v3.26.1
Loans and Allowance for Credit Losses - Summary of Activity in Allowance for Loan Losses (Detail) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Mar. 31, 2026
Jun. 30, 2025
Mar. 31, 2025
Jun. 30, 2026
Jun. 30, 2025
Financing Receivable, Allowance for Credit Losses [Line Items]            
Allowance for credit losses - beginning balance $ 116,696 $ 114,789 [1] $ 100,366 $ 97,368 $ 114,789 [1] $ 97,368
Charge-offs (22,744) (26,880) (21,224) (24,646)    
Total recoveries 6,476 6,311 6,192 5,630    
Provision (benefit) for credit losses 22,273 22,476 21,562 22,014 44,749 43,576
Allowance for credit losses - ending balance 122,701 [2] 116,696 106,896 100,366 122,701 [2] 106,896
Recreation [Member]            
Financing Receivable, Allowance for Credit Losses [Line Items]            
Allowance for credit losses - beginning balance 86,730 85,956 71,558 71,102 85,956 71,102
Charge-offs (18,505) (22,491) (16,273) (20,274)    
Total recoveries 5,158 4,820 4,419 3,860    
Provision (benefit) for credit losses 17,501 18,445 15,336 16,870    
Allowance for credit losses - ending balance 90,884 86,730 75,040 71,558 90,884 75,040
Home Improvement [Member]            
Financing Receivable, Allowance for Credit Losses [Line Items]            
Allowance for credit losses - beginning balance 20,295 19,563 20,249 20,536 19,563 20,536
Charge-offs (4,165) (4,351) (4,951) (4,227)    
Total recoveries 1,276 1,465 1,190 1,095    
Provision (benefit) for credit losses 4,066 3,618 3,934 2,845    
Allowance for credit losses - ending balance 21,472 20,295 20,422 20,249 21,472 20,422
Commercial [Member]            
Financing Receivable, Allowance for Credit Losses [Line Items]            
Allowance for credit losses - beginning balance 9,516 9,052 8,174 5,190 9,052 5,190
Charge-offs (74) 0 0 (130)    
Total recoveries 0 5 10 0    
Provision (benefit) for credit losses 774 459 2,912 3,114    
Allowance for credit losses - ending balance 10,216 9,516 11,096 8,174 10,216 11,096
Taxi Medallion [Member]            
Financing Receivable, Allowance for Credit Losses [Line Items]            
Allowance for credit losses - beginning balance 155 [3] 218 [3] 385 [4] 540 [4] 218 [3] 540 [4]
Charge-offs 0 [3] (38) [3] 0 [4] (15) [4]    
Total recoveries 42 [3] 21 [3] 573 [4] 675 [4]    
Provision (benefit) for credit losses (68) [3] (46) [3] (620) [4] (815) [4]    
Allowance for credit losses - ending balance $ 129 [3] $ 155 [3] $ 338 [4] $ 385 [4] $ 129 [3] $ 338 [4]
[1] Does not include loans held for sale which are carried at the lower of amortized cost or fair value for which an allowance for credit loss is not established.
[2] Does not include loans held for sale which are carried at the lower of amortized cost or fair value for which an allowance for credit loss is not established.
[3] As of June 30, 2026, cumulative net charge-offs of loans and loan collateral in process of foreclosure in the taxi medallion loan portfolio were $168.1 million, including $103.8 million related to loans secured by New York taxi medallions, some of which may represent recovery opportunities for the Company.
[4] As of June 30, 2025 cumulative net charge-offs of loans and loan collateral in process of foreclosure in the taxi medallion loan portfolio were $161.5 million, including $95.2 million related to loans secured by New York taxi medallions, some of which may represent recovery opportunities for the Company.