The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 235,471 2,595 SH SOLE 2,535 0 60
ABBOTT LABORATORIES COM 002824100 113,425 1,250 SH OTR 0 0 1,250
ABBVIE INC COM 00287Y109 662,317 2,632 SH SOLE 2,260 0 372
ABBVIE INC COM 00287Y109 314,550 1,250 SH OTR 0 0 1,250
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 409,906 3,294 SH SOLE 2,433 0 861
AIRBNB INC COM CL A 009066101 716 5 SH SOLE 0 0 5
ALPHABET INC CAP STK CL A 02079K305 321,633 900 SH SOLE 0 0 900
ALPHABET INC CAP STK CL C 02079K107 7,490,950 21,201 SH SOLE 15,521 0 5,680
ALPHABET INC CAP STK CL C 02079K107 113,066 320 SH OTR 0 0 320
ALTRIA GROUP INC COM 02209S103 56,553 786 SH SOLE 0 0 786
AMAZON COM INC COM 023135106 3,194,710 13,404 SH SOLE 7,712 0 5,692
AMBARELLA INC SHS G037AX101 5,577 65 SH SOLE 0 0 65
AMERICAN CENTY ETF TR US EQT ETF 025072885 350,299 2,735 SH OTR 0 0 2,735
AMERICAN CENTY ETF TR US SML CP VALU 025072877 49,655 398 SH OTR 0 0 398
AMERICAN EXPRESS CO COM 025816109 874,377 2,585 SH SOLE 2,585 0 0
AMERICAN TOWER CORP COM 03027X100 481,060 2,941 SH SOLE 2,941 0 0
AMGEN INC COM 031162100 11,950 33 SH SOLE 0 0 33
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839 1,115,205 49,875 SH SOLE 25,498 0 24,377
APPLE INC COM 037833100 6,847,705 23,665 SH SOLE 18,790 0 4,875
APPLE INC COM 037833100 456,032 1,576 SH OTR 0 0 1,576
ASML HLDG NV N Y REGISTRY SHS N07059210 1,000,689 503 SH SOLE 342 0 161
AST SPACEMOBILE INC COM CL A 00217D100 78,020 878 SH SOLE 803 0 75
ASTERA LABS INC COM 04626A103 7,246 15 SH SOLE 0 0 15
AUTOMATIC DATA PROCESSING IN COM 053015103 61,587 275 SH OTR 0 0 275
AVALONBAY CMNTYS INC COM 053484101 421,723 2,235 SH SOLE 760 0 1,475
BACKBLAZE INC COM CL A 05637B105 15,860 1,000 SH SOLE 0 0 1,000
BANK OF AMER CORP 7.25%CNV PFD L 060505682 5,018 4 SH SOLE 0 0 4
BANK OF AMER CORP COM 060505104 2,557,605 44,886 SH SOLE 38,086 0 6,800
BARRICK MNG CORP COM SHS 06849F108 1,837 50 SH SOLE 0 0 50
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,541,599 13,073 SH SOLE 8,170 0 4,903
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 521,907 1,043 SH OTR 0 0 1,043
BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105 45,500 2,000 SH SOLE 0 0 2,000
BOEING CO COM 097023105 83,774 387 SH SOLE 387 0 0
BOEING CO COM 097023105 127,501 589 SH OTR 0 0 589
BRISTOL-MYERS SQUIBB CO COM 110122108 48,689 845 SH SOLE 695 0 150
BRISTOL-MYERS SQUIBB CO COM 110122108 126,764 2,200 SH OTR 0 0 2,200
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 618 10 SH SOLE 0 0 10
BROADCOM INC COM 11135F101 452,545 1,198 SH SOLE 0 0 1,198
BROOKFIELD INFRASTRUCTURE CO COM SUB VTG A 11276H106 257,796 6,696 SH SOLE 0 0 6,696
BROOKFIELD INFRASTRUCTURE PA LP INT UNIT G16252101 945,676 25,916 SH SOLE 22,566 0 3,350
BROOKFIELD INFRASTRUCTURE PA LP INT UNIT G16252101 54,407 1,491 SH OTR 0 0 1,491
BUILDERS FIRSTSOURCE INC COM 12008R107 91,270 1,020 SH SOLE 300 0 720
CANADIAN PACIFIC KANSAS CITY COM 13646K108 60,915 703 SH SOLE 703 0 0
CATERPILLAR INC COM 149123101 44,726 42 SH SOLE 0 0 42
CBRE GROUP INC CL A 12504L109 1,149,984 8,538 SH SOLE 7,888 0 650
CHEVRON CORPORATION COM 166764100 996,218 6,010 SH SOLE 4,128 0 1,882
