| Schedule Of Total Risk-Based, Tier 1 Risk-Based, And Tier 1 Leverage Ratios |
The amounts and ratios for Stifel Financial Corp., Stifel Bank & Trust, and Stifel Bank as of June 30, 2026 are represented in the tables below (in thousands, except ratios).
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Actual |
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For Capital
Adequacy Purposes |
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To Be Well Capitalized
Under Prompt Corrective
Action Provisions |
|
Stifel Financial Corp. |
|
Amount |
|
|
Ratio |
|
|
Amount |
|
|
Ratio |
|
|
Amount |
|
|
Ratio |
|
Common equity tier 1 capital |
|
$ |
3,890,357 |
|
|
|
14.7 |
% |
|
$ |
1,188,244 |
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4.5 |
% |
|
$ |
1,716,353 |
|
|
|
6.5 |
% |
Tier 1 capital |
|
|
4,575,357 |
|
|
|
17.3 |
% |
|
|
1,584,326 |
|
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|
6.0 |
% |
|
|
2,112,434 |
|
|
|
8.0 |
% |
Total capital |
|
|
4,778,748 |
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|
18.1 |
% |
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|
2,112,434 |
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8.0 |
% |
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|
2,640,543 |
|
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|
10.0 |
% |
Tier 1 leverage |
|
|
4,575,357 |
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11.2 |
% |
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|
1,639,330 |
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4.0 |
% |
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2,049,162 |
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5.0 |
% |
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Actual |
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For Capital
Adequacy Purposes |
|
|
To Be Well Capitalized
Under Prompt Corrective
Action Provisions |
|
Stifel Bank & Trust |
|
Amount |
|
|
Ratio |
|
|
Amount |
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|
Ratio |
|
|
Amount |
|
|
Ratio |
|
Common equity tier 1 capital |
|
$ |
1,336,645 |
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|
11.0 |
% |
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$ |
548,139 |
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4.5 |
% |
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$ |
791,756 |
|
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|
6.5 |
% |
Tier 1 capital |
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|
1,336,645 |
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11.0 |
% |
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|
730,852 |
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6.0 |
% |
|
|
974,469 |
|
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|
8.0 |
% |
Total capital |
|
|
1,433,302 |
|
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|
11.8 |
% |
|
|
974,469 |
|
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8.0 |
% |
|
|
1,218,086 |
|
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|
10.0 |
% |
Tier 1 leverage |
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|
1,336,645 |
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7.1 |
% |
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|
756,662 |
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4.0 |
% |
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|
945,828 |
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5.0 |
% |
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Actual |
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For Capital
Adequacy Purposes |
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|
To Be Well Capitalized
Under Prompt Corrective
Action Provisions |
|
Stifel Bank |
|
Amount |
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Ratio |
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|
Amount |
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Ratio |
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|
Amount |
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|
Ratio |
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Common equity tier 1 capital |
|
$ |
958,490 |
|
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|
10.6 |
% |
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$ |
405,164 |
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4.5 |
% |
|
$ |
585,237 |
|
|
|
6.5 |
% |
Tier 1 capital |
|
|
958,490 |
|
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|
10.6 |
% |
|
|
540,219 |
|
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6.0 |
% |
|
|
720,291 |
|
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|
8.0 |
% |
Total capital |
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|
1,012,079 |
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11.2 |
% |
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|
720,291 |
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8.0 |
% |
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|
900,364 |
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10.0 |
% |
Tier 1 leverage |
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|
958,490 |
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7.1 |
% |
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|
542,950 |
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4.0 |
% |
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|
678,687 |
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|
5.0 |
% |
The amounts and ratios for Stifel Financial Corp., Stifel Bank & Trust, and Stifel Bank as of December 31, 2025, are represented in the tables below (in thousands, except ratios).
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Actual |
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For Capital
Adequacy Purposes |
|
|
To Be Well Capitalized
Under Prompt Corrective
Action Provisions |
|
Stifel Financial Corp. |
|
Amount |
|
|
Ratio |
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|
Amount |
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Ratio |
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|
Amount |
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|
Ratio |
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Common equity tier 1 capital |
|
$ |
3,818,450 |
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|
15.5 |
% |
|
$ |
1,107,134 |
|
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4.5 |
% |
|
$ |
1,599,194 |
|
|
|
6.5 |
% |
Tier 1 capital |
|
|
4,503,450 |
|
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|
18.3 |
% |
|
|
1,476,179 |
|
|
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6.0 |
% |
|
|
1,968,239 |
|
|
|
8.0 |
% |
Total capital |
|
|
4,717,659 |
|
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19.2 |
% |
|
|
1,968,239 |
|
|
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8.0 |
% |
|
|
2,460,299 |
|
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|
10.0 |
% |
Tier 1 leverage |
|
|
4,503,450 |
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|
11.4 |
% |
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|
1,576,603 |
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4.0 |
% |
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1,970,753 |
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5.0 |
% |
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Actual |
|
|
For Capital
Adequacy Purposes |
|
|
To Be Well Capitalized
Under Prompt Corrective
Action Provisions |
|
Stifel Bank & Trust |
|
Amount |
|
|
Ratio |
|
|
Amount |
|
|
Ratio |
|
|
Amount |
|
|
Ratio |
|
Common equity tier 1 capital |
|
$ |
1,328,266 |
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|
11.2 |
% |
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$ |
534,441 |
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4.5 |
% |
|
$ |
771,971 |
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6.5 |
% |
Tier 1 capital |
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1,328,266 |
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11.2 |
% |
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|
712,588 |
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6.0 |
% |
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|
950,118 |
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8.0 |
% |
Total capital |
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1,438,847 |
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12.1 |
% |
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|
950,118 |
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8.0 |
% |
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1,187,647 |
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10.0 |
% |
Tier 1 leverage |
|
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1,328,266 |
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7.0 |
% |
|
|
756,723 |
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4.0 |
% |
|
|
945,904 |
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5.0 |
% |
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|
|
Actual |
|
|
For Capital
Adequacy Purposes |
|
|
To Be Well Capitalized
Under Prompt Corrective
Action Provisions |
|
Stifel Bank |
|
Amount |
|
|
Ratio |
|
|
Amount |
|
|
Ratio |
|
|
Amount |
|
|
Ratio |
|
Common equity tier 1 capital |
|
$ |
854,826 |
|
|
|
11.8 |
% |
|
$ |
324,960 |
|
|
|
4.5 |
% |
|
$ |
469,387 |
|
|
|
6.5 |
% |
Tier 1 capital |
|
|
854,826 |
|
|
|
11.8 |
% |
|
|
433,280 |
|
|
|
6.0 |
% |
|
|
577,707 |
|
|
|
8.0 |
% |
Total capital |
|
|
905,308 |
|
|
|
12.5 |
% |
|
|
577,707 |
|
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8.0 |
% |
|
|
722,134 |
|
|
|
10.0 |
% |
Tier 1 leverage |
|
|
854,826 |
|
|
|
7.1 |
% |
|
|
481,165 |
|
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|
4.0 |
% |
|
|
601,456 |
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|
5.0 |
% |
|