v3.26.1
Fees and Commissions Revenue Fees and Commissions Rvenue (Tables)
 6 Months Ended
Jun. 30, 2026
Revenue from Contract with Customer [Abstract]  
Disaggregation of Fees and Commissions Revenue [Table Text Block]
Fees and commissions revenue by reportable segment and primary service line is as follows for the three months ended June 30, 2026 (in thousands):
Commercial Banking
Consumer Banking
Wealth ManagementFunds Management and Other
BOK Financial Corporation
Out of Scope1
In Scope2
Trading revenue$— $— $6,650 $— $6,650 $6,650 $— 
Customer hedging revenue
2,716 — 3,350 646 6,712 6,712 — 
Retail brokerage revenue
— — 5,732 — 5,732 — 5,732 
Investment banking revenue
8,391 — 4,965 — 13,356 7,478 5,878 
Brokerage and trading revenue11,107 — 20,697 646 32,450 20,840 11,610 
TransFund EFT network revenue24,646 935 (16)— 25,565 — 25,565 
Merchant services revenue2,722 8 — — 2,730 — 2,730 
Corporate card revenue2,450 — 1,637 (785)3,302 — 3,302 
Transaction card revenue29,818 943 1,621 (785)31,597 — 31,597 
Personal trust revenue— — 30,835 — 30,835 — 30,835 
Corporate trust revenue— — 12,325 — 12,325 — 12,325 
Institutional trust & retirement plan services revenue
— — 20,276 — 20,276 — 20,276 
Investment management services and other revenue
— — 7,571 — 7,571 — 7,571 
Fiduciary and asset management revenue— — 71,007 — 71,007 — 71,007 
Commercial account service charge revenue
17,849 570 738 — 19,157 — 19,157 
Overdraft fee revenue35 6,321 40 (1)6,395 — 6,395 
Check card revenue
— 6,371 — — 6,371 — 6,371 
Automated service charge and other deposit fee revenue
202 1,167 35 (1)1,403 — 1,403 
Deposit service charges and fees18,086 14,429 813 (2)33,326 — 33,326 
Mortgage production revenue— 2,174 — — 2,174 2,174 — 
Mortgage servicing revenue— 17,860 — (1,049)16,811 16,811 — 
Mortgage banking revenue— 20,034 — (1,049)18,985 18,985 — 
Other revenue2,403 2,441 6,943 2,840 14,627 8,978 5,649 
Total fees and commissions revenue
$61,414 $37,847 $101,081 $1,650 $201,992 $48,803 $153,189 
1     Out of scope revenue generally relates to financial instruments or contractual rights and obligations within the scope of other applicable accounting guidance.
2    In scope revenue represents revenue subject to FASB ASC Topic 606, Revenue from Contracts with Customers.
Fees and commissions revenue by reportable segment and primary service line is as follows for the six months ended June 30, 2026 (in thousands):
Commercial BankingConsumer BankingWealth ManagementFunds Management and OtherBOK Financial Corporation
Out of Scope1
In Scope2
Trading revenue$— $— $25,963 $— $25,963 $25,963 $— 
Customer hedging revenue
6,854 — 7,934 (260)14,528 14,528 — 
Retail brokerage revenue
— — 12,046 — 12,046 — 12,046 
Investment banking revenue
12,868 — 10,651 — 23,519 11,955 11,564 
Brokerage and trading revenue19,722 — 56,594 (260)76,056 52,446 23,610 
TransFund EFT network revenue49,790 1,850 (31)— 51,609 — 51,609 
Merchant services revenue5,155 16 — — 5,171 — 5,171 
Corporate card revenue4,841 — 2,726 (785)6,782 — 6,782 
Transaction card revenue59,786 1,866 2,695 (785)63,562 — 63,562 
Personal trust revenue— — 59,284 — 59,284 — 59,284 
Corporate trust revenue— — 24,084 — 24,084 — 24,084 
Institutional trust & retirement plan services revenue
— — 39,819 — 39,819 — 39,819 
Investment management services and other revenue
— — 14,301 — 14,301 — 14,301 
Fiduciary and asset management revenue— — 137,488 — 137,488 — 137,488 
Commercial account service charge revenue
35,656 1,151 1,449 — 38,256 — 38,256 
Overdraft fee revenue67 12,109 76 1 12,253 — 12,253 
Check card revenue
— 12,190 — — 12,190 — 12,190 
Automated service charge and other deposit fee revenue
405 2,361 80 (1)2,845 — 2,845 
Deposit service charges and fees36,128 27,811 1,605 — 65,544 — 65,544 
Mortgage production revenue— 6,100 — — 6,100 6,100 — 
Mortgage servicing revenue— 35,922 — (2,074)33,848 33,848 — 
Mortgage banking revenue— 42,022 — (2,074)39,948 39,948 — 
Other revenue4,788 7,085 13,123 4,175 29,171 16,718 12,453 
Total fees and commissions revenue
$120,424 $78,784 $211,505 $1,056 $411,769 $109,112 $302,657 
1     Out of scope revenue generally relates to financial instruments or contractual rights and obligations within the scope of other applicable accounting guidance.
