The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR PORTFOLIO LARGE CAP ETF ETF 78464A854 201,868,483 2,297,092 SH SOLE 0 0 2,297,092
SPDR PORT DEVELOPED WORLD EX-US ETF ETF 78463X889 152,357,653 3,023,569 SH SOLE 0 0 3,023,569
ISHARES S&P 500 INDEX ETF 464287200 73,842,479 98,603 SH SOLE 0 0 98,603
SPDR PORTFOLIO S&P 400 MID CAP ETF ETF 78464A847 62,680,828 927,780 SH SOLE 0 0 927,780
ISHARES CORE MSCI EAFE ETF 46432F842 47,828,589 495,223 SH SOLE 0 0 495,223
SPDR Portfolio S&P 500 Value ETF ETF 78464A508 42,870,457 705,222 SH SOLE 0 0 705,222
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 40,993,973 192,668 SH SOLE 0 0 192,668
STT STRT SPDR PRTFL SP 600 SMLL CAP ETF 78468R853 39,455,986 684,168 SH SOLE 0 0 684,168
ISHARES AGGREGATE BOND ETF ETF 464287226 37,069,222 374,512 SH SOLE 0 0 374,512
FIDELITY TOTAL BOND ETF ETF 316188309 35,005,078 769,512 SH SOLE 0 0 769,512
FID MSCI INFO TECHNOLOGY INDEX ETF ETF 316092808 31,253,026 109,437 SH SOLE 0 0 109,437
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 31,094,609 600,514 SH SOLE 0 0 600,514
ISHARES CORE S&P MID CAP ETF ETF 464287507 28,822,513 373,784 SH SOLE 0 0 373,784
SPDR Portfolio S&P 500 Growth ETF ETF 78464A409 27,648,393 232,359 SH SOLE 0 0 232,359
MICROSOFT COM 594918104 26,730,734 71,660 SH SOLE 0 0 71,660
FIDELITY MSCI INDL INDEX ETF ETF 316092709 25,883,550 259,849 SH SOLE 0 0 259,849
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 23,430,710 309,153 SH SOLE 0 0 309,153
ISHARES AMT-FREE MUNI BOND ETF ETF 464288414 19,767,822 183,682 SH SOLE 0 0 183,682
ISHARES S&P SMALLCAP 600 ETF ETF 464287804 19,386,851 130,718 SH SOLE 0 0 130,718
INVESCO NASDAQ 100 ETF ETF 46138G649 17,472,114 57,669 SH SOLE 0 0 57,669
VANGUARD S&P 500 ETF ETF 922908363 17,326,499 25,228 SH SOLE 0 0 25,228
APPLE INC COM 037833100 16,964,389 58,627 SH SOLE 0 0 58,627
BHP BILLITON LIMITED SPONSORED ADS ADR 088606108 16,938,861 203,323 SH SOLE 0 0 203,323
XTRACKERS MSCI EAFE HEDGED EQTY ETF ETF 233051200 15,551,698 284,673 SH SOLE 0 0 284,673
CAPITAL GROUP US MULTI-SECTOR INCM ETF 14020Y300 15,349,528 561,637 SH SOLE 0 0 561,637
ISHARES TR S&P 100 INDEX FUND ETF 464287101 15,300,796 41,820 SH SOLE 0 0 41,820
PIMCO MLTISCT BD ACT EXCH TRDD FND ETF 72201R585 13,762,193 518,936 SH SOLE 0 0 518,936
PIMCO ACTIVE BD ETF ETF 72201R775 13,378,843 145,091 SH SOLE 0 0 145,091
GOOGLE INC COM 02079K305 13,327,617 37,294 SH SOLE 0 0 37,294
ISHARES CORE MSCI EMERGING MKTS ETF 46434G103 13,253,997 159,995 SH SOLE 0 0 159,995
