Loans and Related Allowance for Credit Losses (Home Equity and Residential Real Estate Credit Quality Indicators) (Details) - USD ($)
$ in Millions |
3 Months Ended |
6 Months Ended |
12 Months Ended |
Jun. 30, 2026 |
Jun. 30, 2025 |
Jun. 30, 2026 |
Jun. 30, 2025 |
Dec. 31, 2025 |
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Total loans, net |
[1] |
$ 367,953
|
|
$ 367,953
|
|
$ 331,481
|
| Gross charge-offs |
|
|
|
|
|
|
| Total |
|
324
|
$ 324
|
633
|
$ 636
|
|
| Residential real estate |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
1,361
|
|
1,361
|
|
2,135
|
| Year two |
|
2,587
|
|
2,587
|
|
1,786
|
| Year three |
|
2,002
|
|
2,002
|
|
3,774
|
| Year four |
|
3,618
|
|
3,618
|
|
8,807
|
| Year five |
|
9,773
|
|
9,773
|
|
13,741
|
| Prior |
|
29,368
|
|
29,368
|
|
13,517
|
| Revolving Loans |
|
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
0
|
|
0
|
|
0
|
| Total loans, net |
|
48,709
|
|
48,709
|
|
43,760
|
| Gross charge-offs |
|
|
|
|
|
|
| Year one |
|
|
|
0
|
|
0
|
| Year two |
|
|
|
0
|
|
1
|
| Year three |
|
|
|
0
|
|
1
|
| Year four |
|
|
|
0
|
|
3
|
| Year five |
|
|
|
0
|
|
2
|
| Prior |
|
|
|
1
|
|
1
|
| Revolving Loans |
|
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
|
|
0
|
|
0
|
| Total |
|
|
|
1
|
|
8
|
| Home equity |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
72
|
|
72
|
|
0
|
| Year two |
|
31
|
|
31
|
|
0
|
| Year three |
|
23
|
|
23
|
|
0
|
| Year four |
|
24
|
|
24
|
|
0
|
| Year five |
|
19
|
|
19
|
|
131
|
| Prior |
|
3,654
|
|
3,654
|
|
3,841
|
| Revolving Loans |
|
9,974
|
|
9,974
|
|
9,336
|
| Revolving Loans Converted to Term |
|
12,483
|
|
12,483
|
|
12,633
|
| Total loans, net |
|
26,280
|
|
26,280
|
|
25,941
|
| Gross charge-offs |
|
|
|
|
|
|
| Year one |
|
|
|
0
|
|
0
|
| Year two |
|
|
|
0
|
|
0
|
| Year three |
|
|
|
0
|
|
0
|
| Year four |
|
|
|
0
|
|
0
|
| Year five |
|
|
|
0
|
|
0
|
| Prior |
|
|
|
0
|
|
0
|
| Revolving Loans |
|
|
|
7
|
|
13
|
| Revolving Loans Converted to Term |
|
|
|
13
|
|
22
|
| Total |
|
|
|
20
|
|
35
|
| Greater than or equal to 780 | Residential real estate |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
782
|
|
782
|
|
1,337
|
| Year two |
|
1,784
|
|
1,784
|
|
1,325
|
| Year three |
|
1,391
|
|
1,391
|
|
2,748
|
| Year four |
|
2,537
|
|
2,537
|
|
7,065
|
| Year five |
|
7,774
|
|
7,774
|
|
11,095
|
| Prior |
|
21,238
|
|
21,238
|
|
8,644
|
| Revolving Loans |
|
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
0
|
|
0
|
|
0
|
| Total loans, net |
|
35,506
|
|
35,506
|
|
32,214
|
| Greater than or equal to 780 | Home equity |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
16
|
|
16
|
|
0
|
| Year two |
|
17
|
|
17
|
|
0
|
| Year three |
|
9
|
|
9
|
|
0
|
| Year four |
|
8
|
|
8
|
|
0
|
| Year five |
|
9
|
|
9
|
|
86
|
| Prior |
|
2,375
|
|
2,375
|
|
2,465
|
| Revolving Loans |
|
5,960
|
|
5,960
|
|
5,423
|
| Revolving Loans Converted to Term |
|
5,916
|
|
5,916
|
|
5,967
|
| Total loans, net |
|
14,310
|
|
14,310
|
|
13,941
|
| 720 to 779 | Residential real estate |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
465
|
|
465
|
|
661
|
| Year two |
|
553
|
|
553
|
|
354
|
| Year three |
|
403
|
|
403
|
|
568
|
| Year four |
|
573
|
|
573
|
|
1,206
|
| Year five |
|
1,296
|
|
1,296
|
|
1,837
|
| Prior |
|
4,320
|
|
4,320
|
|
2,225
|
| Revolving Loans |
|
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
0
|
|
0
|
|
0
|
| Total loans, net |
|
7,610
|
|
7,610
|
|
6,851
|
