The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 30,315,954 40,596 SH SOLE 40,596 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 17,209,059 253,037 SH SOLE 253,037 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 16,411,968 190,527 SH SOLE 190,527 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 14,360,020 65,893 SH SOLE 65,893 0 0
ISHARES TR NATIONAL MUN ETF 464288414 13,777,785 128,023 SH SOLE 128,023 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 12,743,819 18,555 SH SOLE 18,555 0 0
ISHARES TR CORE S&P500 ETF 464287200 12,303,365 16,429 SH SOLE 16,429 0 0
ISHARES TR MBS ETF 464288588 10,887,144 115,183 SH SOLE 115,183 0 0
SPDR SERIES TRUST ST STR P500GRW 78464A409 10,240,219 86,059 SH SOLE 86,059 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 9,027,632 266,774 SH SOLE 266,774 0 0
ISHARES INC CORE MSCI EMKT 46434G103 7,955,125 96,030 SH SOLE 96,030 0 0
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868 7,921,301 314,712 SH SOLE 314,712 0 0
ISHARES TR US TREAS BD ETF 46429B267 7,447,407 326,927 SH SOLE 326,927 0 0
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 7,374,632 139,883 SH SOLE 139,883 0 0
BLACKROCK ETF TRUST DYNAMIC EQTY ACT 09290C723 7,079,973 255,226 SH SOLE 255,226 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 6,776,303 292,966 SH SOLE 292,966 0 0
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 6,126,462 117,051 SH SOLE 117,051 0 0
ISHARES TR EAFE GRWTH ETF 464288885 5,699,432 45,808 SH SOLE 45,808 0 0
BLACKROCK ETF TRUST DISC VOLA EQ ETF 09290C715 5,401,774 207,920 SH SOLE 207,920 0 0
SCHWAB STRATEGIC TR LONG TERM US 808524680 5,318,271 169,913 SH SOLE 169,913 0 0
ISHARES TR MSCI USA MMENTM 46432F396 5,224,694 15,240 SH SOLE 15,240 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,119,503 16,889 SH SOLE 16,889 0 0
ISHARES TR CORE INTL AGGR 46435G672 5,099,064 100,772 SH SOLE 100,772 0 0
ISHARES TR EAFE VALUE ETF 464288877 5,085,278 66,431 SH SOLE 66,431 0 0
BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 4,947,796 176,392 SH SOLE 176,392 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,833,836 131,105 SH SOLE 131,105 0 0
ISHARES TR CORE DIV GRWTH 46434V621 4,607,880 60,798 SH SOLE 60,798 0 0
ISHARES TR US AER DEF ETF 464288760 4,488,649 18,516 SH SOLE 18,516 0 0
BLACKROCK ETF TRUST ISHA LA CORE ETF 09290C855 4,030,809 80,024 SH SOLE 80,024 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 3,879,845 60,765 SH SOLE 60,765 0 0
MORGAN STANLEY ETF TRUST EATO VANC BD ETF 61774R841 3,749,497 73,940 SH SOLE 73,940 0 0
ISHARES GOLD TR ISHARES NEW 464285204 3,647,284 48,302 SH SOLE 48,302 0 0
ISHARES TR CORE MSCI EAFE 46432F842 3,439,504 35,613 SH SOLE 35,613 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,390,674 122,407 SH SOLE 122,407 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 3,209,131 33,625 SH SOLE 33,625 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 3,089,940 38,351 SH SOLE 38,351 0 0
ISHARES TR SYSTEMATIC BD ET 46435U796 3,025,936 34,108 SH SOLE 34,108 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,023,530 12,778 SH SOLE 12,778 0 0
SPDR SERIES TRUST ST LON TREAS ETF 78464A664 2,955,761 112,686 SH SOLE 112,686 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 2,855,605 3,878 SH SOLE 3,878 0 0
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 2,739,825 121,017 SH SOLE 121,017 0 0
ISHARES INC MSCI EMERG MRKT 464286533 2,482,613 32,978 SH SOLE 32,978 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,293,410 32,188 SH SOLE 32,188 0 0
PUTNAM ETF TRUST FOCUSED LAR CAP 746729300 2,007,889 39,409 SH SOLE 39,409 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 2,004,159 16,506 SH SOLE 16,506 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 1,968,666 19,618 SH SOLE 19,618 0 0
BROADCOM INC COM 11135F101 1,874,396 4,962 SH SOLE 4,962 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 1,796,473 8,187 SH SOLE 8,187 0 0
ISHARES TR CORE MSCI EURO 46434V738 1,788,896 23,798 SH SOLE 23,798 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 1,741,843 7,946 SH SOLE 7,946 0 0
