The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS Exchange Traded Fund 922908736 47,540,321 551,896 SH SOLE 0 0 551,896
VANGUARD INDEX FDS Exchange Traded Fund 922908744 45,748,301 209,922 SH SOLE 0 0 209,922
VANGUARD TAX-MANAGED FDS Exchange Traded Fund 921943858 31,533,398 442,574 SH SOLE 0 0 442,574
VANGUARD INDEX FDS Exchange Traded Fund 922908751 13,638,278 44,993 SH SOLE 0 0 44,993
VANGUARD CHARLOTTE FDS Exchange Traded Fund 92203J407 12,894,875 266,258 SH SOLE 0 0 266,258
VANGUARD BD INDEX FDS Exchange Traded Fund 921937827 12,543,744 161,003 SH SOLE 0 0 161,003
VANGUARD INDEX FDS Exchange Traded Fund 922908363 11,359,151 16,539 SH SOLE 0 0 16,539
VANGUARD SPECIALIZED FUNDS Exchange Traded Fund 921908844 10,032,451 42,399 SH SOLE 0 0 42,399
FIRST TR EXCHANGE TRADED FD Exchange Traded Fund 33738R506 5,953,224 77,617 SH SOLE 0 0 77,617
FIRST TR EXCHNG TRADED FD VI Exchange Traded Fund 33740F821 4,819,370 102,956 SH SOLE 0 0 102,956
VANGUARD INTL EQUITY INDEX F Exchange Traded Fund 922042858 4,783,277 110,878 SH SOLE 0 0 110,878
FIRST TR EXCHANGE-TRADED FD Exchange Traded Fund 33733E104 3,907,263 90,439 SH SOLE 0 0 90,439
VANGUARD BD INDEX FDS Exchange Traded Fund 921937819 3,652,237 75,804 SH SOLE 0 0 75,804
VANGUARD BD INDEX FDS Exchange Traded Fund 921937793 1,757,862 6,075 SH SOLE 0 0 6,075
VANGUARD SCOTTSDALE FDS Exchange Traded Fund 92206C771 1,701,340 13,240 SH SOLE 0 0 13,240
FIRST TR EXCHANGE TRADED FD Exchange Traded Fund 33741X102 1,645,881 2,204 SH SOLE 0 0 2,204
FIRST TR EXCHANGE-TRADED FD Exchange Traded Fund 33734X754 1,619,493 32,533 SH SOLE 0 0 32,533
FIRST TR EXCHANGE-TRADED FD Exchange Traded Fund 33734H106 1,215,441 8,536 SH SOLE 0 0 8,536
FIRST TR EXCHANGE-TRADED FD Exchange Traded Fund 33738D788 1,200,142 1,127 SH SOLE 0 0 1,127
S & T BANCORP INC Common / Ordinary Stock 783859101 553,039 14,545 SH SOLE 0 0 14,545
APPLE INC Common / Ordinary Stock 037833100 550,838 12,631 SH SOLE 0 0 12,631
MERCK & CO INC Common / Ordinary Stock 58933Y105 513,861 2,087 SH SOLE 0 0 2,087
STATE STR SPDR S&P 500 ETF T Exchange Traded Fund 78462F103 478,218 19,221 SH SOLE 0 0 19,221
FIRST TR EXCHANGE-TRADED FD Exchange Traded Fund 33739Q200 353,931 1,337 SH SOLE 0 0 1,337
FIRST TR EXCHANGE-TRADED FD Exchange Traded Fund 33738D770 336,323 1,366 SH SOLE 0 0 1,366
ISHARES TR Exchange Traded Fund 464288570 290,996 889 SH SOLE 0 0 889
CATERPILLAR INC Common / Ordinary Stock 149123101 286,692 8,472 SH SOLE 0 0 8,472
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y308 286,642 3,423 SH SOLE 0 0 3,423
FIRST TR EXCHANGE-TRADED FD Exchange Traded Fund 33733E823 284,856 1,132 SH SOLE 0 0 1,132
SEI EXCHANGE TRADED FUNDS Exchange Traded Fund 81589A874 264,001 7,422 SH SOLE 0 0 7,422
META PLATFORMS INC Common / Ordinary Stock 30303M102 256,098 601 SH SOLE 0 0 601
SEAGATE TECHNOLOGY HLDNGS PL Common / Ordinary Stock G7997R103 246,679 4,877 SH SOLE 0 0 4,877
VANGUARD STAR FDS Exchange Traded Fund 921909768 246,139 1,105 SH SOLE 0 0 1,105
PEPSICO INC Common / Ordinary Stock 713448108 214,927 511 SH SOLE 0 0 511
MICROSOFT CORP Common / Ordinary Stock 594918104 212,293 5,014 SH SOLE 0 0 5,014
