v3.26.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Loans by Year of Origination, Loan Segmentation and Risk Indicator (Details) - USD ($)
$ in Thousands
6 Months Ended 12 Months Ended
Jun. 30, 2026
Dec. 31, 2025
Credit quality information    
2026 $ 221,448 $ 492,364
2025 516,690 362,429
2024 334,107 303,506
2023 296,771 736,534
2022 718,517 464,963
Prior 1,526,647 1,246,063
Total loans held for investment 3,614,180 3,605,859
Commercial construction | Total commercial loans    
Credit quality information    
2026 2,699 62,267
2025 108,130 76,856
2024 61,436 43,824
2023 49,238 22,609
2022 22,327 2,373
Prior 4,991 5,850
Total loans held for investment 248,821 213,779
Commercial construction | Pass | Total commercial loans    
Credit quality information    
2026 2,699 62,267
2025 108,130 62,422
2024 61,436 43,824
2023 49,238 22,609
2022 22,327 2,373
Prior 4,839 5,819
Total loans held for investment 248,669 199,314
Commercial construction | Special mention | Total commercial loans    
Credit quality information    
2025   14,434
Prior 124  
Total loans held for investment 124 14,434
Commercial construction | Substandard | Total commercial loans    
Credit quality information    
Prior 28 31
Total loans held for investment 28 31
Commercial real estate owner occupied | Total commercial real estate    
Credit quality information    
2026 16,653 60,013
2025 42,332 37,785
2024 37,254 48,479
2023 41,174 75,589
2022 72,334 44,889
Prior 142,945 119,088
Total loans held for investment 352,692 385,843
Commercial real estate owner occupied | Pass | Total commercial real estate    
Credit quality information    
2026 16,653 60,013
2025 42,332 37,785
2024 37,254 47,601
2023 40,309 74,993
2022 71,749 31,512
Prior 126,827 115,774
Total loans held for investment 335,124 367,678
Commercial real estate owner occupied | Special mention | Total commercial real estate    
Credit quality information    
2024   878
2023 865 596
2022 585 13,377
Prior 14,484 1,329
Total loans held for investment 15,934 16,180
Commercial real estate owner occupied | Substandard | Total commercial real estate    
Credit quality information    
Prior 1,583 1,895
Total loans held for investment 1,583 1,895
Commercial real estate owner occupied | Doubtful | Total commercial real estate    
Credit quality information    
Prior 51 90
Total loans held for investment 51 90
Commercial real estate non-owner occupied | Total commercial real estate    
Credit quality information    
2026 101,487 234,960
2025 239,307 104,173
2024 100,851 63,730
2023 64,532 362,429
2022 359,726 210,740
Prior 566,359 474,565
Total loans held for investment 1,432,262 1,450,597
Current period gross write-offs    
Prior 3,283  
Total 3,283  
Commercial real estate non-owner occupied | Pass | Total commercial real estate    
Credit quality information    
2026 101,487 234,960
2025 239,307 78,781
2024 74,320 56,134
2023 56,603 329,779
2022 326,973 188,810
Prior 515,372 420,958
Total loans held for investment 1,314,062 1,309,422
Commercial real estate non-owner occupied | Special mention | Total commercial real estate    
Credit quality information    
2025   25,392
2024 26,531  
2023 397 32,650
2022 32,753 21,930
Prior 34,643 25,313
Total loans held for investment 94,324 105,285
Commercial real estate non-owner occupied | Substandard | Total commercial real estate    
Credit quality information    
2024   7,596
2023 7,532  
Prior 16,344 28,294
Total loans held for investment 23,876 35,890
Municipal and other    
Credit quality information    
2026 2,091 7,824
2025 2,794 2,852
2024 2,662 4,629
2023 4,299 6,030
2022 5,693 918
Prior 19,259 20,853