CHIPOTLE MEXICAN GRILL INC COM 169656105 382,262 11,243 SH SOLE 3,061 0 8,182
CISCO SYS INC COM 17275R102 30,540 260 SH SOLE 0 0 260
CISCO SYS INC COM 17275R102 214,835 1,829 SH OTR 0 0 1,829
CITIGROUP INC COM NEW 172967424 2,345,450 16,758 SH SOLE 16,758 0 0
COCA COLA CO COM 191216100 2,322,372 28,576 SH SOLE 23,923 0 4,653
COCA COLA CO COM 191216100 144,499 1,778 SH OTR 0 0 1,778
CONSTELLATION ENERGY CORP COM 21037T109 68,302 275 SH SOLE 0 0 275
COSTCO WHOLESALE CORPORATION COM 22160K105 1,332,110 1,424 SH SOLE 994 0 430
CROWDSTRIKE HLDGS INC CL A 22788C105 7,632 10 SH SOLE 0 0 10
CS DISCO INC COM 126327105 3,780 1,000 SH SOLE 0 0 1,000
CSX CORP COM 126408103 239,647 5,042 SH SOLE 2,444 0 2,598
DBX ETF TR XTRACK MSCI EAFE 233051200 191,916 3,513 SH OTR 0 0 3,513
DEERE & CO COM 244199105 660,972 1,042 SH SOLE 0 0 1,042
DELL TECHNOLOGIES INC CL C 24703L202 78,095 181 SH SOLE 175 0 6
DIAMONDBACK ENERGY INC COM 25278X109 767,016 4,363 SH SOLE 1,895 0 2,468
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 17,827 330 SH OTR 0 0 330
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 12,750 267 SH OTR 0 0 267
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 717,257 16,169 SH OTR 0 0 16,169
DISNEY WALT CO COM 254687106 228,017 2,369 SH OTR 0 0 2,369
DOMINION ENERGY INC COM 25746U109 547,003 8,010 SH SOLE 150 0 7,860
DUKE ENERGY CORP NEW COM NEW 26441C204 32,405 256 SH SOLE 256 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 72,368 800 SH SOLE 0 0 800
ELEVANCE HEALTH INC FORMERLY COM 036752103 257,949 667 SH SOLE 300 0 367
ELI LILLY & CO COM 532457108 839,601 700 SH SOLE 552 0 148
EMERSON ELEC CO COM 291011104 259,531 1,813 SH SOLE 1,770 0 43
EMERSON ELEC CO COM 291011104 241,351 1,686 SH OTR 0 0 1,686
ENTERPRISE PRODS PARTNERS L COM 293792107 397,413 10,811 SH SOLE 10,311 0 500
EXELON CORP COM 30161N101 66,788 1,433 SH SOLE 0 0 1,433
EXXON MOBIL CORP COM 30231G102 82,032 600 SH SOLE 0 0 600
EXXON MOBIL CORP COM 30231G102 259,768 1,900 SH OTR 0 0 1,900
FASTENAL CO COM 311900104 230,544 4,800 SH OTR 0 0 4,800
FEDEX CORP COM 31428X106 618,745 1,976 SH SOLE 1,951 0 25
FEDEX FGHT HLDG CO INC COMMON STOCK 314352105 45,149 299 SH SOLE 287 0 12
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873 3,433 49 SH SOLE 0 0 49
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 4,648 16 SH SOLE 0 0 16
FIRST CTZNS BANCSHARES INC D CL A 31946M103 312,119 150 SH SOLE 0 0 150
FORD MTR CO COM 345370860 120,096 8,640 SH SOLE 0 0 8,640
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 543,582 13,675 SH SOLE 0 0 13,675
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 220,835 3,450 SH SOLE 375 0 3,075
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 38,406 600 SH OTR 0 0 600
GENERAL DYNAMICS CORP COM 369550108 62,347 176 SH SOLE 176 0 0
GLOBAL X FDS DATA CTR DIG ETF 37954Y236 67,817 2,233 SH SOLE 2,233 0 0
HOME DEPOT INC COM 437076102 698,660 1,981 SH SOLE 1,413 0 568
HUNTINGTON INGALLS INDS INC COM 446413106 101,880 364 SH SOLE 352 0 12
ILLINOIS TOOL WKS INC COM 452308109 937,450 3,466 SH OTR 0 0 3,466
INNOVATOR ETFS TRUST INTRNL DEV JULY 45782C722 87,408 2,430 SH SOLE 0 0 2,430
