v3.26.1
INSURANCE CONTRACTS (Details) - USD ($)
$ in Millions
 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Disclosure of reconciliation of changes in insurance contracts by remaining coverage and incurred claims [line items]    
Insurance liabilities at the beginning $ 2,112 $ 1,825
Changes that relate to current service:    
Contractual service margin recognized for services provided (177) (172)
Change in risk adjustment recognized for the risk expired (39) (32)
Experience adjustments 3 (4)
Changes that relate to future service:    
Contracts initially recognized in the period 0 0
Changes in estimates that adjust the contractual service margin 0 0
Changes that relate to past services:    
Adjustments to liabilities for incurred claims 4 (10)
Insurance finance income/(expenses) 45 43
Foreign currency translation (73) 105
Increase (decrease) through insurance service result, insurance contracts liability (asset) (237) (70)
Premiums received 330 301
Claims and other insurance service expenses paid (31) (22)
Insurance acquisition cash flows (36) (34)
Insurance liabilities at the end 2,138 2,000
Estimates of present value of future cash flows    
Disclosure of reconciliation of changes in insurance contracts by remaining coverage and incurred claims [line items]    
Insurance liabilities at the beginning 478 381
Changes that relate to current service:    
Contractual service margin recognized for services provided 0 0
Change in risk adjustment recognized for the risk expired 0 0
Experience adjustments 3 (4)
Changes that relate to future service:    
Contracts initially recognized in the period (233) (213)
Changes in estimates that adjust the contractual service margin 22 1
Changes that relate to past services:    
Adjustments to liabilities for incurred claims 2 (10)
Insurance finance income/(expenses) 12 12
Foreign currency translation (18) 23
Increase (decrease) through insurance service result, insurance contracts liability (asset) (212) (191)
Premiums received 330 301
Claims and other insurance service expenses paid (31) (22)
Insurance acquisition cash flows (36) (34)
Insurance liabilities at the end 529 435
Risk adjustment    
Disclosure of reconciliation of changes in insurance contracts by remaining coverage and incurred claims [line items]    
Insurance liabilities at the beginning 559 446
Changes that relate to current service:    
Contractual service margin recognized for services provided 0 0
Change in risk adjustment recognized for the risk expired (39) (32)
Experience adjustments 0 0
Changes that relate to future service:    
Contracts initially recognized in the period 67 60
Changes in estimates that adjust the contractual service margin 5 (21)
Changes that relate to past services:    
Adjustments to liabilities for incurred claims 2 0
Insurance finance income/(expenses) 13 13
Foreign currency translation (20) 25
Increase (decrease) through insurance service result, insurance contracts liability (asset) 28 45
Premiums received 0 0
Claims and other insurance service expenses paid 0 0
Insurance acquisition cash flows 0 0
Insurance liabilities at the end 587 491
Contractual service margin    
Disclosure of reconciliation of changes in insurance contracts by remaining coverage and incurred claims [line items]    
Insurance liabilities at the beginning 1,075 998
Changes that relate to current service:    
Contractual service margin recognized for services provided (177) (172)
Change in risk adjustment recognized for the risk expired 0 0
Experience adjustments 0 0
Changes that relate to future service:    
Contracts initially recognized in the period 166 153
Changes in estimates that adjust the contractual service margin (27) 20
Changes that relate to past services:    
Adjustments to liabilities for incurred claims 0 0
Insurance finance income/(expenses) 20 18
Foreign currency translation (35) 57
Increase (decrease) through insurance service result, insurance contracts liability (asset) (53) 76
Premiums received 0 0
Claims and other insurance service expenses paid 0 0
Insurance acquisition cash flows 0 0
Insurance liabilities at the end $ 1,022 $ 1,074