FIRST TR EXCHNG TRADED FD VI Exchange Traded Fund 33740U430 211,009 8,723 SH SOLE 0 0 8,723
FIRST TR EXCHNG TRADED FD VI Exchange Traded Fund 33740F805 206,983 1,505 SH SOLE 0 0 1,505
PNC FINL SVCS GROUP INC Common / Ordinary Stock 693475105 189,716 747 SH SOLE 0 0 747
FIRST TR EXCHNG TRADED FD VI Exchange Traded Fund 33740F888 173,777 3,159 SH SOLE 0 0 3,159
FIRST TR EXCHANGE-TRADED FD Exchange Traded Fund 33733E302 132,808 6,206 SH SOLE 0 0 6,206
VANGUARD INDEX FDS Exchange Traded Fund 922908652 127,257 636 SH SOLE 0 0 636
COCA COLA CONS INC Common / Ordinary Stock 191098102 122,185 104 SH SOLE 0 0 104
INVESCO EXCH TRADED FD TR II Exchange Traded Fund 46138G649 121,283 2,256 SH SOLE 0 0 2,256
SCHWAB STRATEGIC TR Exchange Traded Fund 808524409 120,216 990 SH SOLE 0 0 990
JPMORGAN CHASE & CO Common / Ordinary Stock 46625H100 119,050 156 SH SOLE 0 0 156
ALPHABET INC Common / Ordinary Stock 02079K305 116,384 330 SH SOLE 0 0 330
SCHWAB STRATEGIC TR Exchange Traded Fund 808524300 116,092 1,027 SH SOLE 0 0 1,027
FIRST TR EXCHANGE-TRADED FD Exchange Traded Fund 33734X853 115,422 427 SH SOLE 0 0 427
ISHARES TR Exchange Traded Fund 464287168 113,120 98 SH SOLE 0 0 98
ABBVIE INC Common / Ordinary Stock 00287Y109 113,090 1,052 SH SOLE 0 0 1,052
FIRST TR EXCHNG TRADED FD VI Exchange Traded Fund 33740F862 109,777 4,005 SH SOLE 0 0 4,005
ISHARES TR Exchange Traded Fund 464288414 108,433 894 SH SOLE 0 0 894
CORNING INC Common / Ordinary Stock 219350105 107,000 803 SH SOLE 0 0 803
CHEVRON CORPORATION Common / Ordinary Stock 166764100 106,364 999 SH SOLE 0 0 999
FRANKLIN TEMPLETON ETF TR Exchange Traded Fund 35473P769 104,405 548 SH SOLE 0 0 548
EATON CORP PLC Common / Ordinary Stock G29183103 101,191 633 SH SOLE 0 0 633
VANGUARD MUN BD FDS Exchange Traded Fund 922907746 246,679 4,877 SH SOLE 0 0 4,877
NUCOR CORP Common / Ordinary Stock 670346105 246,139 1,105 SH SOLE 0 0 1,105
ISHARES TR Exchange Traded Fund 464287408 237,505 1,046 SH SOLE 0 0 1,046
FIRST TR EXCHNG TRADED FD VI Exchange Traded Fund 33740U109 227,312 10,632 SH SOLE 0 0 10,632
WALMART INC Common / Ordinary Stock 931142103 225,954 1,995 SH SOLE 0 0 1,995
CISCO SYS INC Common / Ordinary Stock 17275R102 218,476 1,860 SH SOLE 0 0 1,860
LOCKHEED MARTIN CORP Common / Ordinary Stock 539830109 215,502 423 SH SOLE 0 0 423
TESLA INC Common / Ordinary Stock 88160R101 214,927 511 SH SOLE 0 0 511
VERIZON COMMUNICATIONS INC Common / Ordinary Stock 92343V104 212,293 5,014 SH SOLE 0 0 5,014
PPL CORP Common / Ordinary Stock 69351T106 212,030 5,833 SH SOLE 0 0 5,833
ISHARES TR Exchange Traded Fund 464287200 211,936 283 SH SOLE 0 0 283
FULTON FINL CORP PA Common / Ordinary Stock 360271100 211,009 8,723 SH SOLE 0 0 8,723
ISHARES TR Exchange Traded Fund 464287309 206,983 1,505 SH SOLE 0 0 1,505
VANGUARD INDEX FDS Exchange Traded Fund 922908769 190,201 514 SH SOLE 0 0 514
JOHNSON & JOHNSON Common / Ordinary Stock 478160104 189,716 747 SH SOLE 0 0 747
SANDISK CORP Common / Ordinary Stock 80004C200 188,720 83 SH SOLE 0 0 83
AT&T INC Common / Ordinary Stock 00206R102 175,433 8,475 SH SOLE 0 0 8,475