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 1,620,500 31,296 SH SOLE 31,296 0 0
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 1,607,764 29,990 SH SOLE 29,990 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,525,070 11,089 SH SOLE 11,089 0 0
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 1,456,335 7,644 SH SOLE 7,644 0 0
NVIDIA CORPORATION COM 67066G104 1,454,714 7,270 SH SOLE 7,270 0 0
ISHARES TR U.S. TECH ETF 464287721 1,411,245 5,595 SH SOLE 5,595 0 0
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 1,364,404 7,366 SH SOLE 7,366 0 0
ALPHABET INC CAP STK CL A 02079K305 1,350,581 3,779 SH SOLE 3,779 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,326,463 15,516 SH SOLE 15,516 0 0
BLACKROCK ETF TRUST II ISH HIG MUN ETF 092528843 1,174,583 23,586 SH SOLE 23,586 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,171,923 11,840 SH SOLE 11,840 0 0
SPDR SERIES TRUST ST INTER ETF 78464A672 1,068,798 37,647 SH SOLE 37,647 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 985,787 2,664 SH SOLE 2,664 0 0
ALPHABET INC CAP STK CL C 02079K107 964,238 2,729 SH SOLE 2,729 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 898,595 9,973 SH SOLE 9,973 0 0
TESLA INC COM 88160R101 813,020 1,933 SH SOLE 1,933 0 0
JPMORGAN CHASE & CO COM 46625H100 734,201 2,243 SH SOLE 2,243 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 664,208 9,189 SH SOLE 9,189 0 0
SPDR SERIES TRUST ST STR SP DIV 78464A763 640,221 4,207 SH SOLE 4,207 0 0
VERTIV HOLDINGS CO COM CL A 92537N108 635,154 1,897 SH SOLE 1,897 0 0
AMAZON COM INC COM 023135106 627,073 2,631 SH SOLE 2,631 0 0
ISHARES TR S&P 100 ETF 464287101 621,613 1,699 SH SOLE 1,699 0 0
MICROSOFT CORP COM 594918104 611,958 1,641 SH SOLE 1,641 0 0
LOCKHEED MARTIN CORP COM 539830109 586,976 1,152 SH SOLE 1,152 0 0
BLUE OWL TECHNOLOGY FIN CORP COMMON STOCK 095924106 550,290 53,168 SH SOLE 53,168 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 539,538 6,827 SH SOLE 6,827 0 0
PROCTER & GAMBLE CO COM 742718109 526,878 3,593 SH SOLE 3,593 0 0
HOME DEPOT INC COM 437076102 497,696 1,411 SH SOLE 1,411 0 0
CORNING INC COM 219350105 492,469 1,928 SH SOLE 1,928 0 0
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 449,243 2,781 SH SOLE 2,781 0 0
JOHNSON & JOHNSON COM 478160104 441,781 1,740 SH SOLE 1,740 0 0
S&P GLOBAL INC COM SHS 78409V112 432,031 1,061 SH SOLE 1,061 0 0
ISHARES INC MSCI GBL GOLD MN 46434G855 413,828 6,406 SH SOLE 6,406 0 0
NUVEEN CHURCHILL DIRECT LEND COM SHS 67090S108 411,265 33,113 SH SOLE 33,113 0 0
ISHARES TR INTL DIV GRWTH 46435G524 408,259 4,643 SH SOLE 4,643 0 0
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 396,684 564 SH SOLE 564 0 0
ISHARES TR S&P 500 VAL ETF 464287408 393,321 1,732 SH SOLE 1,732 0 0
VISA INC COM CL A 92826C839 392,838 1,145 SH SOLE 1,145 0 0
BOEING CO COM 097023105 372,978 1,723 SH SOLE 1,723 0 0
ELI LILLY & CO COM 532457108 352,632 294 SH SOLE 294 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 306,239 612 SH SOLE 612 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 301,353 5,230 SH SOLE 5,230 0 0
CISCO SYS INC COM 17275R102 294,120 2,504 SH SOLE 2,504 0 0
VOYA FINANCIAL INC COM 929089100 291,235 3,217 SH SOLE 3,217 0 0
CARLISLE COS INC COM 142339100 280,043 772 SH SOLE 772 0 0
COHERENT CORP COM 19247G107 276,129 700 SH SOLE 700 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 269,693 5,332 SH SOLE 5,332 0 0
META PLATFORMS INC CL A 30303M102 267,563 475 SH SOLE 475 0 0
GE AEROSPACE COM NEW 369604301 251,894 674 SH SOLE 674 0 0
GE VERNOVA INC COM 36828A101 251,420 214 SH SOLE 214 0 0
PACER FDS TR US CASH COWS 100 69374H881 223,372 3,591 SH SOLE 3,591 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 221,223 4,193 SH SOLE 4,193 0 0
SPDR SERIES TRUST ST STR SP500DIV 78468R788 206,393 4,326 SH SOLE 4,326 0 0
REVOLUTION MEDICINES INC COM 76155X100 206,008 1,100 SH SOLE 1,100 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 202,436 1,281 SH SOLE 1,281 0 0