INNOVATOR ETFS TRUST LADDERED ALC BFR 45783Y756 354,184 9,010 SH SOLE 300 0 8,710
INNOVATOR ETFS TRUST LADERD ALCTN PWR 45783Y814 667,509 12,671 SH SOLE 1,900 0 10,771
INNOVATOR ETFS TRUST PREM INCM 20 BAR 45783Y624 119,664 4,800 SH SOLE 0 0 4,800
INNOVATOR ETFS TRUST US EQT BUFR APR 45782C888 159,940 3,003 SH SOLE 3,003 0 0
INNOVATOR ETFS TRUST US EQT PWR BUF 45782C870 522,563 12,383 SH SOLE 12,383 0 0
INNOVATOR ETFS TRUST US EQT ULTRA BF 45782C730 30,832 800 SH SOLE 0 0 800
INNOVATOR ETFS TRUST US EQTY BUF OCT 45782C771 26,511 500 SH SOLE 0 0 500
INNOVATOR ETFS TRUST US EQTY BUF SEP 45782C664 15,819 300 SH SOLE 0 0 300
INNOVATOR ETFS TRUST US EQTY BUFR JAN 45782C409 20,605 350 SH SOLE 0 0 350
INNOVATOR ETFS TRUST US EQTY BUFR JUL 45782C789 481,024 8,857 SH SOLE 8,857 0 0
INNOVATOR ETFS TRUST US EQTY BUFR MAR 45782C391 17,289 300 SH SOLE 0 0 300
INNOVATOR ETFS TRUST US EQTY BUFR MAY 45782C326 37,880 800 SH SOLE 0 0 800
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C417 698,692 16,226 SH SOLE 16,226 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508 14,847 300 SH SOLE 0 0 300
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C540 13,767 300 SH SOLE 0 0 300
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C656 706,269 15,337 SH SOLE 15,337 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C748 90,783 2,100 SH SOLE 0 0 2,100
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813 58,572 1,200 SH SOLE 0 0 1,200
INNOVATOR ETFS TRUST US EQUT BUFR AUG 45782C698 1,501,689 28,009 SH SOLE 27,809 0 200
INTEL CORP COM 458140100 121,339 869 SH SOLE 0 0 869
INTEL CORP COM 458140100 156,386 1,120 SH OTR 0 0 1,120
INTERNATIONAL BUSINESS MACHS COM 459200101 7,031 25 SH SOLE 0 0 25
INTERNATIONAL BUSINESS MACHS COM 459200101 338,577 1,204 SH OTR 0 0 1,204
INVESCO EXCH TRADED FD TR II INTL CORP BD 46138E636 650,704 28,096 SH SOLE 27,659 0 437
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 1,080,981 40,275 SH SOLE 21,700 0 18,575
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 136,884 5,100 SH OTR 0 0 5,100
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 896,700 16,596 SH SOLE 16,596 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 268,193 1,260 SH SOLE 40 0 1,220
INVESCO QQQ TR UNIT SER 1 46090E103 1,074,100 1,459 SH SOLE 730 0 729
IQVIA HLDGS INC COM 46266C105 1,474,269 7,630 SH SOLE 5,481 0 2,149
ISHARES GOLD TR ISHARES NEW 464285204 2,568 34 SH SOLE 0 0 34
ISHARES GOLD TRUST MICRO SHS REPSTG UN TR 46436F103 322,041 8,049 SH SOLE 5,624 0 2,425
ISHARES INC CORE MSCI EMKT 46434G103 14,249 172 SH SOLE 0 0 172
ISHARES INC JP MORGAN EM ETF 464286517 477,890 11,263 SH SOLE 8,463 0 2,800
ISHARES TR 0-5 YR TIPS ETF 46429B747 25,540 250 SH SOLE 200 0 50
ISHARES TR 7-10 YR TRSY BD 464287440 219,403 2,320 SH SOLE 920 0 1,400
ISHARES TR BROAD USD HIGH 46435U853 445 12 SH SOLE 0 0 12
ISHARES TR CORE MSCI EAFE 46432F842 28,009 290 SH SOLE 0 0 290
ISHARES TR CORE MSCI EAFE 46432F842 323,350 3,348 SH OTR 0 0 3,348
ISHARES TR CORE MSCI INTL 46435G326 1,245,161 13,989 SH OTR 0 0 13,989
ISHARES TR CORE S&P SCP ETF 464287804 103,521 698 SH SOLE 0 0 698