Total loans held for investment 36,798 43,106
Municipal and other | Pass    
Credit quality information    
2026 2,091 7,824
2025 2,794 2,852
2024 2,662 4,629
2023 4,299 6,030
2022 5,693 918
Prior 19,259 20,853
Total loans held for investment 36,798 43,106
Commercial and industrial | Total commercial and industrial    
Credit quality information    
2026 45,599 54,908
2025 52,161 67,692
2024 67,967 46,624
2023 48,419 43,933
2022 43,818 9,877
Prior 102,304 92,336
Total loans held for investment 360,268 315,370
Current period gross write-offs    
2025   86
2024 20  
2022 12 25
Prior   626
Total 32 737
Commercial and industrial | Pass | Total commercial and industrial    
Credit quality information    
2026 45,423 54,711
2025 42,063 67,007
2024 67,368 45,202
2023 47,548 41,687
2022 42,640 9,046
Prior 98,807 88,496
Total loans held for investment 343,849 306,149
Commercial and industrial | Special mention | Total commercial and industrial    
Credit quality information    
2026 176 127
2025 10,031 104
2024 82 1,366
2023 810 1,766
2022 758 431
Prior 1,088 1,108
Total loans held for investment 12,945 4,902
Commercial and industrial | Substandard | Total commercial and industrial    
Credit quality information    
2026   70
2025 67 581
2024 517 56
2023 61 395
2022 335 395
Prior 2,250 2,576
Total loans held for investment 3,230 4,073
Commercial and industrial | Doubtful | Total commercial and industrial    
Credit quality information    
2023   85
2022 85 5
Prior 159 156
Total loans held for investment 244 246
Residential real estate | Residential real estate    
Credit quality information    
2026 41,281 45,303
2025 44,675 47,589
2024 40,137 78,135
2023 72,099 212,442
2022 202,090 189,077
Prior 649,777 495,867
Total loans held for investment 1,050,059 1,068,413
Current period gross write-offs    
2022 2  
Prior 53  
Total 55  
Residential real estate | Performing | Residential real estate    
Credit quality information    
2026 41,281 45,303
2025 44,675 47,589
2024 40,044 76,856
2023 70,866 211,153
2022 200,240 187,848
Prior 644,448 491,752
Total loans held for investment 1,041,554 1,060,501
Residential real estate | Nonperforming | Residential real estate    
Credit quality information    
2024 93 1,279
2023 1,233 1,289
2022 1,850 1,229
Prior 5,329 4,115
Total loans held for investment 8,505 7,912
Home equity    
Credit quality information    
2026 8,152 20,279
2025 23,342 22,933
2024 21,893 15,220
2023 15,070 12,531
2022 12,066 6,761
Prior 40,089 36,760
Total loans held for investment 120,612 114,484
Current period gross write-offs    
Prior 9  
Total 9  
Home equity | Performing    
Credit quality information    
2026 8,152 20,279
2025 23,322 22,933
2024 21,893 15,121
2023 14,976 12,304
2022 11,848 6,672
Prior 39,323 35,992
Total loans held for investment 119,514 113,301
Home equity | Nonperforming    
Credit quality information    
2025 20  
2024   99
2023 94 227
2022 218 89
Prior 766 768
Total loans held for investment 1,098 1,183
Consumer other | Consumer    
Credit quality information    
2026 3,486 6,810
2025 3,949 2,549
2024 1,907 2,865
2023 1,940 971
2022 463 328
Prior 923 744
Total loans held for investment 12,668 14,267
Current period gross write-offs    
2025 29 26
2024 27 27
2023 11 16
2022 1 4
Prior 113 211
Total 181 284
Consumer other | Performing | Consumer    
Credit quality information    
2026 3,486 6,764
2025 3,903 2,538
2024 1,888 2,848
2023 1,903 971
2022 463 328
Prior 923 742
Total loans held for investment 12,566 14,191
Consumer other | Nonperforming | Consumer    
Credit quality information    
2026   46
2025 46 11
2024 19 17
2023 37  
Prior   2
Total loans held for investment $ 102 $ 76