SPDR DOUBLELINE TOT RETURN TACT ETF ETF 78467V848 12,756,061 323,184 SH SOLE 0 0 323,184
VANGUARD LONG-TERM TREASURY INDX FD ETF 92206C847 10,488,221 190,073 SH SOLE 0 0 190,073
AMAZON.COM INC COM 023135106 9,808,852 41,155 SH SOLE 0 0 41,155
NYLI MACKAY MUNI INTERMEDIATE ETF ETF 45409F827 9,528,509 391,315 SH SOLE 0 0 391,315
NVIDIA CORPORATION COM COM 67066G104 8,996,767 44,964 SH SOLE 0 0 44,964
VANGUARD CORE PLUS BOND ETF ETF 922020755 8,761,309 112,939 SH SOLE 0 0 112,939
CAPITAL GROUP DIVIDEND VALUE ETF ETF 14020W106 8,705,495 176,654 SH SOLE 0 0 176,654
INVESCO QQQ TRUST ETF 46090E103 8,704,085 11,820 SH SOLE 0 0 11,820
FIDELITY ENHANCED INTERNATIONAL ETF ETF 31609A404 8,413,338 209,652 SH SOLE 0 0 209,652
SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649 7,876,476 308,639 SH SOLE 0 0 308,639
VANGUARD EXTENDED MARKET ETF ETF 922908652 7,451,214 30,264 SH SOLE 0 0 30,264
VANGUARD GROWTH ETF ETF 922908736 7,362,615 85,473 SH SOLE 0 0 85,473
T. ROWE PRICE FLOATING RATE ETF ETF 87283Q883 7,326,589 145,340 SH SOLE 0 0 145,340
ISHARES S&P 500 VALUE ETF ETF 464287408 7,291,030 32,111 SH SOLE 0 0 32,111
GMO US QUALITY ETF ETF 90139K100 7,036,357 169,062 SH SOLE 0 0 169,062
INVESCO S&P 500 MOMENTUM ETF ETF 46138E339 6,925,543 42,872 SH SOLE 0 0 42,872
VANGUARD VALUE ETF ETF 922908744 6,864,892 31,500 SH SOLE 0 0 31,500
CAPITAL GROUP MUNICIPAL INCOME ETF ETF 14020Y201 6,517,244 237,250 SH SOLE 0 0 237,250
ISHR GLD TRST MICR ETF BENEF INTRST ETF 46436F103 5,825,245 145,595 SH SOLE 0 0 145,595
ISHR TR DOW JONESUS AEROSPACE & DEF ETF 464288760 5,750,773 23,722 SH SOLE 0 0 23,722
SPDR SER TR S&P SEMICONDUCTOR ETF ETF 78464A862 5,616,173 9,005 SH SOLE 0 0 9,005
AVANTIS U.S. EQUITY ETF ETF 025072885 5,559,068 43,403 SH SOLE 0 0 43,403
STT STRT SPDR PRTFL HIGH YLD BND ETF 78468R606 5,502,095 234,731 SH SOLE 0 0 234,731
CAPITAL GROUP INTRNATIONAL CRE EQTY ETF 14021T102 5,435,688 149,373 SH SOLE 0 0 149,373
VANGUARD TOTAL STK MKT ETF 922908769 5,331,612 14,408 SH SOLE 0 0 14,408
SPDR S&P TRANSPORTATION ETF ETF 78464A532 5,054,277 43,707 SH SOLE 0 0 43,707
INVESCO S&P MIDCAP MOMENTUM ETF ETF 46137V464 5,026,446 29,543 SH SOLE 0 0 29,543
ISHR S&P NORTH AMER TECH-SOFTWARE ETF 464287515 4,952,069 54,659 SH SOLE 0 0 54,659
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 4,485,553 88,682 SH SOLE 0 0 88,682
COLGATE PALMOLIVE CO COM COM 194162103 4,441,903 48,450 SH SOLE 0 0 48,450
NUVEEN ESG LARGE-CAP VALUE ETF ETF 67092P300 4,287,685 85,771 SH SOLE 0 0 85,771
WSDMTR INTRST RT HDGD HGH YD BD FD ETF 97717W430 3,808,089 169,198 SH SOLE 0 0 169,198
