Bank Loans (Tables)
|
6 Months Ended |
Jun. 30, 2026 |
|---|
| Receivables [Abstract] |
|
| Schedule of Balance and Associated Percentage of Each Major Loan Category in Bank Loan Portfolio |
The following table presents the balance and associated percentage of each major loan category in our bank loan portfolio at June 30, 2026 and December 31, 2025 (in thousands, except percentages):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
June 30, 2026 |
|
|
December 31, 2025 |
|
|
|
Balance |
|
|
Percent |
|
|
Balance |
|
|
Percent |
|
Residential real estate |
|
$ |
9,619,618 |
|
|
|
39.1 |
% |
|
$ |
9,254,939 |
|
|
|
41.9 |
% |
Fund banking |
|
|
5,767,990 |
|
|
|
23.5 |
|
|
|
4,096,649 |
|
|
|
18.6 |
|
Commercial and industrial |
|
|
4,529,422 |
|
|
|
18.4 |
|
|
|
4,135,091 |
|
|
|
18.7 |
|
Securities-based loans |
|
|
2,977,657 |
|
|
|
12.1 |
|
|
|
2,672,431 |
|
|
|
12.1 |
|
Construction and land |
|
|
977,377 |
|
|
|
4.0 |
|
|
|
1,214,450 |
|
|
|
5.5 |
|
Commercial real estate |
|
|
412,809 |
|
|
|
1.7 |
|
|
|
423,474 |
|
|
|
1.9 |
|
Home equity lines of credit |
|
|
247,016 |
|
|
|
1.0 |
|
|
|
225,196 |
|
|
|
1.0 |
|
Other |
|
|
42,796 |
|
|
|
0.2 |
|
|
|
44,533 |
|
|
|
0.3 |
|
Gross bank loans |
|
|
24,574,685 |
|
|
|
100.0 |
% |
|
|
22,066,763 |
|
|
|
100.0 |
% |
Loans in process/(unapplied loan payments), net |
|
|
(19,831 |
) |
|
|
|
|
|
(10,779 |
) |
|
|
|
Unamortized loan fees, net |
|
|
(2,656 |
) |
|
|
|
|
|
1,518 |
|
|
|
|
Allowance for credit losses on loans |
|
|
(120,685 |
) |
|
|
|
|
|
(132,245 |
) |
|
|
|
Loans held for investment, net |
|
$ |
24,431,513 |
|
|
|
|
|
$ |
21,925,257 |
|
|
|
|
|
| Activity in the Allowance for Credit Losses on Loans by Portfolio Segment |
The following tables detail activity in the allowance for credit losses on loans by portfolio segment for the three and six months ended June 30, 2026 (in thousands).
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Three Months Ended June 30, 2026 |
|
|
|
Beginning
Balance |
|
|
Provision |
|
|
Charge-offs |
|
|
Recoveries |
|
|
Ending
Balance |
|
Commercial and industrial |
|
$ |
76,781 |
|
|
$ |
15,171 |
|
|
$ |
(12,899 |
) |
|
$ |
— |
|
|
$ |
79,053 |
|
Residential real estate |
|
|
10,988 |
|
|
|
1,401 |
|
|
|
— |
|
|
|
— |
|
|
|
12,389 |
|
Construction and land |
|
|
10,295 |
|
|
|
(6,368 |
) |
|
|
— |
|
|
|
6,760 |
|
|
|
10,687 |
|
Fund banking |
|
|
7,475 |
|
|
|
1,334 |
|
|
|
— |
|
|
|
— |
|
|
|
8,809 |
|
Commercial real estate |
|
|
5,651 |
|
|
|
(732 |
) |
|
|
— |
|
|
|
— |
|
|
|
4,919 |
|
Securities-based loans |
|
|
3,300 |
|
|
|
209 |
|
|
|
— |
|
|
|
— |
|
|
|
3,509 |
|
Home equity lines of credit |
|
|
120 |
|
|
|
620 |
|
|
|
— |
|
|
|
— |
|
|
|
740 |
|
Other |
|
|
568 |
|
|
|
10 |
|
|
|
— |
|
|
|
1 |
|
|
|
579 |
|
Total allowance for credit losses |
|
$ |
115,178 |
|
|
$ |
11,645 |
|
|
$ |
(12,899 |
) |
|
$ |
6,761 |
|
|
$ |
