,120,705 | 6,593,043 | 1,120,705 | 6,593,043 | 754,421 |
| Gross charge-offs | |||||
| Year 1 | 415 | 552 | 3,406 | ||
| Year 2 | 6,237 | 36,292 | 49,141 | ||
| Year 3 | 1,911 | 41,955 | 54,263 | ||
| Year 4 | 962 | 32,678 | 42,125 | ||
| Year 5 | 499 | 16,906 | 21,737 | ||
| More than 5 years | 376 | 10,457 | 13,983 | ||
| Total | 6,458 | 61,306 | 10,400 | 138,840 | 184,655 |
| Retail | UNITED STATES | |||||
| Financing Receivable, Allowance for Credit Losses | |||||
| Year 1 | 448,300 | 1,333,455 | 448,300 | 1,333,455 | 366,181 |
| Year 2 | 326,982 | 1,962,847 | 326,982 | 1,962,847 | 205,371 |
| Year 3 | 159,859 | 1,397,256 | 159,859 | 1,397,256 | 110,300 |
| Year 4 | 82,348 | 998,884 | 82,348 | 998,884 | 44,042 |
| Year 5 | 35,327 | 504,490 | 35,327 | 504,490 | 21,926 |
| More than 5 years | 58,302 | 264,923 | 58,302 | 264,923 | 5,055 |
| Total | 1,111,118 | 6,461,855 | 1,111,118 | 6,461,855 | 752,875 |
| Gross charge-offs | |||||
| Year 1 | 405 | 552 | 3,280 | ||
| Year 2 | 5,720 | 35,544 | 48,145 | ||
| Year 3 | 1,911 | 41,325 | 53,272 | ||
| Year 4 | 962 | 32,086 | 41,304 | ||
| Year 5 | 499 | 16,614 | 21,354 | ||
| More than 5 years | 376 | 10,125 | 13,556 | ||
| Total | 9,873 | 136,246 | 180,911 | ||
| Retail | CANADA | |||||
| Financing Receivable, Allowance for Credit Losses | |||||
| Year 1 | 8,275 | 26,424 | 8,275 | 26,424 | 1,490 |
| Year 2 | 1,267 | 39,129 | 1,267 | 39,129 | 11 |
| Year 3 | 11 | 31,984 | 11 | 31,984 | 11 |
| Year 4 | 6 | 19,623 | 6 | 19,623 | 14 |
| Year 5 | 10 | 9,088 | 10 | 9,088 | 9 |
| More than 5 years | 18 | 4,940 | 18 | 4,940 | 11 |
| Total | 9,587 | 131,188 | 9,587 | 131,188 | 1,546 |
| Gross charge-offs | |||||
| Year 1 | 10 | 0 | 126 | ||
| Year 2 | 517 | 748 | 996 | ||
| Year 3 | 0 | 630 | 991 | ||
| Year 4 | 0 | 592 | 821 | ||
| Year 5 | 0 | 292 | 383 | ||
| More than 5 years | 0 | 332 | 427 | ||
| Total | 527 | 2,594 | 3,744 | ||
| Retail | Super prime | UNITED STATES | |||||
| Financing Receivable, Allowance for Credit Losses | |||||
| Year 1 | 180,521 | 549,485 | 180,521 | 549,485 | 185,774 |
| Year 2 | 154,199 | 828,526 | 154,199 | 828,526 | 108,025 |
| Year 3 | 82,543 | 545,156 | 82,543 | 545,156 | 54,501 |
| Year 4 | 39,579 | 335,566 | 39,579 | 335,566 | 16,944 |
| Year 5 | 13,433 | 142,404 | 13,433 | 142,404 | 9,675 |
| More than 5 years | 28,934 | 52,812 | 28,934 | 52,812 | 1,544 |
| Total | 499,209 | 2,453,949 | 499,209 | 2,453,949 | 376,463 |
| Retail | Super prime | CANADA | |||||
| Financing Receivable, Allowance for Credit Losses | |||||
| Year 1 | 5,840 | 19,449 | 5,840 | 19,449 | 1,012 |
| Year 2 | 862 | 29,869 | 862 | 29,869 | 5 |
| Year 3 | 4 | 23,599 | 4 | 23,599 | 5 |
| Year 4 | 1 | 13,497 | 1 | 13,497 | 5 |
| Year 5 | 1 | 5,522 | 1 | 5,522 | 3 |
| More than 5 years | 7 | 2,131 | 7 | 2,131 | 1 |
| Total | 6,715 | 94,067 | 6,715 | 94,067 | 1,031 |
| Retail | Prime | UNITED STATES | |||||
| Financing Receivable, Allowance for Credit Losses | |||||
| Year 1 | 172,989 | 571,939 | 172,989 | 571,939 | 166,971 |
| Year 2 | 153,788 | 870,644 | 153,788 | 870,644 | 96,360 |
| Year 3 | 76,532 | 671,113 | 76,532 | 671,113 | 54,902 |
| Year 4 | 42,059 | 521,027 | 42,059 | 521,027 | 26,268 |
| Year 5 | 21,233 | 271,193 | 21,233 | 271,193 | 11,525 |
| More than 5 years | 27,974 | 141,509 | 27,974 | 141,509 | 2,413 |
| Total | 494,575 | 3,047,425 | 494,575 | 3,047,425 | 358,439 |
| Retail | Prime | CANADA | |||||
| Financing Receivable, Allowance for Credit Losses | |||||
| Year 1 | 2,270 | 5,956 | 2,270 | 5,956 | 377 |
| Year 2 | 342 | 7,736 | 342 | 7,736 | 4 |
| Year 3 | 4 | 7,359 | 4 | 7,359 | 3 |
| Year 4 | 3 | 5,444 | 3 | 5,444 | 8 |
| Year 5 | 8 | 3,261 | 8 | 3,261 | 5 |
| More than 5 years | 9 | 2,305 | 9 | 2,305 | 8 |
| Total | 2,636 | 32,061 | 2,636 | 32,061 | 405 |
| Retail | Sub-prime | UNITED STATES | |||||
| Financing Receivable, Allowance for Credit Losses | |||||
| Year 1 | 94,790 | 212,031 | 94,790 | 212,031 | 13,436 |
| Year 2 | 18,995 | 263,677 | 18,995 | 263,677 | 986 |
| Year 3 | 784 | 180,987 | 784 | 180,987 | 897 |
| Year 4 | 710 | 142,291 | 710 | 142,291 | 830 |
| Year 5 | 661 | 90,893 | 661 | 90,893 | 726 |
| More than 5 years | 1,394 | 70,602 | 1,394 | 70,602 | 1,098 |
| Total | 117,334 | 960,481 | 117,334 | 960,481 | 17,973 |
| Retail | Sub-prime | CANADA | |||||
| Financing Receivable, Allowance for Credit Losses | |||||
| Year 1 | 165 | 1,019 | 165 | 1,019 | 101 |
| Year 2 | 63 | 1,524 | 63 | 1,524 | 2 |
| Year 3 | 3 | 1,026 | 3 | 1,026 | 3 |
| Year 4 | 2 | 682 | 2 | 682 | 1 |
| Year 5 | 1 | 305 | 1 | 305 | 1 |
| More than 5 years | 2 | 504 | 2 | 504 | 2 |
| Total | $ 236 | $ 5,060 | $ 236 | $ 5,060 | $ 110 |