ISHARES TR CORE S&P TTL STK 464287150 112,197 683 SH OTR 0 0 683
ISHARES TR CORE S&P US GWT 464287671 16,176 86 SH SOLE 0 0 86
ISHARES TR CORE S&P US VLU 464287663 14,320 130 SH SOLE 0 0 130
ISHARES TR CORE S&P500 ETF 464287200 232,156 310 SH SOLE 0 0 310
ISHARES TR CORE S&P500 ETF 464287200 438,850 586 SH OTR 0 0 586
ISHARES TR CR 5 10 YR ETF 46435G417 98,430 2,257 SH SOLE 0 0 2,257
ISHARES TR GENOMICS IMMUN 46435U192 73,980 2,192 SH SOLE 2,192 0 0
ISHARES TR GNMA BOND ETF 46429B333 1,267,677 28,661 SH SOLE 22,601 0 6,060
ISHARES TR GNMA BOND ETF 46429B333 17,692 400 SH OTR 0 0 400
ISHARES TR IBOXX INV CP ETF 464287242 191,309 1,754 SH SOLE 0 0 1,754
ISHARES TR INTL TREA BD ETF 464288117 763,938 18,619 SH SOLE 13,519 0 5,100
ISHARES TR ISHS 1-5YR INVS 464288646 84,800 1,618 SH SOLE 0 0 1,618
ISHARES TR MBS ETF 464288588 1,325,155 14,020 SH SOLE 7,710 0 6,310
ISHARES TR MSCI UK ETF NEW 46435G334 313,060 6,785 SH SOLE 0 0 6,785
ISHARES TR MSCI USA MIN ETF 46429B697 70,899 735 SH SOLE 0 0 735
ISHARES TR S&P 500 GRWT ETF 464287309 8,115 59 SH SOLE 0 0 59
ISHARES TR S&P 500 VAL ETF 464287408 6,358 28 SH SOLE 0 0 28
ISHARES TR U.S. TECH ETF 464287721 3,279 13 SH SOLE 0 0 13
ISHARES TR US INFRASTRUC 46435U713 59,636 946 SH SOLE 946 0 0
ISHARES TR USD INV GRDE ETF 464288620 2,462 48 SH SOLE 0 0 48
JACOBS SOLUTIONS INC COM 46982L108 173,880 1,380 SH SOLE 100 0 1,280
JOHNSON & JOHNSON COM 478160104 1,604,075 6,316 SH SOLE 5,966 0 350
JOHNSON & JOHNSON COM 478160104 98,795 389 SH OTR 0 0 389
JPMORGAN CHASE & CO COM 46625H100 4,073,622 12,445 SH SOLE 10,642 0 1,803
JPMORGAN CHASE & CO COM 46625H100 351,880 1,075 SH OTR 0 0 1,075
KAYNE ANDERSON ENERGY INFRST COM 486606106 174,286 12,602 SH SOLE 0 0 12,602
KEURIG DR PEPPER INC COM 49271V100 1,017,768 31,096 SH SOLE 21,032 0 10,064
KIMCO REALTY CORP COM 49446R109 1,268 50 SH SOLE 0 0 50
KRANESHARES TRUST ELEC VEH FUTUR 500767827 726 23 SH SOLE 0 0 23
KRATOS DEFENSE & SEC SOLUTIO COM NEW 50077B207 47,717 957 SH SOLE 895 0 62
KROGER CO COM 501044101 5,553 100 SH SOLE 0 0 100
L3HARRIS TECHNOLOGIES INC COM 502431109 1,221,641 4,204 SH SOLE 4,204 0 0
LEIDOS HOLDINGS INC COM 525327102 1,037,114 10,072 SH SOLE 10,072 0 0
LEMONADE INC COM 52567D107 66 1 SH SOLE 0 0 1
LOCKHEED MARTIN CORP COM 539830109 25,473 50 SH SOLE 0 0 50
LOWES COS INC COM 548661107 230,413 1,045 SH SOLE 0 0 1,045
M & T BK CORP COM 55261F104 297,513 1,250 SH OTR 0 0 1,250
MASTERCARD INCORPORATED CL A 57636Q104 130,000 253 SH SOLE 222 0 31
MCDONALDS CORP COM 580135101 742,272 2,746 SH SOLE 2,186 0 560
MCDONALDS CORP COM 580135101 270,310 1,000 SH OTR 0 0 1,000
MEDTRONIC PLC SHS G5960L103 32,779 419 SH SOLE 0 0 419
MEDTRONIC PLC SHS G5960L103 28,007 358 SH OTR 0 0 358
MERCK & CO INC COM 58933Y105 85,453 665 SH SOLE 0 0 665
MERCK & CO INC COM 58933Y105 215,623 1,678 SH OTR 0 0 1,678
METLIFE INC COM 59156R108 59,227 700 SH SOLE 0 0 700
MICROSOFT CORP COM 594918104 4,406,927 11,814 SH SOLE 9,240 0 2,574
MICROSOFT CORP COM 594918104 746,040 2,000 SH OTR 0 0 2,000
MODERNA INC COM 60770K107 351 5 SH SOLE 0 0 5
MONDELEZ INTL INC CL A 609207105 11,568 200 SH SOLE 0 0 200
NEXTERA ENERGY INC COM 65339F101 6,320 72 SH SOLE 0 0 72