120,685 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Six Months Ended June 30, 2026 |
|
|
|
Beginning
Balance |
|
|
Provision |
|
|
Charge-offs |
|
|
Recoveries |
|
|
Ending
Balance |
|
Commercial and industrial |
|
$ |
92,612 |
|
|
$ |
24,095 |
|
|
$ |
(37,654 |
) |
|
$ |
— |
|
|
$ |
79,053 |
|
Residential real estate |
|
|
11,264 |
|
|
|
1,125 |
|
|
|
— |
|
|
|
— |
|
|
|
12,389 |
|
Construction and land |
|
|
10,567 |
|
|
|
(6,640 |
) |
|
|
— |
|
|
|
6,760 |
|
|
|
10,687 |
|
Fund banking |
|
|
8,193 |
|
|
|
616 |
|
|
|
— |
|
|
|
— |
|
|
|
8,809 |
|
Commercial real estate |
|
|
5,650 |
|
|
|
(731 |
) |
|
|
— |
|
|
|
— |
|
|
|
4,919 |
|
Securities-based loans |
|
|
3,254 |
|
|
|
255 |
|
|
|
— |
|
|
|
— |
|
|
|
3,509 |
|
Home equity lines of credit |
|
|
134 |
|
|
|
606 |
|
|
|
— |
|
|
|
— |
|
|
|
740 |
|
Other |
|
|
571 |
|
|
|
6 |
|
|
|
— |
|
|
|
2 |
|
|
|
579 |
|
Total allowance for credit losses |
|
$ |
132,245 |
|
|
$ |
19,332 |
|
|
$ |
(37,654 |
) |
|
$ |
6,762 |
|
|
$ |
120,685 |
|
The following tables detail activity in the allowance for credit losses on loans by portfolio segment for the three and six months ended June 30, 2025 (in thousands).
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Three Months Ended June 30, 2025 |
|
|
|
Beginning
Balance |
|
|
Provision |
|
|
Charge-offs |
|
|
Recoveries |
|
|
Ending
Balance |
|
Commercial and industrial |
|
$ |
92,294 |
|
|
$ |
4,872 |
|
|
$ |
(12,185 |
) |
|
$ |
— |
|
|
$ |
84,981 |
|
Residential real estate |
|
|
11,172 |
|
|
|
2,595 |
|
|
|
— |
|
|
|
— |
|
|
|
13,767 |
|
Construction and land |
|
|
13,251 |
|
|
|
(397 |
) |
|
|
— |
|
|
|
— |
|
|
|
12,854 |
|
Fund banking |
|
|
10,246 |
|
|
|
702 |
|
|
|
— |
|
|
|
— |
|
|
|
10,948 |
|
Commercial real estate |
|
|
9,366 |
|
|
|
(571 |
) |
|
|
— |
|
|
|
— |
|
|
|
8,795 |
|
Securities-based loans |
|
|
2,928 |
|
|
|
200 |
|
|
|
— |
|
|
|
— |
|
|
|
3,128 |
|
Home equity lines of credit |
|
|
170 |
|
|
|
490 |
|
|
|
— |
|
|
|
— |
|
|
|
660 |
|
Other |
|
|
634 |
|
|
|
(34 |
) |
|
|
— |
|
|
|
1 |
|
|
|
601 |
|
Total allowance for credit losses |
|
$ |
140,061 |
|
|
$ |
7,857 |
|
|
$ |
(12,185 |
) |
|
$ |
1 |
|
|
$ |
135,734 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Six Months Ended June 30, 2025 |
|
|
|
Beginning
Balance |
|
|
Provision |
|
|
Charge-offs |
|
|
Recoveries |
|
|
Ending
Balance |
|
Commercial and industrial |
|
$ |
92,698 |
|
|
$ |
16,274 |
|
|
$ |
(23,991 |
) |
|
$ |
— |
|
|
$ |
84,981 |
|
Residential real estate |
|
|
11,061 |
|
|
|
2,706 |
|
|
|
— |
|
|
|
— |
|
|
|
13,767 |
|
Construction and land |
|
|
12,866 |
|
|
|
(12 |
) |
|
|
— |
|
|
|
— |
|
|
|
12,854 |
|
Fund banking |
|
|
10,792 |
|
|
|
156 |
|
|
|
— |
|
|
|
— |
|
|
|
10,948 |
|
Commercial real estate |
|
|
8,057 |
|
|
|
738 |
|
|
|
— |
|
|
|
— |
|
|
|
8,795 |
|
Securities-based loans |
|
|
2,917 |
|
|
|
211 |
|
|
|
— |
|
|
|
— |
|
|
|
3,128 |
|
Home equity lines of credit |
|
|
317 |
|
|
|
343 |
|
|
|
— |
|
|
|
— |
