v3.26.1
Fee-Based Revenue from Contracts with Customers (Tables)
6 Months Ended
Jun. 30, 2026
Revenue from Contract with Customer [Abstract]  
Noninterest Income by Business Segment and Reconciliation to Consolidated Noninterest Income
Table 88 presents the noninterest income recognized within the scope of Topic 606 for each of our three reportable business segments’ principal products and services, along with the relationship to the noninterest income revenue streams reported on our Consolidated Income Statement. For a description of the fee-based revenue and how it is recognized for each segment’s principal products and services, see Note 23 Fee-based Revenue from Contracts with Customers in our 2025 Form 10-K.
Table 88: Noninterest Income by Business Segment and Reconciliation to Consolidated Noninterest Income

20262025
Three months ended June 30
In millions
Retail BankingCorporate &
Institutional
Banking
Asset Management GroupRetail BankingCorporate &
Institutional
Banking
Asset Management Group
Asset management and brokerage
Asset management fees$— $— $268 $— $— $241 
Brokerage fees172 — — 150 — — 
Total asset management and brokerage 172 — 268 150 — 241 
Card and cash management
Treasury management fees12 416 — 11 404 — 
Debit card fees200 — — 182 — — 
Net credit card fees (a)55 — — 50 — — 
Merchant services37 19 — 42 18 — 
Other 19 — — 20 — — 
Total card and cash management 323 435 — 305 422 — 
Lending and deposit services
Deposit account fees180 — — 165 — — 
Other 17 — 19 — 
Total lending and deposit services197 — 184 — 
Residential and commercial mortgage (b)— 26 — — 27 — 
Capital markets and advisory— 424 — — 216 — 
Other— 28 — — 18 — 
Total in-scope noninterest income692 921 268 639 691 241 
Out-of-scope noninterest income (c)535 370 143 331 
Noninterest income by business segment$1,227 $1,291 $271 $782 $1,022 $244 
Reconciliation to consolidated noninterest income
Total in-scope business segment noninterest income$1,881 $1,571 
Out-of-scope business segment noninterest income (c)908 477 
Noninterest income from other activities (d)(21)58 
Noninterest income as reported on the
   Consolidated Income Statement
$2,768 $2,106 
(Continued from previous page)20262025
Six months ended June 30
In millions
Retail BankingCorporate &
Institutional
Banking
Asset
Management
Group
Retail BankingCorporate &
Institutional
Banking
Asset
Management
Group
Asset management and brokerage
Asset management fees$— $— $527 $— $— $480 
Brokerage fees333 — — 302 — — 
Total asset management and brokerage 333 — 527 302 — 480 
Card and cash management
Treasury management fees22 824 — 21 794 — 
Debit card fees386 — — 351 — — 
Net credit card fees (a)107 — — 91 — — 
Merchant services68 38 — 77 35 — 
Other38 — — 40 — — 
Total card and cash management 621 862 — 580 829 — 
Lending and deposit services
Deposit account fees357 — — 326 — — 
Other33 15 — 36 15 — 
Total lending and deposit services390 15 — 362 15 — 
Residential and commercial mortgage (b)— 58 — — 56 — 
Capital markets and advisory— 733 — — 433 — 
Other— 46 — — 29 — 
Total in-scope noninterest income1,344 1,714 527 1,244 1,362 480 
Out-of-scope noninterest income (c)653 721 244 638 
Noninterest income by business segment$1,997 $2,435 $533 $1,488 $2,000 $487 
Reconciliation to consolidated noninterest income
Total in-scope business segment noninterest income$3,585 $3,086 
Out-of-scope business segment noninterest income (c)1,380 889 
Noninterest income from other activities (d)107 
Noninterest income as reported on the
   Consolidated Income Statement
$4,972 $4,082 
(a)Net credit card fees consist of interchange fees of $196 million and $177 million and credit card reward costs of $141 million and $127 million for the three months ended June 30, 2026 and 2025, respectively. Net credit card fees consist of interchange fees of $372 million and $339 million and credit card reward costs of $265 million and $248 million for the six months ended June 30, 2026 and 2025, respectively.
(b)Residential mortgage noninterest income falls under the scope of other accounting and disclosure requirements outside of Topic 606 and is included within the out-of-scope noninterest income line for the Retail Banking segment.
(c)Out-of-scope noninterest income includes revenue streams that fall under the scope of other accounting and disclosure requirements outside of Topic 606.
(d)Includes residual activities from corporate operations. For additional information, see Note 15 Segment Reporting.