The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A F L A C Inc COM 001055102 4,035,324 34,416 SH SOLE 33,581 0 835
A T & T New COM 00206R102 681,227 32,910 SH SOLE 32,409 0 501
Abbott Laboratories COM 002824100 1,399,235 15,420 SH SOLE 15,064 0 356
AbbVie Inc COM 00287Y109 2,381,521 9,464 SH SOLE 9,259 0 205
Adobe Systems Inc COM 00724F101 252,380 1,231 SH SOLE 1,231 0 0
Advanced Micro Devices COM 007903107 1,261,737 2,172 SH SOLE 2,172 0 0
Air Prod & Chemicals Inc COM 009158106 2,452,439 8,365 SH SOLE 8,171 0 194
Alphabet Inc Cl A (Google Cl A) CLASS A 02079K305 3,265,647 9,138 SH SOLE 8,938 0 200
Alphabet Inc Cl C (Google Cl C) CAP STK CL C 02079K107 15,847,571 44,852 SH SOLE 44,064 0 788
Amazon Com Inc COM 023135106 7,764,879 32,579 SH SOLE 32,384 0 195
American Express Company COM 025816109 970,926 2,870 SH SOLE 2,790 0 80
American Tower Corp COM 03027X100 308,663 1,887 SH SOLE 1,861 0 26
Amgen Incorporated COM 031162100 3,705,661 10,233 SH SOLE 10,103 0 130
Apple Computer Inc COM 037833100 23,183,534 80,120 SH SOLE 78,014 0 2,106
Applied Materials Inc COM 038222105 21,785,260 30,132 SH SOLE 29,615 0 517
Atmos Energy Corp COM 049560105 1,543,999 8,963 SH SOLE 8,963 0 0
Automatic Data Processing COM 053015103 3,015,990 13,467 SH SOLE 13,381 0 86
Bank Of New York Mellon C COM 064058100 6,436,644 44,510 SH SOLE 44,297 0 213
Becton Dickinson & Co COM 075887109 968,024 6,397 SH SOLE 6,323 0 74
Berkshire Hathaway Cl B CLASS B NEW 084670702 6,824,819 13,639 SH SOLE 13,529 0 110
Blackrock Inc COM 09290D101 4,049,154 4,211 SH SOLE 4,191 0 20
Blackrock Taxable Municipal Bond Trust COM 09248X100 209,887 12,980 SH SOLE 12,980 0 0
Blackstone Group Inc COM 09260D107 205,687 1,748 SH SOLE 1,748 0 0
Bristol-Myers Squibb Co COM 110122108 1,524,589 26,459 SH SOLE 26,052 0 407
Broadcom Inc Com COM 11135F101 5,877,142 15,558 SH SOLE 15,558 0 0
C V S Health Corp COM 126650100 1,852,825 17,910 SH SOLE 17,761 0 149
Carrier Global Corp COM 14448C104 2,740,423 37,361 SH SOLE 37,089 0 272
Caterpillar Inc. COM 149123101 3,762,292 3,533 SH SOLE 3,433 0 100
CBRE Group CLASS A 12504L109 1,162,644 8,632 SH SOLE 8,197 0 435
Centerpoint Energy Inc COM 15189T107 304,316 6,910 SH SOLE 6,910 0 0
Chevron Corp COM 166764100 4,452,922 26,864 SH SOLE 26,376 0 488
Chubb Ltd COM H1467J104 3,597,737 10,559 SH SOLE 10,398 0 161
Cigna Corp COM 125523100 877,250 3,182 SH SOLE 3,127 0 55
Coca Cola Company COM 191216100 1,548,548 19,054 SH SOLE 18,844 0 210
Cognizant Tech Sol Cl A Class A 192446102 836,438 21,597 SH SOLE 21,597 0 0
Colgate-Palmolive Co COM 194162103 416,929 4,548 SH SOLE 4,478 0 70
ConocoPhillips COM 20825C104 2,486,608 23,919 SH SOLE 23,804 0 115
Costco Wholesale Corp COM 22160K105 6,524,980 6,975 SH SOLE 6,813 0 162
Cummins Inc COM 231021106 4,399,630 6,169 SH SOLE 6,134 0 35
