The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 535,742 2,129 SH SOLE 2,129 0 0
ADVANCED MICRO DEVICES INC COM 007903107 425,226 732 SH SOLE 732 0 0
ALPHABET INC CAP STK CL C 02079K107 509,502 1,442 SH SOLE 1,442 0 0
ALPHABET INC CAP STK CL A 02079K305 686,508 1,921 SH SOLE 1,921 0 0
AMAZON COM INC COM 023135106 676,647 2,839 SH SOLE 2,839 0 0
AMERICAN ELEC PWR CO INC COM 025537101 267,600 1,956 SH SOLE 1,956 0 0
APPLE INC COM 037833100 3,926,615 13,570 SH SOLE 13,570 0 0
APPLE INC PUT 037833950 6,300 20 SH Put SOLE 20 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 298,733 597 SH SOLE 597 0 0
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 5,085,477 96,462 SH SOLE 96,462 0 0
BLACKROCK ETF TRUST ISHA LA CORE ETF 09290C855 3,945,725 78,335 SH SOLE 78,335 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 12,729,873 187,176 SH SOLE 187,176 0 0
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 4,880,662 113,214 SH SOLE 113,214 0 0
BLACKROCK ETF TRUST ISHARES DEFENSE 09290C699 2,105,002 66,237 SH SOLE 66,237 0 0
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 2,234,723 61,058 SH SOLE 61,058 0 0
BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 357,245 12,736 SH SOLE 12,736 0 0
BLACKROCK ETF TRUST II ISHA GLO USD ETF 092528835 212,727 4,230 SH SOLE 4,230 0 0
BROADCOM INC COM 11135F101 615,355 1,629 SH SOLE 1,629 0 0
CATERPILLAR INC COM 149123101 230,018 216 SH SOLE 216 0 0
CHEVRON CORPORATION COM 166764100 517,503 3,122 SH SOLE 3,122 0 0
CITIGROUP INC COM NEW 172967424 204,202 1,459 SH SOLE 1,459 0 0
COCA COLA CO COM 191216100 236,658 2,912 SH SOLE 2,912 0 0
CONSTELLATION ENERGY CORP COM 21037T109 247,128 995 SH SOLE 995 0 0
ELI LILLY & CO COM 532457108 1,600,040 1,334 SH SOLE 1,334 0 0
EXXON MOBIL CORP COM 30231G102 1,799,098 13,159 SH SOLE 13,159 0 0
HOME DEPOT INC COM 437076102 397,823 1,128 SH SOLE 1,128 0 0
ISHARES GOLD TR ISHARES NEW 464285204 478,960 6,343 SH SOLE 6,343 0 0
ISHARES INC CORE MSCI EMKT 46434G103 8,848,551 106,815 SH SOLE 106,815 0 0
ISHARES INC MSCI EMRG CHN 46434G764 691,139 6,756 SH SOLE 6,756 0 0
ISHARES TR CORE S&P500 ETF 464287200 27,673,209 36,952 SH SOLE 36,952 0 0
ISHARES TR LONG TERM MUNI 46438G448 3,652,806 71,316 SH SOLE 71,316 0 0
ISHARES TR EAFE GRWTH ETF 464288885 6,593,027 52,990 SH SOLE 52,990 0 0
ISHARES TR EAFE VALUE ETF 464288877 6,269,206 81,897 SH SOLE 81,897 0 0
ISHARES TR MSCI USA MIN ETF 46429B697 887,336 9,199 SH SOLE 9,199 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 2,836,133 12,925 SH SOLE 12,925 0 0
ISHARES TR NATIONAL MUN ETF 464288414 3,243,667 30,140 SH SOLE 30,140 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 10,934,773 79,508 SH SOLE 79,508 0 0
ISHARES TR S&P 500 VAL ETF 464287408 7,991,403 35,195 SH SOLE 35,195 0 0
ISHARES TR US AER DEF ETF 464288760 1,084,102 4,472 SH SOLE 4,472 0 0
ISHARES TR 0-3 MTH TREASURY 46436E718 841,400 8,358 SH SOLE 8,358 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 442,744 4,412 SH SOLE 4,412 0 0
ISHARES TR CORE UNIVRSL USD 46434V613 1,563,008 33,868 SH SOLE 33,868 0 0
ISHARES TR MBS ETF 464288588 255,582 2,704 SH SOLE 2,704 0 0
ISHARES TR MSCI USA MMENTM 46432F396 2,417,727 7,052 SH SOLE 7,052 0 0
ISHARES TR US TREAS BD ETF 46429B267 308,305 13,534 SH SOLE 13,534 0 0
ISHARES TR S&P 100 ETF 464287101 796,499 2,177 SH SOLE 2,177 0 0
ISHARES TR U.S. TECH ETF 464287721 1,077,274 4,271 SH SOLE 4,271 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 460,275 9,025 SH SOLE 9,025 0 0
JPMORGAN CHASE & CO COM 46625H100 717,835 2,193 SH SOLE 2,193 0 0
META PLATFORMS INC CL A 30303M102 385,854 685 SH SOLE 685 0 0
MICRON TECHNOLOGY INC COM 595112103 248,172 215 SH SOLE 215 0 0
MICROSOFT CORP COM 594918104 1,168,672 3,133 SH SOLE 3,133 0 0
NVIDIA CORPORATION COM 67066G104 2,025,111 10,121 SH SOLE 10,121 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 524,029 5,683 SH SOLE 5,683 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866 1,782,509 33,888 SH SOLE 33,888 0 0
PIMCO ETF TR MTG BKD SECS ACT 72201R569 294,305 5,960 SH SOLE 5,960 0 0
PIMCO ETF TR MULTISECTOR BD 72201R585 599,352 22,600 SH SOLE 22,600 0 0
PIMCO ETF TR MUNI INCOME OPP 72201R635 1,304,068 28,498 SH SOLE 28,498 0 0
PROCTER & GAMBLE CO COM 742718109 239,756 1,635 SH SOLE 1,635 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 205,335 2,530 SH SOLE 2,530 0 0
QUANTA SVCS INC COM 74762E102 605,554 841 SH SOLE 841 0 0
TESLA INC COM 88160R101 364,240 866 SH SOLE 866 0 0
UNITED RENTALS INC COM 911363109 254,900 225 SH SOLE 225 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 367,270 993 SH SOLE 993 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 642,866 4,068 SH SOLE 4,068 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 267,988 2,729 SH SOLE 2,729 0 0
VISA INC COM CL A 92826C839 253,200 738 SH SOLE 738 0 0
WALMART INC COM 931142103 988,194 8,725 SH SOLE 8,725 0 0
WELLS FARGO & CO COM 949746101 257,093 3,111 SH SOLE 3,111 0 0