VANGUARD SHORT TERM CORP BD FD ETF ETF 92206C409 3,650,107 46,186 SH SOLE 0 0 46,186
JPMORGAN CHASE & CO COM COM 46625H100 3,593,484 10,978 SH SOLE 0 0 10,978
FRANKLIN U. MID CAP MLTFCTR INDX ETF 35473P884 3,298,732 56,988 SH SOLE 0 0 56,988
INNOVATOR DEFINED WEALTH SHIELD ETF ETF 45783Y855 2,990,160 87,253 SH SOLE 0 0 87,253
MKT VCTRSTR LHMAN BRS AMT-FR INTRMD ETF 92189H201 2,889,591 61,494 SH SOLE 0 0 61,494
VANGUARD HIGH DIVIDEND YIELD ETF 921946406 2,842,286 17,986 SH SOLE 0 0 17,986
ACCESS TREASURY 0-1 YEAR ETF ETF 381430529 2,740,220 27,358 SH SOLE 0 0 27,358
ISHARES US EQUITY FACTOR RTTN ACTV ETF 09290C103 2,649,398 38,956 SH SOLE 0 0 38,956
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332 2,600,521 46,043 SH SOLE 0 0 46,043
ISHARES ESG AWARE MSCI EAFE ETF ETF 46435G516 2,396,913 23,314 SH SOLE 0 0 23,314
ALPHABET INC CAP STK CL C COM 02079K107 2,395,702 6,780 SH SOLE 0 0 6,780
VANGUARD Intmd-TERM CORP BD ETF ETF 92206C870 2,363,520 28,597 SH SOLE 0 0 28,597
ISHR TRST COR MSCI TOT INTL STK ETF ETF 46432F834 2,320,817 24,317 SH SOLE 0 0 24,317
EXXONMOBIL HOLDINGS CORP COM SHS COM 30233Q108 2,261,022 16,538 SH SOLE 0 0 16,538
JANUS HENDERSON SHT DURATION INCOME ETF 47103U886 2,212,341 45,275 SH SOLE 0 0 45,275
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702 2,172,944 4,343 SH SOLE 0 0 4,343
T. ROWE PRICE CAPITAL APPRCTN EQUTY ETF 87283Q867 2,163,162 52,632 SH SOLE 0 0 52,632
INSPIRE CORPORATE BOND ETF ETF 66538H633 2,162,718 90,985 SH SOLE 0 0 90,985
CAPITAL GROUP CORE BALANCED ETF ETF 14021D107 2,144,570 56,496 SH SOLE 0 0 56,496
MICRON TECHNOLOGY COM 595112103 2,133,346 1,848 SH SOLE 0 0 1,848
ISHARES ESG MSCI KLD 400 ETF ETF 464288570 2,132,624 14,977 SH SOLE 0 0 14,977
CAPITAL GROUP CORE EQUITY ETF ETF 14020V108 2,121,327 47,692 SH SOLE 0 0 47,692
GLOBAL X NASDAQ 100 COVERED CALL ETF 37954Y483 2,088,321 113,311 SH SOLE 0 0 113,311
ISHARES INTERNTNL CNTRY RTTN ACTV ETF 09290C764 1,986,685 54,281 SH SOLE 0 0 54,281
ISHARES GOLD TRUST ETF ETF 464285204 1,977,078 26,183 SH SOLE 0 0 26,183
HARBOR COMMODITY ALL-WTHR STRTGY ETF 41151J505 1,939,260 66,096 SH SOLE 0 0 66,096
SPDR PRTFLIO INTERMEDIATE TRM TRSRY ETF 78464A672 1,826,058 64,320 SH SOLE 0 0 64,320
ADVANCED MICRO DEVICES INC COM COM 007903107 1,759,344 3,029 SH SOLE 0 0 3,029
CAPITAL GROUP MUNICIPAL HIGH-INCOME ETF 14020Y805 1,757,468 67,987 SH SOLE 0 0 67,987
META PLATFORMS INC CL A COM 30303M102 1,750,403 3,107 SH SOLE 0 0 3,107
CAPITAL GROUP GROWTH ETF ETF 14020G101 1,750,390 37,085 SH SOLE 0 0 37,085