Davita Inc COM 23918K108 1,242,551 5,585 SH SOLE 5,375 0 210
Disney Walt Co COM 254687106 1,430,400 14,861 SH SOLE 14,581 0 280
Duke Energy Corporation COM NEW 26441C204 2,805,819 22,166 SH SOLE 21,874 0 292
Emerson Electric Co COM 291011104 1,885,394 13,171 SH SOLE 13,062 0 109
Entergy Corp New COM 29364G103 4,911,144 42,758 SH SOLE 42,412 0 346
Enterprise Prd Prtnrs Lp COM 293792107 980,830 26,682 SH SOLE 25,382 0 1,300
Expeditors Intl of WA Inc COM 302130109 3,744,607 22,976 SH SOLE 22,698 0 278
Exxon Mobil Corporation COM 30231G102 3,421,041 25,022 SH SOLE 24,747 0 275
Fedex Corporation COM 31428X106 2,402,643 7,673 SH SOLE 7,609 0 64
Fedex Freight Holding Co COM 314352105 576,216 3,816 SH SOLE 3,785 0 31
FlexShares US Quality Large Cap ETF LARGE CAP ETF 09290C616 220,451 2,453 SH SOLE 2,453 0 0
Generac Holdings Inc COM 368736104 2,076,901 7,093 SH SOLE 7,093 0 0
General Dynamics Corp COM 369550108 208,834 590 SH SOLE 590 0 0
Genuine Parts Co COM 372460105 1,464,182 12,410 SH SOLE 12,319 0 91
Gilead Sciences Inc COM 375558103 598,346 4,736 SH SOLE 4,736 0 0
Goldman Sachs Group Inc COM 38141G104 9,105,042 9,003 SH SOLE 8,848 0 155
Home Depot Inc COM 437076102 2,487,099 7,052 SH SOLE 6,902 0 150
HSBC Holdings PLC ADR ADR 404280406 1,096,768 11,534 SH SOLE 11,534 0 0
Huntington Ingalls Inds COM 446413106 306,544 1,095 SH SOLE 1,095 0 0
Invesco Aerospace & Defense ETF ETF 46137V100 1,476,617 8,359 SH SOLE 8,359 0 0
Invesco QQQ Trust Unit Ser 1 46090E103 376,300 511 SH SOLE 511 0 0
IShares IBOXX Inv Grade Corp Bnd ISHARES 464287242 613,519 5,625 SH SOLE 5,625 0 0
Ishares Tr Barclays Fund ISHARES 464287226 210,878 2,131 SH SOLE 2,131 0 0
Ishares Tr Comex Gold ISHARES 464285204 6,129,222 81,171 SH SOLE 80,229 0 942
IShares Tr MSCI EAFE Fd MSCI EAFE ETF 464287465 6,947,037 66,876 SH SOLE 66,876 0 0
Ishares Tr Russell 1000 Growth RUS 1000 GR ETF 464287614 353,636 2,848 SH SOLE 2,848 0 0
Ishares Tr S&P Midcap 400 CORE S&P MCP ETF 464287507 3,250,590 42,155 SH SOLE 42,008 0 147
IShares Tr S&P Smallcap 600 CORE S&P SCP ETF 464287804 2,499,418 16,853 SH SOLE 16,817 0 36
IShares Trust S&P 500 CORE S&P500 ETF 464287200 751,217 1,003 SH SOLE 1,003 0 0
J P Morgan Chase & Co COM 46625H100 6,901,592 21,085 SH SOLE 20,775 0 310
Johnson & Johnson COM 478160104 6,499,906 25,593 SH SOLE 25,276 0 317
Kinder Morgan Inc COM 49456B101 1,448,385 45,305 SH SOLE 44,655 0 650
Lincoln Elec Hldgs Inc COM 533900106 345,163 1,300 SH SOLE 1,300 0 0
Linde plc SHS G54950103 658,535 1,269 SH SOLE 1,229 0 40
Lockheed Martin Corp COM 539830109 1,937,723 3,803 SH SOLE 3,728 0 75
Lowes Companies Inc COM 548661107 2,903,260 13,167 SH SOLE 13,017 0 150
Mastercard Inc COM 57636Q104 1,505,875 2,932 SH SOLE 2,832 0 100
