v3.26.1
Claims Reserve (Tables)
 6 Months Ended
Jun. 30, 2026
SEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information [Line Items]  
Short-duration Insurance Contracts, Claims Development [Table Text Block]
In the following tables, the reserve for veterinary invoices for each segment is presented as the amount (in thousands) by the year to which the veterinary invoice relates, referred to as the year of occurrence.
SubscriptionAs of June 30, 2026
Year of Occurrence
2024 and prior$1,867 
20253,345 
202622,572 
$27,784 

Other Business As of June 30, 2026
Year of Occurrence
2024 and prior $1,315 
20252,431 
202620,192 
$23,938 
Subscription business [Member]  
SEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information [Line Items]  
Schedule of Liability for Unpaid Claims and Claims Adjustment Expense [Table Text Block]
Summarized below are the changes in total liability for the Company's subscription business segment (in thousands):
Six Months Ended June 30,
Subscription20262025
Reserve at beginning of year$26,364 $23,084 
Veterinary invoice expenses during the period related to:
Current year383,806 338,923 
Prior years2,411 2,132 
Total veterinary invoice expense386,217 341,055 
Amounts paid during the period related to:
Current year360,156 315,253 
Prior years23,563 21,355 
Total paid383,719 336,608 
Non-cash expenses1,078 1,624 
Reserve at end of period$27,784 $25,907 
Other Segments [Member]  
SEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information [Line Items]  
Schedule of Liability for Unpaid Claims and Claims Adjustment Expense [Table Text Block]
Summarized below are the changes in total liability for the Company's other business segment (in thousands):
Six Months Ended June 30,
Other Business20262025
Reserve at beginning of year$29,557 $28,551 
Veterinary invoice expenses during the period related to:
Current year171,494 167,448 
Prior years3,193 (5,473)
Total veterinary invoice expense174,687 161,975 
Amounts paid during the period related to:
Current year151,301 143,726 
Prior years29,004 20,184 
Total paid180,305 163,910 
Non-cash expenses1 — 
Reserve at end of period$23,938 $26,616