v3.26.1
Significant Accounting Policies - Schedule of Assets and Liabilities of our Consolidated VIEs (Details) - USD ($)
$ in Thousands
Jun. 30, 2026
Mar. 31, 2026
Dec. 31, 2025
Assets      
Cash and cash equivalents $ 28,819   $ 10,924
Allowance for credit losses (17,554) $ (15,702) (15,862)
Interest and fees receivable, net 3,975   4,116
Due from borrowers, net 4,413   6,978
Other assets 8,793   5,002
Total assets 472,900   460,047
Liabilities      
Senior secured notes payable, net 96,848   86,573
Lines of credit 36,500   19,000
Accounts payable and accrued liabilities 4,727   3,255
Advances from borrowers 3,119   4,016
Total liabilities 314,108   $ 285,110
Holdings      
Assets      
Total assets 187,100    
Liabilities      
Total liabilities 99,200    
Variable Interest Entity (VIEs) | SN Holdings      
Assets      
Cash and cash equivalents 200    
Loans held for investment 99,140    
Allowance for credit losses (1,711)    
Loans held for investment, net 97,429    
Interest and fees receivable, net 675    
Due from borrowers, net 1,029    
Other assets 0    
Total assets 99,333    
Liabilities      
Senior secured notes payable, net 0    
Lines of credit 36,500    
Accounts payable and accrued liabilities 477    
Advances from borrowers 1,608    
Total liabilities 38,585    
Variable Interest Entity (VIEs) | Holdings      
Assets      
Cash and cash equivalents 21,401    
Loans held for investment 162,226    
Allowance for credit losses (2,431)    
Loans held for investment, net 159,795    
Interest and fees receivable, net 1,693    
Due from borrowers, net 1,418    
Other assets 2,773    
Total assets 187,080    
Liabilities      
Senior secured notes payable, net 96,848    
Lines of credit 0    
Accounts payable and accrued liabilities 1,279    
Advances from borrowers 1,110    
Total liabilities $ 99,237