Other Real Estate (Tables)

6 Months Ended

Jun. 30, 2026

Other Real Estate, Foreclosed Assets, and Repossessed Assets [Abstract]

Changes and Gains (Losses), Net on Other Real Estate

For the periods presented, changes and gains (losses), net on other real estate were as follows ($ in thousands):


		Six Months Ended June 30,
		2026				2025
Balance at beginning of period		$	6,957			$	5,917
Additions			4,277				5,132
Disposals			(5,846	)			(1,958	)
(Write-downs) recoveries			(180	)			(119	)
Balance at end of period		$	5,208			$	8,972

Gains (losses), net on the sale of other real estate included in other real estate expense		$	(569	)		$	(144	)

Other Real Estate, By Type of Property

At June 30, 2026 and December 31, 2025, other real estate by type of property consisted of the following ($ in thousands):


		June 30, 2026				December 31, 2025
Construction, land development and other land properties		$	149			$	63
1-4 family residential properties			2,661				3,871
Nonfarm, nonresidential properties			2,398				1,273
Other real estate properties			—				1,750
Total other real estate		$	5,208			$	6,957

Other Real Estate, By Geographic Location

At June 30, 2026 and December 31, 2025, other real estate by geographic location consisted of the following ($ in thousands):


		June 30, 2026				December 31, 2025
Alabama		$	1,356			$	409
Mississippi (1)			2,870				5,621
Tennessee (2)			982				927
Total other real estate		$	5,208			$	6,957

(1)

Mississippi includes Central and Southern Mississippi Regions.

(2)

Tennessee includes Memphis, Tennessee and Northern Mississippi Regions.