| 720 to 779 | Home equity |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
8
|
|
8
|
|
0
|
| Year two |
|
7
|
|
7
|
|
0
|
| Year three |
|
6
|
|
6
|
|
0
|
| Year four |
|
6
|
|
6
|
|
0
|
| Year five |
|
4
|
|
4
|
|
29
|
| Prior |
|
687
|
|
687
|
|
737
|
| Revolving Loans |
|
2,600
|
|
2,600
|
|
2,504
|
| Revolving Loans Converted to Term |
|
2,974
|
|
2,974
|
|
3,063
|
| Total loans, net |
|
6,292
|
|
6,292
|
|
6,333
|
| 660 to 719 | Residential real estate |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
92
|
|
92
|
|
117
|
| Year two |
|
168
|
|
168
|
|
86
|
| Year three |
|
139
|
|
139
|
|
192
|
| Year four |
|
230
|
|
230
|
|
394
|
| Year five |
|
434
|
|
434
|
|
543
|
| Prior |
|
1,709
|
|
1,709
|
|
978
|
| Revolving Loans |
|
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
0
|
|
0
|
|
0
|
| Total loans, net |
|
2,772
|
|
2,772
|
|
2,310
|
| 660 to 719 | Home equity |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
4
|
|
4
|
|
0
|
| Year two |
|
5
|
|
5
|
|
0
|
| Year three |
|
6
|
|
6
|
|
0
|
| Year four |
|
5
|
|
5
|
|
0
|
| Year five |
|
3
|
|
3
|
|
11
|
| Prior |
|
341
|
|
341
|
|
372
|
| Revolving Loans |
|
1,236
|
|
1,236
|
|
1,200
|
| Revolving Loans Converted to Term |
|
2,052
|
|
2,052
|
|
2,077
|
| Total loans, net |
|
3,652
|
|
3,652
|
|
3,660
|
| Less than 660 | Residential real estate |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
9
|
|
9
|
|
19
|
| Year two |
|
43
|
|
43
|
|
15
|
| Year three |
|
37
|
|
37
|
|
134
|
| Year four |
|
128
|
|
128
|
|
109
|
| Year five |
|
166
|
|
166
|
|
181
|
| Prior |
|
986
|
|
986
|
|
751
|
| Revolving Loans |
|
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
0
|
|
0
|
|
0
|
| Total loans, net |
|
1,369
|
|
1,369
|
|
1,209
|
| Less than 660 | Home equity |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
0
|
|
0
|
|
0
|
| Year two |
|
2
|
|
2
|
|
0
|
| Year three |
|
2
|
|
2
|
|
0
|
| Year four |
|
5
|
|
5
|
|
0
|
| Year five |
|
3
|
|
3
|
|
5
|
| Prior |
|
249
|
|
249
|
|
265
|
| Revolving Loans |
|
173
|
|
173
|
|
207
|
| Revolving Loans Converted to Term |
|
1,511
|
|
1,511
|
|
1,496
|
| Total loans, net |
|
1,945
|
|
1,945
|
|
1,973
|
| No FICO score available (a) | Residential real estate |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
13
|
|
13
|
|
1
|
| Year two |
|
37
|
|
37
|
|
0
|
| Year three |
|
25
|
|
25
|
|
106
|
| Year four |
|
120
|
|
120
|
|
6
|
| Year five |
|
72
|
|
72
|
|
65
|
| Prior |
|
565
|
|
565
|
|
372
|
| Revolving Loans |
|
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
0
|
|
0
|
|
0
|
| Total loans, net |
|
832
|
|
832
|
|
550
|
| No FICO score available (a) | Home equity |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
44
|
|
44
|
|
0
|
| Year two |
|
0
|
|
0
|
|
0
|
| Year three |
|
0
|
|
0
|
|
0
|
| Year four |
|
0
|
|
0
|
|
0
|
| Year five |
|
0
|
|
0
|
|
0
|
| Prior |
|
2
|
|
2
|
|
2
|
| Revolving Loans |
|
5
|
|
5
|
|
2
|
| Revolving Loans Converted to Term |
|
30
|
|
30
|
|
30
|
| Total loans, net |
|
81
|
|
81
|
|
34
|
| Government insured or guaranteed loans | Residential real estate |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
0
|
|
0
|
|
0
|
| Year two |
|
2
|
|
2
|
|
6
|
| Year three |
|
7
|
|
7
|
|
26
|
| Year four |
|
30
|
|
30
|
|
27
|
| Year five |
|
31
|
|
31
|
|
20
|
| Prior |
|
550
|
|
550
|
|
547
|
| Revolving Loans |
|
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
0
|
|
0
|
|
0
|
| Total loans, net |
|
620
|
|
620
|
|
626
|