|
|
|
660 |
|
Other |
|
|
600 |
|
|
|
(8 |
) |
|
|
— |
|
|
|
9 |
|
|
|
601 |
|
Total allowance for credit losses |
|
$ |
139,308 |
|
|
$ |
20,408 |
|
|
$ |
(23,991 |
) |
|
$ |
9 |
|
|
$ |
135,734 |
|
|
| Aging of the Recorded Investment in Past Due Loans |
The following tables present the aging of the recorded investment in past due loans at June 30, 2026 and December 31, 2025 by portfolio segment (in thousands):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
As of June 30, 2026 |
|
|
|
30 – 89 Days
Past Due |
|
|
90 or More
Days Past Due * |
|
|
Total Past
Due |
|
|
Current
Balance |
|
|
Total |
|
Residential real estate |
|
$ |
8,834 |
|
|
$ |
3,993 |
|
|
$ |
12,827 |
|
|
$ |
9,606,791 |
|
|
$ |
9,619,618 |
|
Fund banking |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
5,767,990 |
|
|
|
5,767,990 |
|
Commercial and industrial |
|
|
7,509 |
|
|
|
35,050 |
|
|
|
42,559 |
|
|
|
4,486,863 |
|
|
|
4,529,422 |
|
Securities-based loans |
|
|
15,354 |
|
|
|
— |
|
|
|
15,354 |
|
|
|
2,962,303 |
|
|
|
2,977,657 |
|
Construction and land |
|
|
— |
|
|
|
45,434 |
|
|
|
45,434 |
|
|
|
931,943 |
|
|
|
977,377 |
|
Commercial real estate |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
412,809 |
|
|
|
412,809 |
|
Home equity lines of credit |
|
|
203 |
|
|
|
662 |
|
|
|
865 |
|
|
|
246,151 |
|
|
|
247,016 |
|
Other |
|
|
94 |
|
|
|
62 |
|
|
|
156 |
|
|
|
42,640 |
|
|
|
42,796 |
|
Total gross bank loans |
|
$ |
31,994 |
|
|
$ |
85,201 |
|
|
$ |
117,195 |
|
|
$ |
24,457,490 |
|
|
$ |
24,574,685 |
|
* There were no loans past due 90 days and still accruing interest at June 30, 2026.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
As of June 30, 2026 |
|
|
|
Nonperforming loans with allowance |
|
|
Nonperforming loans with no allowance |
|
|
Total |
|
Commercial and industrial |
|
$ |
67,290 |
|
|
$ |
7,746 |
|
|
$ |
75,036 |
|
Construction and land |
|
|
— |
|
|
|
45,862 |
|
|
|
45,862 |
|
Residential real estate |
|
|
1,028 |
|
|
|
2,965 |
|
|
|
3,993 |
|
Home equity lines of credit |
|
|
661 |
|
|
|
— |
|
|
|
661 |
|
Other |
|
|
17 |
|
|
|
46 |
|
|
|
63 |
|
Total nonperforming loans |
|
$ |
68,996 |
|
|
$ |
56,619 |
|
|
$ |
125,615 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
As of December 31, 2025 |
|
|
|
30 – 89 Days
Past Due |
|
|
90 or More
Days Past Due * |
|
|
Total
Past Due |
|
|
Current
Balance |
|
|
Total |
|
Residential real estate |
|
$ |
16,269 |
|
|
$ |
3,488 |
|
|
$ |
19,757 |
|
|
$ |
9,235,182 |
|
|
$ |
9,254,939 |
|
Commercial and industrial |
|
|
51,000 |
|
|
|
55,236 |
|
|
|
106,236 |
|
|
|
4,028,855 |
|
|
|
4,135,091 |
|
Fund banking |
|
|
1,774 |
|
|
|
— |
|
|
|
1,774 |
|
|
|
4,094,875 |
|
|
|
4,096,649 |
|
Securities-based loans |
|
|
514 |
|
|
|
— |
|
|
|
514 |
|
|
|
2,671,917 |
|
|
|
2,672,431 |
|
Construction and land |
|
|
— |
|
|
|
45,434 |
|
|
|
45,434 |
|
|
|
1,169,016 |
|
|
|
1,214,450 |
|