Mc Donalds Corp COM 580135101 1,314,518 4,863 SH SOLE 4,833 0 30
Medtronic Inc COM G5960L103 1,049,455 13,415 SH SOLE 13,415 0 0
Merck & Co Inc COM 58933Y105 2,079,024 16,179 SH SOLE 15,999 0 180
Meta Platforms Inc (Facebook Inc Class A) CLASS A 30303M102 3,225,025 5,725 SH SOLE 5,502 0 223
Micron Technology Inc COM 595112103 423,624 367 SH SOLE 367 0 0
Microsoft Corp COM 594918104 13,317,907 35,703 SH SOLE 35,203 0 500
Monster Beverage Corp COM 61174X109 1,968,153 20,476 SH SOLE 20,446 0 30
Motorola Solutions Inc Com COM 620076307 617,536 1,487 SH SOLE 1,427 0 60
Netflix Inc COM 64110L106 793,254 11,110 SH SOLE 11,110 0 0
NextEra Energy Inc COM 65339F101 1,872,852 21,338 SH SOLE 20,998 0 340
Nike Inc Class B CLASS B 654106103 1,104,493 26,906 SH SOLE 26,557 0 349
Nucor Corp COM 670346105 6,492,460 29,147 SH SOLE 28,913 0 234
Nuveen Municipal Value COM 670928100 185,553 20,125 SH SOLE 20,125 0 0
Nuveen Taxable Municipal Income COM 67074C103 183,048 11,600 SH SOLE 11,600 0 0
Nvidia Corp COM 67066G104 17,097,925 85,451 SH SOLE 85,410 0 41
Omnicom Group Inc COM 681919106 1,236,027 16,971 SH SOLE 16,861 0 110
Oracle Corporation COM 68389X105 3,755,172 25,624 SH SOLE 25,137 0 487
Pepsico Incorporated COM 713448108 2,348,300 17,343 SH SOLE 17,208 0 135
Pfizer Incorporated COM 717081103 612,928 25,454 SH SOLE 25,029 0 425
Phillips 66 com COM 718546104 1,683,510 9,959 SH SOLE 9,959 0 0
Pimco Corporate & Income Oppty Fd COM 72201B101 319,998 26,600 SH SOLE 26,600 0 0
PNC Finl Services Gp Inc COM 693475105 1,817,461 7,381 SH SOLE 7,381 0 0
Procter & Gamble Co COM 742718109 5,322,222 36,294 SH SOLE 35,676 0 618
Qualcomm Inc COM 747525103 593,672 3,213 SH SOLE 3,183 0 30
Regeneron Pharms Inc COM 75886F107 881,072 1,413 SH SOLE 1,406 0 7
RTX Corp COM 75513E101 5,883,397 31,009 SH SOLE 29,901 0 1,108
S P D R TRUST Unit SR TR UNIT 78462F103 22,490,002 30,116 SH SOLE 29,979 0 137
Salesforce Com COM 79466L302 684,261 4,368 SH SOLE 4,275 0 93
Schwab (The Charles) Corp COM 808513105 331,193 3,589 SH SOLE 3,589 0 0
Seagate Technology COM G7997R103 361,875 375 SH SOLE 375 0 0
Sector Spdr Consumer Discretionary Fd SBI CONS DISCR 81369Y407 1,484,296 12,656 SH SOLE 12,106 0 550
Sector Spdr Tech Select TECHNOLOGY 81369Y803 5,328,844 27,970 SH SOLE 27,270 0 700
Sony Group Corp ADR ADR 835699307 236,708 11,800 SH SOLE 11,800 0 0
SPDR Portfolio Developed Wld ex-US ETF PORTFOLIO DEVLPD 78463X889 555,298 11,020 SH SOLE 10,580 0 440
Sprott Physical Gold & Silver Trust COM 85208R101 217,242 5,400 SH SOLE 5,400 0 0
Starbucks Corp COM 855244109 1,979,167 19,368 SH SOLE 18,625 0 743
Stryker Corp COM 863667101 364,585 1,158 SH SOLE 1,108 0 50
T J X Cos Inc COM 872540109 9,018,607 59,529 SH SOLE 59,145 0 384
T Rowe Price Group Inc COM 74144T108 1,131,664 9,954 SH SOLE 9,919 0 35