NORFOLK SOUTHN CORP COM 655844108 105,074 334 SH SOLE 311 0 23
NORTHROP GRUMMAN CORP COM 666807102 225,625 443 SH SOLE 313 0 130
NOVARTIS AG SPONSORED ADR 66987V109 369,076 2,355 SH SOLE 2,355 0 0
NVIDIA CORPORATION COM 67066G104 1,115,716 5,576 SH SOLE 4,349 0 1,227
OGE ENERGY CORP COM 670837103 14,598 300 SH SOLE 0 0 300
PALO ALTO NETWORKS INC COM 697435105 3,123,744 9,160 SH SOLE 3,933 0 5,227
PELOTON INTERACTIVE INC CL A COM 70614W100 178 30 SH SOLE 0 0 30
PEPSICO INC COM 713448108 2,136,973 15,783 SH SOLE 12,219 0 3,564
PEPSICO INC COM 713448108 159,637 1,179 SH OTR 0 0 1,179
PFIZER INC COM 717081103 12,185 506 SH SOLE 506 0 0
PFIZER INC COM 717081103 156,328 6,492 SH OTR 0 0 6,492
PPG INDS INC COM 693506107 75,482 622 SH SOLE 0 0 622
PROCTER & GAMBLE CO COM 742718109 834,529 5,691 SH SOLE 5,436 0 255
PROCTER & GAMBLE CO COM 742718109 204,270 1,393 SH OTR 0 0 1,393
PUBLIC SVC ENTERPRISE GROUP COM 744573106 24,348 300 SH SOLE 0 0 300
QUANTUMSCAPE CORP COM CL A 74767V109 303 40 SH SOLE 0 0 40
REALTY INCOME CORP COM 756109104 6,196 100 SH SOLE 0 0 100
RIVIAN AUTOMOTIVE INC COM CL A 76954A103 28,628 1,650 SH SOLE 1,450 0 200
ROCKET LAB CORP COM 773121108 50,419 496 SH SOLE 471 0 25
SALESFORCE INC COM 79466L302 861,787 5,501 SH SOLE 5,431 0 70
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 1,314 58 SH SOLE 0 0 58
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 255,529 7,047 SH SOLE 1,573 0 5,474
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,077,987 111,119 SH SOLE 98,586 0 12,533
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 344,588 12,440 SH OTR 0 0 12,440
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 337 7 SH SOLE 0 0 7
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 66,599 1,384 SH OTR 0 0 1,384
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 242,901 9,850 SH SOLE 700 0 9,150
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 17,262 700 SH OTR 0 0 700
SCHWAB STRATEGIC TR MORTGAGE BACKED 808524615 614,682 24,181 SH SOLE 13,175 0 11,006
SCHWAB STRATEGIC TR MORTGAGE BACKED 808524615 50,840 2,000 SH OTR 0 0 2,000
SCHWAB STRATEGIC TR MUN BD ETF 808524649 312,422 12,100 SH SOLE 0 0 12,100
SCHWAB STRATEGIC TR MUN BD ETF 808524649 103,280 4,000 SH OTR 0 0 4,000
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 10,526 436 SH SOLE 0 0 436
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 259,750 11,230 SH SOLE 2,750 0 8,480
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,422,473 118,179 SH SOLE 32,215 0 85,964
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 927,097 32,013 SH OTR 0 0 32,013
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,593,990 50,268 SH SOLE 44,093 0 6,175
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 423,519 13,356 SH OTR 0 0 13,356
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 115,056 3,400 SH SOLE 0 0 3,400
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 523,032 15,456 SH OTR 0 0 15,456
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 423,151 12,156 SH OTR 0 0 12,156
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,403,450 149,625 SH SOLE 132,025 0 17,600
