v3.26.1
Loans
 6 Months Ended
Jun. 30, 2026
Loans and Leases Receivable, Net Amount [Abstract]  
Loans Loans
The following table summarizes the Company’s major classifications for loans (in thousands):
June 30, 2026December 31, 2025
Commercial and industrial$454,122 $453,975 
  1-4 Family223,301 210,232 
  Hotels396,079 398,608 
  Multi-family231,946 237,424 
  Non Residential Non-Owner Occupied765,358 767,580 
  Non Residential Owner Occupied253,471 253,398 
Commercial real estate1,870,155 1,867,242 
Residential real estate1,906,534 1,910,060 
Home equity231,057 224,701 
Consumer39,906 47,353 
Gross loans4,501,774 4,503,331 
Allowance for credit losses(19,839)(19,329)
Net loans$4,481,935 $4,484,002 
Construction loans included in:
Commercial real estate$43,363 $35,781 
Residential real estate11,144 9,907 

The Company’s commercial and residential real estate construction loans are primarily secured by real estate within the Company’s principal markets.  These loans were originated under the Company’s loan policies, which are focused on the risk characteristics of the loan portfolio, including construction loans. In the judgment of the Company's management, adequate consideration has been given to these loans in establishing the Company's allowance for credit losses (see Note F for additional information).