The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 4,517,981 46,823 SH SOLE 0 0 46,823
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 1,922,349 21,551 SH SOLE 0 0 21,551
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 4,203,370 40,790 SH SOLE 455 0 40,335
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 208,898 4,409 SH SOLE 0 0 4,409
AMERICAN CENTY ETF TR US EQT ETF 025072885 31,580,887 246,572 SH SOLE 2,865 0 243,707
AMERICAN CENTY ETF TR US SML CP VALU 025072877 5,052,954 40,501 SH SOLE 581 0 39,920
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 356,535 8,773 SH SOLE 0 0 8,773
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 705,932 24,368 SH SOLE 191 0 24,177
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 7,321,369 196,494 SH SOLE 0 0 196,494
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 795,296 19,818 SH SOLE 0 0 19,818
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 2,954,719 61,130 SH SOLE 1,428 0 59,702
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 328,232 6,874 SH SOLE 0 0 6,874
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 11,695,739 263,655 SH SOLE 0 0 263,655
DIMENSIONAL ETF TRUST US HIGH PROF ETF 25434V831 20,046,570 480,387 SH SOLE 4,805 0 475,582
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V815 1,329,062 34,263 SH SOLE 0 0 34,263
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 921,142 13,178 SH SOLE 0 0 13,178
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 2,096,841 56,918 SH SOLE 0 0 56,918
ELI LILLY & CO COM 532457108 442,590 369 SH SOLE 0 0 369
EQUIFAX INC COM 294429105 267,284 1,684 SH SOLE 0 0 1,684
GOLDMAN SACHS GROUP INC COM 38141G104 1,741,579 1,722 SH SOLE 0 0 1,722
HOME DEPOT INC COM 437076102 724,757 2,055 SH SOLE 0 0 2,055
ISHARES TR MSCI USA MMENTM 46432F396 625,665 1,825 SH SOLE 0 0 1,825
ISHARES TR RUS 1000 GRW ETF 464287614 666,388 5,367 SH SOLE 0 0 5,367
ISHARES TR RUS 1000 VAL ETF 464287598 266,081 1,098 SH SOLE 0 0 1,098
ISHARES TR TIPS BD ETF 464287176 2,696,136 24,638 SH SOLE 0 0 24,638
SCHWAB STRATEGIC TR US TIPS ETF 808524870 18,684,915 705,091 SH SOLE 19,276 0 685,815
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 222,531 4,595 SH SOLE 0 0 4,595