v3.26.1
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
Cash and cash equivalents:    
Cash and due from banks $ 46,270 $ 44,947
Interest-earning deposits with other banks 58,118 35,890
Total cash and cash equivalents 104,388 80,837
Securities:    
Available-for-sale debt securities 601,772 597,424
Net securities 601,772 597,424
Federal Home Loan Bank stock 13,423 11,308
Loans held for sale 10,203 5,283
Total loans held for investment 3,614,180 3,605,859
Less: Allowance for credit losses (32,231) (34,052)
Net loans held for investment 3,581,949 3,571,807
Premises and equipment, net 61,170 58,188
Other real estate owned 8,170  
Goodwill 141,819 141,819
Other intangible assets 15,242 16,407
Cash surrender value of bank-owned life insurance 88,728 96,250
Deferred tax assets, net 28,859 29,926
Other assets 86,779 74,642
Total assets 4,742,502 4,683,891
Deposits:    
Non-interest bearing demand 678,081 670,786
Interest-bearing demand 1,141,043 1,137,730
Savings 635,316 635,329
Money market 481,815 464,843
Time 917,694 912,594
Total deposits 3,853,949 3,821,282
Borrowings:    
Senior 227,541 216,818
Subordinated 53,620 52,825
Total borrowings 281,161 269,643
Other liabilities 57,840 60,425
Total liabilities 4,192,950 4,151,350
Shareholders' equity    
Capital stock, par value $2.00; authorized 30,000,000 shares; issued 17,734,817 shares; outstanding 16,753,831 shares and 16,702,063 shares at June 30, 2026 and December 31, 2025, respectively 35,470 35,470
Additional paid-in capital 234,878 233,335
Retained earnings 331,997 314,372
Accumulated other comprehensive loss (37,056) (35,409)
Less: 980,986 and 1,032,754 shares of treasury stock, at cost, at June 30, 2026 and December 31, 2025, respectively (15,737) (15,227)
Total shareholders' equity 549,552 532,541
Total liabilities and shareholders' equity $ 4,742,502 $ 4,683,891