DIMENSIONAL ETF TRUST Exchange Traded Fund 25434V724 173,777 3,159 SH SOLE 0 0 3,159
PROCTER & GAMBLE CO Common / Ordinary Stock 742718109 173,622 1,184 SH SOLE 0 0 1,184
WESTERN DIGITAL CORP Common / Ordinary Stock 958102105 173,093 271 SH SOLE 0 0 271
UNITEDHEALTH GROUP INC Common / Ordinary Stock 91324P102 170,824 411 SH SOLE 0 0 411
VALERO ENERGY CORP Common / Ordinary Stock 91913Y100 165,379 635 SH SOLE 0 0 635
EXXON MOBIL CORP Common / Ordinary Stock 30231G102 164,474 1,203 SH SOLE 0 0 1,203
COCA COLA CO Common / Ordinary Stock 191216100 163,759 2,015 SH SOLE 0 0 2,015
M & T BK CORP Common / Ordinary Stock 55261F104 147,804 621 SH SOLE 0 0 621
LINDE PLC Common / Ordinary Stock G54950103 147,379 284 SH SOLE 0 0 284
INVESCO QQQ TR Exchange Traded Fund 46090E103 147,280 200 SH SOLE 0 0 200
ISHARES TR Exchange Traded Fund 464287150 146,200 890 SH SOLE 0 0 890
ISHARES TR Exchange Traded Fund 464287457 142,543 1,736 SH SOLE 0 0 1,736
GE AEROSPACE Common / Ordinary Stock 369604301 141,270 378 SH SOLE 0 0 378
MARVELL TECHNOLOGY INC Common / Ordinary Stock 573874104 137,327 461 SH SOLE 0 0 461
FIRST TR EXCHNG TRADED FD VI Exchange Traded Fund 33740F763 133,302 2,186 SH SOLE 0 0 2,186
FIRST TR EXCHANGE-TRADED FD Exchange Traded Fund 33738D606 132,808 6,206 SH SOLE 0 0 6,206
NVIDIA CORPORATION Common / Ordinary Stock 67066G104 127,257 636 SH SOLE 0 0 636
PRUDENTIAL FINL INC Common / Ordinary Stock 744320102 123,688 1,146 SH SOLE 0 0 1,146
GE VERNOVA INC Common / Ordinary Stock 36828A101 122,185 104 SH SOLE 0 0 104
MAXIMUS INC Common / Ordinary Stock 577933104 121,283 2,256 SH SOLE 0 0 2,256
AMAZON COM INC Common / Ordinary Stock 023135106 120,838 507 SH SOLE 0 0 507
TORONTO DOMINION BK ONT Common / Ordinary Stock 891160509 120,216 990 SH SOLE 0 0 990
CROWDSTRIKE HLDGS INC Common / Ordinary Stock 22788C105 119,050 156 SH SOLE 0 0 156
HOME DEPOT INC Common / Ordinary Stock 437076102 116,384 330 SH SOLE 0 0 330
AMEREN CORP Common / Ordinary Stock 023608102 116,092 1,027 SH SOLE 0 0 1,027
MCDONALDS CORP Common / Ordinary Stock 580135101 115,422 427 SH SOLE 0 0 427
FIRST TR EXCHANGE-TRADED FD Exchange Traded Fund 33738D804 113,601 6,025 SH SOLE 0 0 6,025
FIRST TR EXCHANGE-TRADED FD Exchange Traded Fund 33737A108 113,133 590 SH SOLE 0 0 590
MICRON TECHNOLOGY INC Common / Ordinary Stock 595112103 113,120 98 SH SOLE 0 0 98
UNITED PARCEL SVCS INC Common / Ordinary Stock 911312106 113,090 1,052 SH SOLE 0 0 1,052
VANGUARD WORLD FD Exchange Traded Fund 92204A702 110,078 921 SH SOLE 0 0 921
ISHARES TR Exchange Traded Fund 46429B663 109,777 4,005 SH SOLE 0 0 4,005
PPG INDS INC Common / Ordinary Stock 693506107 108,433 894 SH SOLE 0 0 894
DIMENSIONAL ETF TRUST Exchange Traded Fund 25434V708 107,085 2,414 SH SOLE 0 0 2,414
FIRST TR EXCHANGE TRADED FD Exchange Traded Fund 33738R704 107,000 803 SH SOLE 0 0 803
ISHARES TR Exchange Traded Fund 464288158 106,364 999 SH SOLE 0 0 999
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y803 104,405 548 SH SOLE 0 0 548
AAON INC Common / Ordinary Stock 000360206 101,869 803 SH SOLE 0 0 803
YUM BRANDS INC Common / Ordinary Stock 988498101 101,191 633 SH SOLE 0 0 633