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 400,661 13,614 SH OTR 0 0 13,614
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 412,908 11,199 SH SOLE 11,199 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,637 156 SH SOLE 0 0 156
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 81,654 2,260 SH OTR 0 0 2,260
SCHWAB STRATEGIC TR US TIPS ETF 808524870 780,425 29,450 SH SOLE 12,950 0 16,500
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 10,313 65 SH SOLE 0 0 65
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 11,685 220 SH SOLE 0 0 220
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 26,805 500 SH SOLE 0 0 500
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 69,050 1,288 SH OTR 0 0 1,288
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 74,875 393 SH SOLE 203 0 190
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 13,602 300 SH SOLE 0 0 300
SOUTHERN CO COM 842587107 80,397 840 SH OTR 0 0 840
SOUTHWEST AIRLS CO COM 844741108 515 10 SH SOLE 0 0 10
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 2,905 17 SH SOLE 17 0 0
SPDR INDEX SHS FDS ST STR ACWI ETF 78463X848 234,870 5,775 SH OTR 0 0 5,775
SPDR SERIES TRUST ST PORT HIGH ETF 78468R606 54,113 2,309 SH SOLE 0 0 2,309
SPDR SERIES TRUST ST STR SP AERO 78464A631 285,530 1,006 SH SOLE 993 0 13
SPDR SERIES TRUST ST STR SP600 SML 78468R853 51,903 900 SH SOLE 0 0 900
SPDR SERIES TRUST STATE STRET SPDR 78468R861 2,298,784 121,436 SH SOLE 89,830 0 31,606
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD AN 85208R101 112,644 2,800 SH SOLE 2,800 0 0
STANLEY BLACK & DECKER INC COM 854502101 7,530 80 SH SOLE 0 0 80
STARBUCKS CORP COM 855244109 754,469 7,383 SH SOLE 5,560 0 1,823
STARBUCKS CORP COM 855244109 11,548 113 SH OTR 0 0 113
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 119,484 160 SH SOLE 0 0 160
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 9,847 14 SH SOLE 0 0 14
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 2,882,135 6,035 SH SOLE 4,325 0 1,710
TESLA INC COM 88160R101 34,069 81 SH SOLE 65 0 16
TEXAS INSTRS INC COM 882508104 7,452 25 SH SOLE 0 0 25
THERMO FISHER SCIENTIFIC INC COM 883556102 2,455,662 4,898 SH SOLE 4,521 0 377
THERMO FISHER SCIENTIFIC INC COM 883556102 254,691 508 SH OTR 0 0 508
TJX COS INC NEW COM 872540109 10,605 70 SH SOLE 0 0 70
TOAST INC CL A 888787108 1,322,953 47,554 SH SOLE 17,383 0 30,171
TREX INC COM 89531P105 224,930 4,495 SH SOLE 2,125 0 2,370
UBER TECHNOLOGIES INC COM 90353T100 924,442 12,811 SH SOLE 6,068 0 6,743
ULTA BEAUTY INC COM 90384S303 27,059 60 SH SOLE 0 0 60
UNILEVER PLC SPON ADR NEW 904767803 559,778 9,311 SH SOLE 1,950 0 7,361
UNILEVER PLC SPON ADR NEW 904767803 40,040 666 SH OTR 0 0 666
UNION PAC CORP COM 907818108 262,208 964 SH SOLE 964 0 0
UNION PAC CORP COM 907818108 34,000 125 SH OTR 0 0 125
UNITED PARCEL SVCS INC CL B 911312106 256,173 2,383 SH SOLE 2,383 0 0
UNITEDHEALTH GROUP INC COM 91324P102 13,716 33 SH SOLE 0 0 33
US BANCORP COM NEW 902973304 1,792,301 29,674 SH SOLE 18,562 0 11,112
VALERO ENERGY CORP COM 91913Y100 7,553 29 SH SOLE 0 0 29
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 140,646 1,702 SH SOLE 0 0 1,702