Commercial real estate |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
423,474 |
|
|
|
423,474 |
|
Home equity lines of credit |
|
|
499 |
|
|
|
515 |
|
|
|
1,014 |
|
|
|
224,182 |
|
|
|
225,196 |
|
Other |
|
|
38 |
|
|
|
3 |
|
|
|
41 |
|
|
|
44,492 |
|
|
|
44,533 |
|
Total gross bank loans |
|
$ |
70,094 |
|
|
$ |
104,676 |
|
|
$ |
174,770 |
|
|
$ |
21,891,993 |
|
|
$ |
22,066,763 |
|
* There were no loans past due 90 days and still accruing interest at December 31, 2025.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
As of December 31, 2025 |
|
|
|
Nonperforming loans with allowance |
|
|
Nonperforming loans with no allowance |
|
|
Total |
|
Commercial and industrial |
|
$ |
80,429 |
|
|
$ |
2,307 |
|
|
$ |
82,736 |
|
Construction and land |
|
|
— |
|
|
|
38,417 |
|
|
|
38,417 |
|
Residential real estate |
|
|
1,033 |
|
|
|
2,455 |
|
|
|
3,488 |
|
Home equity lines of credit |
|
|
— |
|
|
|
515 |
|
|
|
515 |
|
Other |
|
|
3 |
|
|
|
— |
|
|
|
3 |
|
Total nonperforming loans |
|
$ |
81,465 |
|
|
$ |
43,694 |
|
|
$ |
125,159 |
|
|
| Risk Category of Loan Portfolio |
Based on the most recent analysis performed, the risk category of our loan portfolio was as follows (in thousands):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
As of June 30, 2026 |
|
|
|
Pass |
|
|
Special Mention |
|
|
Substandard |
|
|
Doubtful |
|
|
Total |
|
Residential real estate |
|
$ |
9,614,634 |
|
|
$ |
991 |
|
|
$ |
3,993 |
|
|
$ |
— |
|
|
$ |
9,619,618 |
|
Fund banking |
|
|
5,767,990 |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
5,767,990 |
|
Commercial and industrial |
|
|
4,255,957 |
|
|
|
47,914 |
|
|
|
150,515 |
|
|
|
75,036 |
|
|
|
4,529,422 |
|
Securities-based loans |
|
|
2,977,657 |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
2,977,657 |
|
Construction and land |
|
|
826,884 |
|
|
|
59,197 |
|
|
|
45,434 |
|
|
|
45,862 |
|
|
|
977,377 |
|
Commercial real estate |
|
|
375,031 |
|
|
|
13,603 |
|
|
|
24,175 |
|
|
|
— |
|
|
|
412,809 |
|
Home equity lines of credit |
|
|
246,355 |
|
|
|
— |
|
|
|
661 |
|
|
|
— |
|
|
|
247,016 |
|
Other |
|
|
42,696 |
|
|
|
100 |
|
|
|
— |
|
|
|
— |
|
|
|
42,796 |
|
Total gross bank loans |
|
$ |
24,107,204 |
|
|
$ |
121,805 |
|
|
$ |
224,778 |
|
|
$ |
120,898 |
|
|
$ |
24,574,685 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
As of December 31, 2025 |
|
|
|
Pass |
|
|
Special Mention |
|
|
Substandard |
|
|
Doubtful |
|
|
Total |
|
Residential real estate |
|
$ |
9,247,024 |
|
|
$ |
4,427 |
|
|
$ |
3,488 |
|
|
$ |
— |
|
|
$ |
9,254,939 |
|
Commercial and industrial |
|
|
3,851,296 |
|
|
|
120,212 |
|
|
|
80,848 |
|
|
|
82,735 |
|
|
|
4,135,091 |
|
Fund banking |
|
|
4,096,649 |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
4,096,649 |
|
Securities-based loans |
|
|
2,672,431 |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
2,672,431 |
|
Construction and land |
|
|
1,110,498 |
|
|
|
20,100 |
|
|
|
45,434 |
|
|
|
38,418 |
|
|
|