Taiwan Semiconductr Adrf ADR 874039100 1,594,129 3,338 SH SOLE 3,310 0 28
Tesla Motors Inc COM 88160R101 525,750 1,250 SH SOLE 1,250 0 0
Texas Instruments Inc COM 882508104 2,014,953 6,760 SH SOLE 6,560 0 200
The Comm Svcs Sel Sect SPDR ETF COMMUNICATION 81369Y852 2,532,125 23,636 SH SOLE 22,936 0 700
Thermo Fisher Scientific COM 883556102 1,390,039 2,773 SH SOLE 2,673 0 100
T-Mobile US Inc COM 872590104 243,889 1,454 SH SOLE 1,454 0 0
TotalEnergies SE ADR ADR F92124100 266,717 3,430 SH SOLE 3,430 0 0
Travelers Companies Inc COM 89417E109 3,719,101 11,266 SH SOLE 11,077 0 189
UMH Properties Inc COM 903002103 227,100 15,000 SH SOLE 15,000 0 0
Unilever Plc Adr New SPON ADR NEW 904767803 275,854 4,588 SH SOLE 4,588 0 0
Union Pacific Corp COM 907818108 1,526,736 5,613 SH SOLE 5,363 0 250
Unitedhealth Group Inc COM 91324P102 1,276,055 3,070 SH SOLE 3,036 0 34
Valero Energy Corp New COM 91913Y100 1,618,384 6,214 SH SOLE 5,814 0 400
VanEck Uranium & Nuclear ETF ETF 92189F601 735,081 6,338 SH SOLE 6,188 0 150
Vaneck Vctrs Semiconductor ETF ETF 92189F676 5,586,871 8,518 SH SOLE 8,118 0 400
Vanguard Information Tech ETF 92204A702 967,634 8,096 SH SOLE 6,896 0 1,200
Vanguard Bond Index Fund TOTAL BOND MARKET 921937835 956,649 13,032 SH SOLE 11,625 0 1,407
Vanguard Dividend Appreciation ETF ETF 921908844 328,429 1,388 SH SOLE 1,113 0 275
Vanguard Emerging Market FTSE EMR MKT ETF 922042858 2,780,977 46,590 SH SOLE 46,350 0 240
Vanguard High Div Yield E HIGH DIV YLD 921946406 3,951,382 25,004 SH SOLE 25,004 0 0
Vanguard Hlth Care Vipers HEALTH CARE 92204A504 206,878 692 SH SOLE 692 0 0
Vanguard Intermediate Bond ETF ETF 921937819 597,877 7,795 SH SOLE 7,795 0 0
Vanguard Interm-Term Corp Bd ETF ETF 92206C870 210,758 2,550 SH SOLE 2,550 0 0
Vanguard Large Cap LARGE CAP ETF 922908637 509,945 1,483 SH SOLE 1,353 0 130
Vanguard Mid Cap MID CAP ETF 922908629 1,327,986 16,482 SH SOLE 16,156 0 326
Vanguard Mortgage Backed MORTGAGE BACKED 92206C771 284,324 6,074 SH SOLE 6,074 0 0
Vanguard Msci Eafe ETF FTSE DEV MKT ETF 921943858 3,269,730 45,891 SH SOLE 45,566 0 325
Vanguard Short Term Bond SHORT TRM BOND 921937827 515,529 6,617 SH SOLE 6,542 0 75
Vanguard Small Cap ETF SMALL CP ETF 922908751 1,564,027 5,160 SH SOLE 5,078 0 82
Vanguard Total Stock Mkt ETF 922908769 2,860,547 7,730 SH SOLE 6,907 0 823
Vanguard Value VALUE ETF 922908744 241,902 1,110 SH SOLE 1,110 0 0
Verizon Communications COM 92343V104 556,612 13,146 SH SOLE 13,046 0 100
Vertex Pharmaceuticals Inc COM 92532F100 428,678 863 SH SOLE 858 0 5
Visa Inc Class A CLASS A 92826C839 8,652,738 25,220 SH SOLE 24,905 0 315
Wal-Mart Stores Inc COM 931142103 5,777,673 51,012 SH SOLE 49,381 0 1,631
Waste Management Inc COM 94106L109 200,592 900 SH SOLE 900 0 0
Waters Corp COM 941848103 271,904 725 SH SOLE 716 0 9