Three Months Ended June 30,

Six Months Ended June 30,

2026

2025

2026

2025

Earnings before income taxes

$

2,384

$

1,161

$

2,550

$

1,807

Current income tax expense

$

378

$

226

$

190

$

322

Deferred income tax expense

95

18

329

59

Total income tax expense

$

473

$

244

$

519

$

381

U.S. statutory income tax rate

21

%

21

%

21

%

21

%

State income taxes

(1

%)

1

%

(1

%)

1

%

Other

—

(1

%)

—

(1

%)

Effective income tax rate

20

%

21

%

20

%

21

%