SPDR PORTFOLIO SHORT TERM TREASURY ETF 78468R101 1,686,577 58,138 SH SOLE 0 0 58,138
INSPIRE 500 ETF ETF 66537J796 1,685,981 5,893 SH SOLE 0 0 5,893
SCHWAB FUNDAMENTAL US SMALL CO INDX ETF 808524763 1,667,573 43,814 SH SOLE 0 0 43,814
ISH BROAD USD HGH YD CORP BD ETF ETF 46435U853 1,634,634 44,155 SH SOLE 0 0 44,155
AVANTIS U.S. LARGE CAP VALUE ETF ETF 025072349 1,631,572 17,888 SH SOLE 0 0 17,888
GLDMN SCHS ACT EBETA US LRG CAP EQ ETF 381430503 1,602,139 11,291 SH SOLE 0 0 11,291
CATERPILLAR INC COM COM 149123101 1,594,830 1,498 SH SOLE 0 0 1,498
TMTHY PN TMTHY PN US LRG/MD CP CR ETF 887432359 1,552,743 30,839 SH SOLE 0 0 30,839
ISHR INT SELECT DIV ETF ETF 464288448 1,522,325 36,745 SH SOLE 0 0 36,745
ISHARES S&P MIDCAP 400 VALUE ETF ETF 464287705 1,519,087 10,283 SH SOLE 0 0 10,283
ISHARES S&P SMALLCAP 600 GROWTH ETF ETF 464287887 1,468,457 8,222 SH SOLE 0 0 8,222
VANGUARD SMALL CAP ETF ETF 922908751 1,468,403 4,844 SH SOLE 0 0 4,844
BROADCOM INC COM COM 11135F101 1,464,595 3,877 SH SOLE 0 0 3,877
CAPITAL GROUP CORE PLUS INCOME ETF ETF 14020Y102 1,440,102 64,608 SH SOLE 0 0 64,608
ISHR TRUST CORE SHRT TERM US BD ETF ETF 46432F859 1,438,322 29,810 SH SOLE 0 0 29,810
INTEL CORP COM COM 458140100 1,356,202 9,713 SH SOLE 0 0 9,713
CAPITAL GROUP DIVIDEND GROWERS ETF ETF 14021L109 1,329,446 35,442 SH SOLE 0 0 35,442
ISHARES S&P MIDCAP 400 GROWTH INDEX ETF 464287606 1,306,922 11,123 SH SOLE 0 0 11,123
VANGUARD FTSE ALL-WORLD EX-US ETF 922042775 1,302,983 15,558 SH SOLE 0 0 15,558
ISHR IBOXX HIGH YIELD CORP BD ETF ETF 464288513 1,300,294 16,260 SH SOLE 0 0 16,260
ISHARES FLOATING RATE BOND ETF ETF 46429B655 1,270,054 24,879 SH SOLE 0 0 24,879
CISCO SYS INC COM 17275R102 1,263,179 10,754 SH SOLE 0 0 10,754
INTL BUSINESS MACHINES COM 459200101 1,256,084 4,467 SH SOLE 0 0 4,467
JOHNSON & JOHNSON COM COM 478160104 1,238,366 4,876 SH SOLE 0 0 4,876
PIMCO INTERMEDIATE MUNI BD ACTIVE ETF 72201R866 1,235,137 23,482 SH SOLE 0 0 23,482
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 1,222,870 5,168 SH SOLE 0 0 5,168
SPDR BLMBRG EMRGNG MRKTS LCL BD ETF ETF 78464A391 1,162,770 55,582 SH SOLE 0 0 55,582
SPDR BLMBRG EMRGNG MRKTS USD BND ETF 78468R515 1,160,610 45,621 SH SOLE 0 0 45,621
SEAGATE TECHNOLOGY COM G7997R103 1,155,031 1,197 SH SOLE 0 0 1,197
WISDOMTREE FLOATING RATE TREASRY FD ETF 97717Y527 1,150,510 22,850 SH SOLE 0 0 22,850
AT&T INC COM COM 00206R102 1,103,929 53,330 SH SOLE 0 0 53,330
CHARLES SCHWAB CORP COM 808513105 1,059,876 11,487 SH SOLE 0 0 11,487
SPDR PORTFOLIO LONG TERM TREASURY ETF 78464A664 1,053,848 40,177 SH SOLE 0 0 40,177