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 15,582 200 SH OTR 0 0 200
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 150,049 2,044 SH SOLE 0 0 2,044
VANGUARD INDEX FDS GROWTH ETF 922908736 564,907 6,558 SH OTR 0 0 6,558
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 156,697 793 SH SOLE 793 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 101,583 1,053 SH SOLE 0 0 1,053
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 43,876 455 SH OTR 0 0 455
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,571,315 2,288 SH SOLE 2,120 0 168
VANGUARD INDEX FDS SM CP VAL ETF 922908611 122,224 503 SH SOLE 503 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 153,327 631 SH OTR 0 0 631
VANGUARD INDEX FDS SMALL CP ETF 922908751 27,281 90 SH SOLE 0 0 90
VANGUARD INDEX FDS SML CP GRW ETF 922908595 103,494 283 SH OTR 0 0 283
VANGUARD INDEX FDS TOTAL STK MKT 922908769 558,391 1,509 SH SOLE 0 0 1,509
VANGUARD INDEX FDS VALUE ETF 922908744 529,655 2,430 SH SOLE 2,393 0 37
VANGUARD INDEX FDS VALUE ETF 922908744 429,541 1,971 SH OTR 0 0 1,971
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 227,047 2,711 SH SOLE 0 0 2,711
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,985 50 SH SOLE 0 0 50
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 80,368 1,600 SH SOLE 1,300 0 300
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 140,644 2,800 SH OTR 0 0 2,800
VANGUARD MUN BD FDS INTERMEDIATE TRM 922907738 446,793 4,425 SH SOLE 1,400 0 3,025
VANGUARD MUN BD FDS INTERMEDIATE TRM 922907738 100,970 1,000 SH OTR 0 0 1,000
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 145,740 2,471 SH OTR 0 0 2,471
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 80,336 972 SH SOLE 295 0 677
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1,367,087 29,205 SH SOLE 22,309 0 6,896
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 121,706 2,600 SH OTR 0 0 2,600
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 128,149 1,622 SH SOLE 500 0 1,122
VANGUARD STAR FDS VG TL INTL STK F 921909768 678,193 7,933 SH OTR 0 0 7,933
VANGUARD WORLD FD FINANCIALS ETF 92204A405 6,689 51 SH SOLE 0 0 51
VANGUARD WORLD FD INF TECH ETF 92204A702 319,358 2,672 SH SOLE 0 0 2,672
VIKING HOLDINGS LTD ORD SHS G93A5A101 1,071,298 10,235 SH SOLE 2,625 0 7,610
VISA INC COM CL A 92826C839 1,053,601 3,071 SH SOLE 1,052 0 2,019
WALMART INC COM 931142103 67,956 600 SH SOLE 0 0 600
WALMART INC COM 931142103 254,835 2,250 SH OTR 0 0 2,250
WASTE MGMT INC DEL COM 94106L109 883,274 3,963 SH SOLE 3,963 0 0
WISDOMTREE TR INDIA ERNGS FD 97717W422 1,138,932 26,623 SH SOLE 13,353 0 13,270
WISDOMTREE TR US EFFIC CORE FD 97717Y790 59,050 1,000 SH SOLE 0 0 1,000
WISDOMTREE TR US QTLY DIV GRT 97717X669 33,467 350 SH SOLE 0 0 350
WORKDAY INC CL A 98138H101 250,961 2,050 SH SOLE 1,050 0 1,000
WW GRAINGER INC COM 384802104 680,200 500 SH OTR 0 0 500
YUM BRANDS INC COM 988498101 63,625 398 SH OTR 0 0 398
ZIMMER BIOMET HOLDINGS INC COM 98956P102 110,540 1,284 SH SOLE 1,184 0 100
ZIMMER BIOMET HOLDINGS INC COM 98956P102 35,211 409 SH OTR 0 0 409
ZOETIS INC CL A 98978V103 131,792 1,834 SH SOLE 629 0 1,205