Related-Party Transactions - Schedule of Reinsurance Agreement (Details) - USD ($) $ in Thousands |
3 Months Ended | 6 Months Ended | |||
|---|---|---|---|---|---|
Jun. 30, 2026 |
Jun. 30, 2025 |
Jun. 30, 2026 |
Jun. 30, 2025 |
Dec. 31, 2025 |
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| Related Party Transaction [Line Items] | |||||
| Earned premium, net | $ 251,956 | $ 177,785 | $ 491,598 | $ 347,140 | |
| Total revenue | 354,822 | 379,309 | 666,652 | 707,645 | |
| Losses and loss adjustment expenses, net | 110,709 | 75,213 | 208,628 | 146,343 | |
| Policy acquisition costs, net | (83,641) | (82,938) | (185,563) | (160,271) | |
| Underwriting and other insurance expenses | 62,947 | 1,222 | 122,535 | 2,579 | |
| Total expenses | (352,590) | (325,946) | (685,357) | (621,500) | |
| Accounts receivable | 27,313 | 27,313 | $ 98,872 | ||
| Premiums receivable | 120,382 | 120,382 | 180,529 | ||
| Reinsurance recoverables | 12,346 | 12,346 | 15,296 | ||
| Other assets | 209,435 | 209,435 | 207,986 | ||
| TOTAL ASSETS | 2,148,431 | 2,148,431 | 2,093,976 | ||
| Accounts payable and accrued expenses | 89,829 | 89,829 | 111,947 | ||
| Losses payable and reserves for unpaid losses and loss adjustment expenses | 241,705 | 241,705 | 264,204 | ||
| Due to insurers | 27,100 | 27,100 | 94,930 | ||
| Other liabilities | 95,213 | 95,213 | 61,684 | ||
| TOTAL LIABILITIES | 1,413,625 | 1,413,625 | 1,346,950 | ||
| Markel | Reinsurance Agreement | Affiliated Entity | |||||
| Related Party Transaction [Line Items] | |||||
| Earned premium, net | 260,982 | 182,913 | 505,790 | 357,974 | |
| Commission and fee revenue | 1,817 | 127,454 | 3,523 | 221,427 | |
| Total revenue | 262,799 | 310,367 | 509,313 | 579,401 | |
| Losses and loss adjustment expenses, net | 105,727 | 74,598 | 197,233 | 154,509 | |
| Policy acquisition costs, net | 75,477 | 84,868 | 175,426 | 164,335 | |
| Underwriting and other insurance expenses | 625 | 0 | 2,742 | 0 | |
| Total expenses | (181,829) | (159,466) | (375,401) | (318,844) | |
| Accounts receivable | 1,526 | 1,526 | 1,321 | ||
| Premiums receivable | 0 | 0 | 174,169 | ||
| Reinsurance recoverables | 1,181 | 1,181 | 1,958 | ||
| Other assets | 1,115 | 1,115 | 0 | ||
| TOTAL ASSETS | 3,822 | 3,822 | 177,448 | ||
| Accounts payable and accrued expenses | 1,422 | 1,422 | 0 | ||
| Losses payable and reserves for unpaid losses and loss adjustment expenses | 0 | 0 | 247,758 | ||
| Due to insurers | 5,231 | 5,231 | 88,888 | ||
| Ceding commissions payable | 0 | 0 | 83,494 | ||
| Other liabilities | 1,477 | 1,477 | 2,470 | ||
| TOTAL LIABILITIES | 8,130 | 8,130 | 422,610 | ||
| State Farm | Reinsurance Agreement | Affiliated Entity | |||||
| Related Party Transaction [Line Items] | |||||
| Earned premium, net | 5,467 | 4,735 | 10,674 | 9,191 | |
| Losses and loss adjustment expenses, net | 1,910 | 1,420 | 3,472 | 7,507 | |
| Policy acquisition costs, net | (2,843) | (2,463) | (5,551) | (4,780) | |
| Total expenses | (4,753) | $ (3,883) | (9,023) | $ (12,287) | |
| Reinsurance recoverables | 5,295 | 5,295 | 6,668 | ||
| Other assets | 3,075 | 3,075 | 2,716 | ||
| TOTAL ASSETS | 8,370 | 8,370 | 9,384 | ||
| Other liabilities | 5,914 | 5,914 | 5,224 | ||
| TOTAL LIABILITIES | $ 5,914 | $ 5,914 | $ 5,224 | ||
| X | ||||||||||
- Definition Due To Insurers No definition available.
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- Definition Policy Acquisition Costs, Net No definition available.
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- Definition Policy Acquisition Costs, Net Of Material Related Parties No definition available.
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- Definition Revenue From Contract With Customer, Including Finance Revenue, Excluding Assessed Tax No definition available.
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- Definition Underwriting And Other Insurance Expenses No definition available.
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- Definition Amount of liabilities incurred to vendors for goods and services received, and accrued liabilities classified as other, payable within one year or the normal operating cycle, if longer. No definition available.
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- Definition Amount, after allowance for credit loss, of right to consideration from customer for product sold and service rendered in normal course of business, classified as current. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition Amount of asset recognized for present right to economic benefit. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The total amount of expense recognized during the period for future policy benefits, claims and claims adjustment costs, and for selling, general and administrative costs. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition The consideration due to the assuming enterprise as of the balance sheet date under the terms of the reinsurance contract in exchange for the right to receive reimbursement from such entity for covered claims and expenses. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition Amount of liability recognized for present obligation requiring transfer or otherwise providing economic benefit to others. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition Amount, after effects of reinsurance, of expense (reversal of expense) for claims incurred and costs incurred in the claim settlement process. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Amount of assets classified as other. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount of liabilities classified as other. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount, after premiums ceded to other entities and premiums assumed by the entity, of premiums earned. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition The carrying amount as of the balance sheet date due the entity from (a) agents and insureds, (b) uncollected premiums and (c) others, net of the allowance for doubtful accounts. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The carrying amount as of the balance sheet date of the known and estimated amounts owed to insurers under reinsurance treaties or other arrangements. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount before valuation allowance recoverable under reinsurance contracts. Examples include, but are not limited to, settled and unsettled claims, incurred but not reported losses, loss adjustment expense, premium paid, policy benefits and policy reserves. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss). Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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