v3.26.1
Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
ASSETS    
Loans $ 20,833,481 $ 17,771,263
Allowance for credit losses on loans (195,375) (179,468)
Net loans 20,638,106 17,591,795
Loans held for sale 3,799 4,329
Investment securities:    
Available for sale debt securities 8,322,634 9,095,513
Debt Securities, Trading 57,651 40,080
Equity Securities 114,724 57,354
Other 242,737 230,459
Investments, Total 8,737,746 9,423,406
Federal Funds Sold 2,010 0
Securities purchased under agreements to resell 1,150,000 850,000
Interest earning deposits with banks 2,260,162 2,744,393
Cash and due from banks 645,674 803,239
Premises and equipment, net 527,679 485,700
Goodwill 253,805 146,539
Other intangible assets, net 140,482 13,311
Other assets 909,704 852,377
Total assets 35,269,167 32,915,089
Deposits:    
Non-interest bearing 8,172,552 8,205,711
Savings, interest checking and money market 17,320,654 15,047,406
Certificates of deposit of less than $100,000 1,017,503 1,023,406
Certificates of deposit of $100,000 and over 1,364,993 1,363,053
Total deposits 27,875,702 25,639,576
Federal funds purchased and securities sold under agreements to repurchase 2,428,291 2,989,641
Other borrowings 26,291 12,798
Other liabilities 557,078 458,302
Total liabilities 30,887,362 29,100,317
Commerce Bancshares, Inc. stockholders' equity:    
Common stock 742,606 692,944
Capital surplus 3,993,098 3,522,292
Retained earnings 353,023 131,826
Treasury stock, at cost (232,318) (48,001)
Accumulated Other Comprehensive Income (Loss) (498,731) (507,690)
Total Commerce Bancshares, Inc. stockholders' equity 4,357,678 3,791,371
Non-controlling interest 24,127 23,401
Total equity 4,381,805 3,814,772
Total liabilities and equity $ 35,269,167 $ 32,915,089