NUVEEN ESG MID-CAP GROWTH ETF ETF 67092P409 1,049,161 22,342 SH SOLE 0 0 22,342
PACER US CASH COWS 100 ETF ETF 69374H881 1,045,585 16,810 SH SOLE 0 0 16,810
ISHARES ETF CURRENCY BOND FUND ETF 464286517 1,038,068 24,465 SH SOLE 0 0 24,465
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680 1,031,121 8,068 SH SOLE 0 0 8,068
CAPITAL GROUP INTL FOCUS EQUITY ETF ETF 14019W109 1,026,747 29,658 SH SOLE 0 0 29,658
INSPIRE 100 ETF ETF 66538H534 1,019,076 17,607 SH SOLE 0 0 17,607
WISDOMTREE MIDCAP DIVIDEND ETF 97717W505 1,014,729 17,953 SH SOLE 0 0 17,953
ISHR JPMORG USD EMERG MARKTS BD ETF ETF 464288281 1,010,105 10,474 SH SOLE 0 0 10,474
WALMART INC COM COM 931142103 985,639 8,702 SH SOLE 0 0 8,702
HARTFORD MUNICIPAL OPPORTUNITIES ETF 41653L503 971,654 24,822 SH SOLE 0 0 24,822
NUVEEN ESG SMALL-CAP ETF ETF 67092P607 967,063 18,555 SH SOLE 0 0 18,555
STATE STREET SPDR S&P 500 ETF ETF 78462F103 961,428 1,287 SH SOLE 0 0 1,287
CHEVRON CORPORATION COM COM 166764100 950,380 5,733 SH SOLE 0 0 5,733
ISH 5-10 YR INVEST GRADE CORP BD ETF 464288638 937,546 17,633 SH SOLE 0 0 17,633
VANGUARD MEGA CAP VALUE ETF ETF 921910840 898,467 5,497 SH SOLE 0 0 5,497
FIDELITY MSCI ENERGY INDEX ETF ETF 316092402 897,844 30,374 SH SOLE 0 0 30,374
ISHARES 1-3 YR TREASURY BOND ETF ETF 464287457 883,015 10,754 SH SOLE 0 0 10,754
VALERO ENERGY CORP COM 91913Y100 872,075 3,348 SH SOLE 0 0 3,348
ISHARES TR HIGH DIVID EQUITY FD ETF 46429B663 852,025 31,084 SH SOLE 0 0 31,084
PUTNAM FOCUSED LARGE CAP VALUE ETF ETF 746729300 851,953 16,721 SH SOLE 0 0 16,721
NUVEEN ESG LARGE-CAP GROWTH ETF ETF 67092P201 841,977 7,193 SH SOLE 0 0 7,193
PRUDENTIAL FINL INC COM 744320102 831,965 7,708 SH SOLE 0 0 7,708
AVANTIS EMERGING MARKETS EQUITY ETF ETF 025072604 824,215 8,542 SH SOLE 0 0 8,542
ISHARES MSCI INTL QUALITY FACTR ETF ETF 46434V456 799,896 16,143 SH SOLE 0 0 16,143
LAM RESEARCH CORP COM NEW COM 512807306 798,963 1,844 SH SOLE 0 0 1,844
STT STRT SPDR MSCI USA STRTGCFCTORS ETF 78468R812 791,295 4,235 SH SOLE 0 0 4,235
ABBVIE INC COM COM 00287Y109 789,748 3,138 SH SOLE 0 0 3,138
NETFLIX COM INC COM 64110L106 787,688 11,032 SH SOLE 0 0 11,032
LOWES COS INC COM COM 548661107 787,455 3,571 SH SOLE 0 0 3,571
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 760,577 10,675 SH SOLE 0 0 10,675
MERCK & CO INC COM 58933Y105 749,983 5,836 SH SOLE 0 0 5,836
BERKSHIRE HATHAWAY INC DEL CL A COM 084670108 748,850 1 SH SOLE 0 0 1
RTX CORPORATION COM COM 75513E101 736,869 3,884 SH SOLE 0 0 3,884