1,214,450 |
|
Commercial real estate |
|
|
348,069 |
|
|
|
— |
|
|
|
75,405 |
|
|
|
— |
|
|
|
423,474 |
|
Home equity lines of credit |
|
|
224,182 |
|
|
|
499 |
|
|
|
515 |
|
|
|
— |
|
|
|
225,196 |
|
Other |
|
|
44,530 |
|
|
|
3 |
|
|
|
— |
|
|
|
— |
|
|
|
44,533 |
|
Total gross bank loans |
|
$ |
21,594,679 |
|
|
$ |
145,241 |
|
|
$ |
205,690 |
|
|
$ |
121,153 |
|
|
$ |
22,066,763 |
|
|
| Schedule of Term Loans Amortized Cost Basis by Origination Year and Revolving Cost Amortized Cost Basis |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Term Loans Amortized Cost Basis by Origination Year – June 30, 2026 |
|
|
|
|
|
|
|
|
|
2026 |
|
|
2025 |
|
|
2024 |
|
|
2023 |
|
|
2022 |
|
|
Prior |
|
|
Revolving Loans Amortized Cost Basis |
|
|
Total |
|
Residential real estate: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Pass |
|
$ |
1,128,113 |
|
|
$ |
1,600,304 |
|
|
$ |
816,509 |
|
|
$ |
763,329 |
|
|
$ |
2,176,320 |
|
|
$ |
3,130,059 |
|
|
$ |
— |
|
|
$ |
9,614,634 |
|
Special Mention |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
367 |
|
|
|
624 |
|
|
|
— |
|
|
|
— |
|
|
|
991 |
|
Substandard |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
387 |
|
|
|
3,606 |
|
|
|
— |
|
|
|
3,993 |
|
Doubtful |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
Total residential real estate |
|
$ |
1,128,113 |
|
|
$ |
1,600,304 |
|
|
$ |
816,509 |
|
|
$ |
763,696 |
|
|
$ |
2,177,331 |
|
|
$ |
3,133,665 |
|
|
$ |
— |
|
|
$ |
9,619,618 |
|
Fund banking: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Pass |
|
$ |
703,966 |
|
|
$ |
13,891 |
|
|
$ |
14,107 |
|
|
$ |
— |
|
|
$ |
991 |
|
|
$ |
315 |
|
|
$ |
5,034,720 |
|
|
$ |
5,767,990 |
|
Special Mention |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
Substandard |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
Doubtful |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
Total fund banking |
|
$ |
703,966 |
|
|
$ |
13,891 |
|
|
$ |
14,107 |
|
|
$ |
— |
|
|
$ |
991 |
|
|
$ |
315 |
|
|
$ |
5,034,720 |
|
|
$ |
5,767,990 |
|
Commercial and industrial: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Pass |
|
$ |
521,655 |
|
|
$ |
749,693 |
|
|
$ |
672,913 |
|
|
$ |
257,176 |
|
|
$ |
454,503 |
|
|
$ |
530,505 |
|
|
$ |
1,069,512 |
|
|
$ |
4,255,957 |
|
Special Mention |
|
|
3,000 |
|
|
|
1,167 |
|
|
|
24,841 |
|
|
|
— |
|
|
|
— |
|
|
|
17,201 |
|
|
|
1,705 |
|
|
|
47,914 |
|
Substandard |
|
|
33,200 |
|
|
|
— |
|
|
|
37,113 |
|
|
|
— |
|
|
|
30,144 |
|
|
|
14,214 |
|
|
|
35,844 |
|
|
|
150,515 |
|
Doubtful |
|
|
— |
|
|
|
1,575 |
|
|
|
2,150 |
|
|
|
9,010 |
|
|
|
14,735 |
|
|
|
34,818 |
|
|
|
12,748 |
|
|
|
75,036 |
|
Total commercial and industrial |
|
$ |
557,855 |
|
|
$ |
752,435 |
|
|
$ |
737,017 |
|
|
$ |
266,186 |
|
|
$ |
499,382 |
|
|
$ |
596,738 |
|
|
$ |
1,119,809 |
|
|
$ |
4,529,422 |
|
Securities-based loans: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Pass |
|
$ |
400 |
|
|
$ |
