v3.26.1
LOANS
 6 Months Ended
Jun. 30, 2026
Receivables [Abstract]  
LOANS LOANS
(dollars in thousands)June 30,
2026		December 31,
2025
Commercial and industrial loans:
Working capital lines of credit loans$815,493 14.6 %$711,742 13.2 %
Non-working capital loans828,878 14.9 841,947 15.7 
Total commercial and industrial loans1,644,371 29.5 1,553,689 28.9 
Commercial real estate and multi-family residential loans:
Construction and land development loans439,987 7.9 497,239 9.2 
Owner occupied loans804,995 14.4 807,335 15.0 
Nonowner occupied loans937,493 16.8 923,708 17.2 
Multifamily loans578,151 10.4 438,233 8.1 
Total commercial real estate and multi-family residential loans2,760,626 49.5 2,666,515 49.5 
Agri-business and agricultural loans:
Loans secured by farmland180,871 3.2 155,073 2.9 
Loans for agricultural production158,522 2.8 251,783 4.7 
Total agri-business and agricultural loans339,393 6.0 406,856 7.6 
Other commercial loans121,060 2.2 97,381 1.8 
Total commercial loans4,865,450 87.2 4,724,441 87.8 
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans302,799 5.4 267,134 5.0 
Open end and junior lien loans283,099 5.1 251,185 4.7 
Residential construction and land development loans12,904 0.2 18,873 0.3 
Total consumer 1-4 family mortgage loans598,802 10.7 537,192 10.0 
Other consumer loans117,953 2.1 116,224 2.2 
Total consumer loans716,755 12.8 653,416 12.2 
Subtotal5,582,205 100.0 %5,377,857 100.0 %
Less: Allowance for credit losses(70,598)(68,995)
Net deferred loan fees(2,580)(2,508)
Loans, net$5,509,027 $5,306,354 
The recorded investment in loans does not include accrued interest, which totaled $21.2 million and $20.7 million as of June 30, 2026 and December 31, 2025, respectively.
The Company had $1.7 million and $1.5 million in residential real estate loans in the process of foreclosure as of June 30, 2026 and December 31, 2025, respectively.