NUVEEN ESG MID-CAP VALUE ETF ETF 67092P508 735,097 16,903 SH SOLE 0 0 16,903
LOCKHEED MARTIN CORP COM 539830109 728,892 1,431 SH SOLE 0 0 1,431
CITIGROUP INC COM 172967424 705,276 5,039 SH SOLE 0 0 5,039
ELI LILLY & CO COM COM 532457108 700,369 584 SH SOLE 0 0 584
TECHNOLOGY SELECT SECTOR SPDR ETF 81369Y803 690,863 3,626 SH SOLE 0 0 3,626
GE AEROSPACE COM NEW COM 369604301 686,266 1,836 SH SOLE 0 0 1,836
APPLIED MATLS INC COM COM 038222105 683,592 945 SH SOLE 0 0 945
JOHN HANCOCK MULTIFACTOR MID CAP ETF 47804J206 678,247 9,048 SH SOLE 0 0 9,048
TESLA MOTORS INC COM 88160R101 671,980 1,598 SH SOLE 0 0 1,598
TIMOTHY PLAN US SMALL CAP CORE ETF ETF 887432342 668,992 13,942 SH SOLE 0 0 13,942
ISHARES S&P 500 GROWTH ETF ETF 464287309 668,647 4,862 SH SOLE 0 0 4,862
QUALCOMM INC COM COM 747525103 660,582 3,575 SH SOLE 0 0 3,575
INSPIRE GLOBAL HOPE ETF ETF 66538H658 659,005 13,819 SH SOLE 0 0 13,819
VCTRYSRS US LRG CP HGH DIV VLTL WTD ETF 92647N865 652,830 8,416 SH SOLE 0 0 8,416
SCHWAB US MID-CAP ETF ETF 808524508 642,413 17,424 SH SOLE 0 0 17,424
GENERAL MOTORS CORP COM 37045V100 641,478 8,322 SH SOLE 0 0 8,322
ETFS SILVER TR SILVER SHS ETF ETF 003264108 595,763 10,597 SH SOLE 0 0 10,597
CORNING INC COM COM 219350105 590,376 2,311 SH SOLE 0 0 2,311
HOME DEPOT COM 437076102 576,975 1,636 SH SOLE 0 0 1,636
GE VERNOVA INC COM COM 36828A101 571,944 487 SH SOLE 0 0 487
FT VEST US EQTY DEEP BUFFER JAN ETF 33740F631 557,899 12,255 SH SOLE 0 0 12,255
VERIZON COMMUNICATIONS COM 92343V104 544,436 12,859 SH SOLE 0 0 12,859
SPDR GOLD ETF ETF 78463V107 539,308 1,464 SH SOLE 0 0 1,464
ROCKWELL AUTOMATION INC COM COM 773903109 537,670 1,086 SH SOLE 0 0 1,086
VCTRY US SMLL CP HGH IVD VLTLTY WTD ETF 92647N873 535,220 8,160 SH SOLE 0 0 8,160
MARATHON PETE CORP COM 56585A102 527,087 2,062 SH SOLE 0 0 2,062
MASTERCARD INC COM 57636Q104 521,446 1,015 SH SOLE 0 0 1,015
MARSH & MCLENNAN COS INC COM COM 571748102 520,828 3,125 SH SOLE 0 0 3,125
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600 518,994 6,718 SH SOLE 0 0 6,718
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 510,149 16,088 SH SOLE 0 0 16,088
BANK OF AMER CORP COM COM 060505104 509,591 8,943 SH SOLE 0 0 8,943
ISHARES TR S&P 1500 INDEX FD ETF 464287150 502,109 3,057 SH SOLE 0 0 3,057
CAPITAL GROUP GLOBAL GROWTH EQUITY ETF 14020X104 496,461 11,728 SH SOLE 0 0 11,728
COSTCO WHOLESALE CORP COM 22160K105 459,307 491 SH SOLE 0 0 491
CROWDSTRIKE HLDGS INC CL A COM 22788C105 453,305 594 SH SOLE 0 0 594
GOLDMAN SACHS GROUP INC COM 38141G104 440,891 436 SH SOLE 0 0 436