10,008 |
|
|
$ |
4,307 |
|
|
$ |
10,056 |
|
|
$ |
700 |
|
|
$ |
80,838 |
|
|
$ |
2,871,348 |
|
|
$ |
2,977,657 |
|
Special Mention |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
Substandard |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
Doubtful |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
Total securities-based loans |
|
$ |
400 |
|
|
$ |
10,008 |
|
|
$ |
4,307 |
|
|
$ |
10,056 |
|
|
$ |
700 |
|
|
$ |
80,838 |
|
|
$ |
2,871,348 |
|
|
$ |
2,977,657 |
|
Construction and land: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Pass |
|
$ |
— |
|
|
$ |
165,162 |
|
|
$ |
87,261 |
|
|
$ |
209,553 |
|
|
$ |
306,691 |
|
|
$ |
58,217 |
|
|
$ |
— |
|
|
$ |
826,884 |
|
Special Mention |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
39,097 |
|
|
|
20,100 |
|
|
|
— |
|
|
|
59,197 |
|
Substandard |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
45,434 |
|
|
|
— |
|
|
|
— |
|
|
|
45,434 |
|
Doubtful |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
45,862 |
|
|
|
— |
|
|
|
45,862 |
|
Total construction and land |
|
$ |
— |
|
|
$ |
165,162 |
|
|
$ |
87,261 |
|
|
$ |
209,553 |
|
|
$ |
391,222 |
|
|
$ |
124,179 |
|
|
$ |
— |
|
|
$ |
977,377 |
|
Commercial real estate: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Pass |
|
$ |
27,938 |
|
|
$ |
41,298 |
|
|
$ |
4,450 |
|
|
$ |
16,758 |
|
|
$ |
189,877 |
|
|
$ |
91,710 |
|
|
$ |
3,000 |
|
|
$ |
375,031 |
|
Special Mention |
|
|
— |
|
|
|
— |
|
|
|
13,603 |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
13,603 |
|
Substandard |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
24,175 |
|
|
|
— |
|
|
|
— |
|
|
|
24,175 |
|
Doubtful |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
Total commercial real estate |
|
$ |
27,938 |
|
|
$ |
41,298 |
|
|
$ |
18,053 |
|
|
$ |
16,758 |
|
|
$ |
214,052 |
|
|
$ |
91,710 |
|
|
$ |
3,000 |
|
|
$ |
412,809 |
|
Home equity lines of credit: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Pass |
|
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
246,355 |
|
|
$ |
246,355 |
|
Special Mention |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
Substandard |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
661 |
|
|
|
661 |
|
Doubtful |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
Total home equity lines of credit |
|
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
247,016 |
|
|
$ |
247,016 |
|
Other: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Pass |
|
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
3,991 |
|
|
$ |
20,000 |
|
|
$ |
18,705 |
|
|
$ |
42,696 |
|
Special Mention |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
100 |
|
|
|
100 |
|
Substandard |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
Doubtful |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
Total other |
|
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
3,991 |
|
|
$ |
20,000 |
|
|
$ |
18,805 |
|
|
$ |
42,796 |
|
|