| Greater than 100% | Residential real estate |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
3
|
|
3
|
|
7
|
| Year two |
|
42
|
|
42
|
|
24
|
| Year three |
|
64
|
|
64
|
|
74
|
| Year four |
|
61
|
|
61
|
|
70
|
| Year five |
|
64
|
|
64
|
|
55
|
| Prior |
|
133
|
|
133
|
|
51
|
| Revolving Loans |
|
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
0
|
|
0
|
|
0
|
| Total loans, net |
|
367
|
|
367
|
|
281
|
| Greater than 100% | Home equity |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
1
|
|
1
|
|
0
|
| Year two |
|
2
|
|
2
|
|
0
|
| Year three |
|
1
|
|
1
|
|
0
|
| Year four |
|
1
|
|
1
|
|
0
|
| Year five |
|
1
|
|
1
|
|
1
|
| Prior |
|
22
|
|
22
|
|
24
|
| Revolving Loans |
|
491
|
|
491
|
|
422
|
| Revolving Loans Converted to Term |
|
423
|
|
423
|
|
422
|
| Total loans, net |
|
942
|
|
942
|
|
869
|
| Greater than or equal to 80% to 100% | Residential real estate |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
345
|
|
345
|
|
534
|
| Year two |
|
573
|
|
573
|
|
290
|
| Year three |
|
313
|
|
313
|
|
342
|
| Year four |
|
337
|
|
337
|
|
707
|
| Year five |
|
835
|
|
835
|
|
447
|
| Prior |
|
653
|
|
653
|
|
223
|
| Revolving Loans |
|
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
0
|
|
0
|
|
0
|
| Total loans, net |
|
3,056
|
|
3,056
|
|
2,543
|
| Greater than or equal to 80% to 100% | Home equity |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
10
|
|
10
|
|
0
|
| Year two |
|
7
|
|
7
|
|
0
|
| Year three |
|
5
|
|
5
|
|
0
|
| Year four |
|
3
|
|
3
|
|
0
|
| Year five |
|
3
|
|
3
|
|
5
|
| Prior |
|
47
|
|
47
|
|
45
|
| Revolving Loans |
|
1,566
|
|
1,566
|
|
1,342
|
| Revolving Loans Converted to Term |
|
1,580
|
|
1,580
|
|
1,562
|
| Total loans, net |
|
3,221
|
|
3,221
|
|
2,954
|
| Less than 80% | Residential real estate |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
1,012
|
|
1,012
|
|
1,594
|
| Year two |
|
1,970
|
|
1,970
|
|
1,466
|
| Year three |
|
1,618
|
|
1,618
|
|
3,332
|
| Year four |
|
3,190
|
|
3,190
|
|
8,003
|
| Year five |
|
8,843
|
|
8,843
|
|
13,210
|
| Prior |
|
28,022
|
|
28,022
|
|
12,694
|
| Revolving Loans |
|
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
0
|
|
0
|
|
0
|
| Total loans, net |
|
44,655
|
|
44,655
|
|
40,299
|
| Less than 80% | Home equity |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
48
|
|
48
|
|
0
|
| Year two |
|
22
|
|
22
|
|
0
|
| Year three |
|
17
|
|
17
|
|
0
|
| Year four |
|
20
|
|
20
|
|
0
|
| Year five |
|
15
|
|
15
|
|
125
|
| Prior |
|
3,584
|
|
3,584
|
|
3,772
|
| Revolving Loans |
|
7,911
|
|
7,911
|
|
7,572
|
| Revolving Loans Converted to Term |
|
10,477
|
|
10,477
|
|
10,649
|
| Total loans, net |
|
22,094
|
|
22,094
|
|
22,118
|
| No LTV available | Residential real estate |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
1
|
|
1
|
|
0
|
| Year two |
|
0
|
|
0
|
|
0
|
| Year three |
|
0
|
|
0
|
|
0
|
| Year four |
|
0
|
|
0
|
|
0
|
| Year five |
|
0
|
|
0
|
|
9
|
| Prior |
|
10
|
|
10
|
|
2
|
| Revolving Loans |
|
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
0
|
|
0
|
|
0
|
| Total loans, net |
|
11
|
|
11
|
|
$ 11
|
| No LTV available | Home equity |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
13
|
|
13
|
|
|
| Year two |
|
0
|
|
0
|
|
|
| Year three |
|
0
|
|
0
|
|
|
| Year four |
|
0
|
|
0
|
|
|
| Year five |
|
0
|
|
0
|
|
|
| Prior |
|
1
|
|
1
|
|
|
| Revolving Loans |
|
6
|
|
6
|
|
|
| Revolving Loans Converted to Term |
|
3
|
|
3
|
|
|
| Total loans, net |
|
$ 23
|
|
$ 23
|
|
|
|
|