CAPITAL GROUP CORE BOND ETF ETF 14020Y508 440,498 16,826 SH SOLE 0 0 16,826
HEALTH CARE SELECT SECTOR SPDR ETF 81369Y209 435,786 2,747 SH SOLE 0 0 2,747
GILEAD SCIENCES INC COM 375558103 431,637 3,416 SH SOLE 0 0 3,416
VANGUARD SHORT TERM GOVT BD IDX FD ETF 92206C102 417,805 7,179 SH SOLE 0 0 7,179
AMERICAN EXPRESS CO COM COM 025816109 405,570 1,199 SH SOLE 0 0 1,199
ABBOTT LABORATORIES COM COM 002824100 405,074 4,464 SH SOLE 0 0 4,464
CHUBB LIMITED COM COM H1467J104 404,495 1,187 SH SOLE 0 0 1,187
VANGUARD MID CAP ETF 922908629 398,245 4,943 SH SOLE 0 0 4,943
PROCTER & GAMBLE CO COM COM 742718109 397,735 2,712 SH SOLE 0 0 2,712
ORACLE CORPORATION COM 68389X105 391,629 2,672 SH SOLE 0 0 2,672
WISDOMTREE MIDCAP EARNINGS ETF ETF 97717W570 369,561 4,877 SH SOLE 0 0 4,877
CVS HEALTH CORP COM COM 126650100 368,877 3,566 SH SOLE 0 0 3,566
TJX COS INC NEW COM COM 872540109 366,575 2,420 SH SOLE 0 0 2,420
BRISTOL-MYERS SQUIBB CO COM COM 110122108 363,157 6,303 SH SOLE 0 0 6,303
MARVELL TECHNOLOGY GROUP LTD COM 573874104 362,720 1,218 SH SOLE 0 0 1,218
ARISTA NETWORKS INC COM SHS COM 040413205 357,619 2,105 SH SOLE 0 0 2,105
NOVARTIS AG ADR ADR 66987V109 352,767 2,251 SH SOLE 0 0 2,251
VANGUARD RUSSELL 1000 VALUE ETF ETF 92206C714 352,418 3,315 SH SOLE 0 0 3,315
MASCO CORP COM COM 574599106 342,812 4,213 SH SOLE 0 0 4,213
FIDELITY MSCI MATLS INDEX ETF ETF 316092881 341,019 5,828 SH SOLE 0 0 5,828
ISHARES BITCOIN TRUST ETF ETF 46438F101 340,038 10,214 SH SOLE 0 0 10,214
COCA COLA CO COM COM 191216100 329,589 4,055 SH SOLE 0 0 4,055
WISDOMTREE SMALLCAP DIVIDEND ETF 97717W604 327,460 8,050 SH SOLE 0 0 8,050
FIFTH THIRD BANCORP COM 316773100 324,917 5,764 SH SOLE 0 0 5,764
NUVEEN MUN VALUE FD CEF 670928100 320,023 34,710 SH SOLE 0 0 34,710
VISA INC COM 92826C839 314,939 918 SH SOLE 0 0 918
WELLS FARGO & CO COM COM 949746101 311,863 3,774 SH SOLE 0 0 3,774
SIMON PPTY GROUP INC NEW COM REIT 828806109 310,107 1,387 SH SOLE 0 0 1,387
ABRDN PHYSICAL GOLD SHARES ETF ETF 00326A104 309,281 8,090 SH SOLE 0 0 8,090
DUKE ENERGY CORP NEW COM NEW COM 26441C204 308,120 2,434 SH SOLE 0 0 2,434
DISNEY WALT CO COM COM 254687106 306,331 3,183 SH SOLE 0 0 3,183
PEPSICO INC COM COM 713448108 299,600 2,213 SH SOLE 0 0 2,213
MORGAN STANLEY COM 617446448 297,771 1,424 SH SOLE 0 0 1,424
CAPITAL ONE FINANCIAL CORP COM 14040H105 292,831 1,460 SH SOLE 0 0 1,460
ISHARES S&P SMALLCAP 600 VALUE ETF ETF 464287879 291,753 2,135 SH SOLE 0 0 2,135
FULTON FINANCIAL CORP-PA COM 360271100 289,796 11,980 SH SOLE 0 0 11,980
PHILLIPS 66 COM 718546104 286,302 1,694 SH SOLE 0 0 1,694
