v3.26.1
Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
Assets    
Cash and cash equivalents - cash and due from bank $ 19,473 $ 15,494
Available-for-sale debt securities (net of credit losses of $0 at June 30, 2026 and December 31, 2025, respectively, amortized cost of $65,612 and $68,943 at June 30, 2026 and December 31, 2025, respectively) 63,160 66,930
Held-to-maturity debt securities (net of allowance for credit losses of $0 as of June 30, 2026 and December 31, 2025) 4,207 6,205
Equity securities 277 408
Loans, net of allowance for credit losses of $860 and $842 at June 30, 2026 and December 31, 2025 111,560 108,869
Premises and equipment, net of accumulated depreciation of $3,003_ and $2,941 at June 30, 2026 and December 31, 2025 2,004 1,992
Federal Home Loan Bank stock 375 354
Interest receivable 724 757
Cash surrender value of bank-owned life insurance 4,142 4,086
Deferred income taxes 1,292 1,057
Mortgage servicing rights 208 208
Other 584 551
Total assets 208,006 206,911
Deposits    
Demand 18,492 18,783
Savings, NOW and money market 76,645 72,671
Time 72,364 75,024
Total deposits 167,501 166,478
Deferred compensation 737 691
Income tax payable   341
Interest payable and other liabilities 381 348
Total liabilities 168,619 167,858
Stockholders' Equity    
Preferred Stock, $0.01 par value, 1,000,000 shares authorized, none issued
Common Stock, $0.01 par value, 14,000,000 shares authorized, 1,735,649 issued, 1,557,237 and 1,562,319 outstanding at June 30, 2026 and December 31, 2025 17 17
Additional Paid in Capital 15,823 15,705
Unallocated common stock of ESOP (1,187) (1,214)
Treasury stock - 178,412 shares at June 30, 2026 and 162,681 shares at December 31, 2025 (2,040) (1,788)
Deferred compensation liability - 40,000 shares held in trust at June 30, 2026 and December 31, 2025 400 400
Retained earnings 28,127 27,372
Accumulated other comprehensive (loss) (1,753) (1,439)
Total stockholders' equity 39,387 39,053
Total liabilities and stockholders' equity $ 208,006 $ 206,911