TEXAS INSTRS INC COM COM 882508104 285,256 957 SH SOLE 0 0 957
KLA CORP COM NEW COM 482480100 284,675 944 SH SOLE 0 0 944
FIDELITY WISE ORIGIN BITCOIN FUND ETF 315948109 279,550 5,476 SH SOLE 0 0 5,476
MCDONALDS CORP COM COM 580135101 276,753 1,024 SH SOLE 0 0 1,024
WILLIAMS COS INC COM COM 969457100 273,917 3,685 SH SOLE 0 0 3,685
RIVIAN AUTOMOTIVE INC COM CL A COM 76954A103 273,748 15,778 SH SOLE 0 0 15,778
ISHARES TR RUSSELL 1000 INDEX ETF ETF 464287622 267,362 653 SH SOLE 0 0 653
ALTRIA GROUP INC COM COM 02209S103 265,527 3,690 SH SOLE 0 0 3,690
EMERSON ELEC CO COM COM 291011104 263,711 1,842 SH SOLE 0 0 1,842
SCHWAB US AGGREGATE BOND ETF ETF 808524839 261,773 11,317 SH SOLE 0 0 11,317
ISHARES CALIFORNIA MUNI BOND ETF ETF 464288356 260,351 4,517 SH SOLE 0 0 4,517
AMGEN INC COM 031162100 259,162 716 SH SOLE 0 0 716
TAIWAN SEMICONDUCTR MNFCTRNG CO LTD ADR 874039100 250,961 525 SH SOLE 0 0 525
FIDELITY MSCI UTILS INDEX ETF ETF 316092865 250,569 4,289 SH SOLE 0 0 4,289
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 247,588 1,994 SH SOLE 0 0 1,994
FIDELITY HIGH DIVIDEND ETF ETF 316092840 246,162 4,083 SH SOLE 0 0 4,083
TRAVELERS COMPANIES INC COM COM 89417E109 244,889 742 SH SOLE 0 0 742
COLUMBIA EM CORE EX-CHINA ETF ETF 19762B202 243,441 4,604 SH SOLE 0 0 4,604
ANALOG DEVICES INC COM COM 032654105 240,967 607 SH SOLE 0 0 607
UNITEDHEALTH GROUP COM 91324P102 236,481 569 SH SOLE 0 0 569
ISHARES DJ SELECT DIVIDEND ETF 464287168 235,454 1,506 SH SOLE 0 0 1,506
APPLOVIN CORP COM CL A COM 03831W108 235,032 456 SH SOLE 0 0 456
PFIZER INC COM COM 717081103 220,061 9,139 SH SOLE 0 0 9,139
WISDOMTREE LARGE CAP DIVIDEND ETF 97717W307 217,254 2,256 SH SOLE 0 0 2,256
ISHARES MSCI EAFE ETF ETF 464287465 213,672 2,057 SH SOLE 0 0 2,057
HONEYWELL INTL INC COM 438516205 209,123 934 SH SOLE 0 0 934
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339 208,917 952 SH SOLE 0 0 952
VANECK SHORT MUNI ETF ETF 92189F528 206,583 11,907 SH SOLE 0 0 11,907
HONEYWELL AEROSPACE INC COM COM 43849R105 206,489 934 SH SOLE 0 0 934
AUTOZONE INC COM COM 053332102 204,540 64 SH SOLE 0 0 64
MARRIOTT INTL INC NEW CL A COM 571903202 201,786 544 SH SOLE 0 0 544
ISHARES 10-20 YEAR TREASURY BND ETF ETF 464288653 201,704 2,010 SH SOLE 0 0 2,010
HEALTH CARE REIT INC REIT 95040Q104 200,880 885 SH SOLE 0 0 885
PERMIAN RESOURCES CORP CLASS A COM COM 71424F105 196,408 10,669 SH SOLE 0 0 10,669
FRANKLIN NEW JERSEY MUNICIPAL INC ETF 746729771 128,732 14,554 SH SOLE 0 0 14,554
TRANSOCEAN COM H8817H100 87,864 17,968 SH SOLE 0 0 17,968