2    In scope revenue represents revenue subject to FASB ASC Topic 606, Revenue from Contracts with Customers.
Fees and commissions revenue by reportable segment and primary service line is as follows for the three months ended June 30, 2025 (in thousands):
Commercial Banking
Consumer Banking
Wealth ManagementFunds Management and Other
BOK Financial Corporation
Out of Scope1
In Scope2
Trading revenue$— $— $14,426 $— $14,426 $14,426 $— 
Customer hedging revenue
3,439 — 3,395 676 7,510 7,510 — 
Retail brokerage revenue
— — 5,113 — 5,113 — 5,113 
Investment banking revenue
5,364 — 5,712 — 11,076 5,050 6,026 
Brokerage and trading revenue8,803 — 28,646 676 38,125 26,986 11,139 
TransFund EFT network revenue23,877 753 (17)— 24,613 — 24,613 
Merchant services revenue2,614 8 — — 2,622 — 2,622 
Corporate card revenue2,086 — 137 103 2,326 — 2,326 
Transaction card revenue28,577 761 120 103 29,561 — 29,561 
Personal trust revenue— — 28,018 — 28,018 — 28,018 
Corporate trust revenue— — 11,705 — 11,705 — 11,705 
Institutional trust & retirement plan services revenue
— — 17,895 — 17,895 — 17,895 
Investment management services and other revenue
— — 6,346 — 6,346 — 6,346 
Fiduciary and asset management revenue— — 63,964 — 63,964 — 63,964 
Commercial account service charge revenue
17,137 585 632 — 18,354 — 18,354 
Overdraft fee revenue26 5,367 53 (15)5,431 — 5,431 
Check card revenue
— 6,053 — — 6,053 — 6,053 
Automated service charge and other deposit fee revenue
247 1,128 106 — 1,481 — 1,481 
Deposit service charges and fees17,410 13,133 791 (15)31,319 — 31,319 
Mortgage production revenue— 1,707 — — 1,707 1,707 — 
Mortgage servicing revenue— 18,141 — (855)17,286 17,286 — 
Mortgage banking revenue— 19,848 — (855)18,993 18,993 — 
Other revenue3,610 3,047 10,129 (1,418)15,368 8,200 7,168 
Total fees and commissions revenue
$58,400 $36,789 $103,650 $(1,509)$197,330 $54,179 $143,151 
1     Out of scope revenue generally relates to financial instruments or contractual rights and obligations within the scope of other applicable accounting guidance.
2    In scope revenue represents revenue subject to FASB ASC Topic 606, Revenue from Contracts with Customers.
Fees and commissions revenue by reportable segment and primary service line is as follows for the six months ended June 30, 2025 (in thousands):
Commercial Banking
Consumer Banking
Wealth ManagementFunds Management and Other
BOK Financial Corporation
Out of Scope1
In Scope2
Trading revenue$— $— $22,533 $— $22,533 $22,533 $— 
Customer hedging revenue
7,957 — 7,441 501 15,899 15,899 — 
Retail brokerage revenue
— — 10,072 — 10,072 — 10,072 
Investment banking revenue
8,575 — 12,114 — 20,689 8,241 12,448 
Brokerage and trading revenue16,532 — 52,160 501 69,193 46,673 22,520 
TransFund EFT network revenue45,980 1,431 (34)— 47,377 — 47,377 
Merchant services revenue4,787 16 — — 4,803 — 4,803 
Corporate card revenue3,957 — 311 205 4,473 — 4,473 
Transaction card revenue54,724 1,447 277 205 56,653 — 56,653 
Personal trust revenue— — 53,574 — 53,574 — 53,574 
Corporate trust revenue— — 22,814 — 22,814 — 22,814 
Institutional trust & retirement plan services revenue
— — 36,881 — 36,881 — 36,881 
Investment management services and other revenue
— — 11,667 — 11,667 — 11,667 
Fiduciary and asset management revenue— — 124,936 — 124,936 — 124,936 
Commercial account service charge revenue
33,760 1,159 1,254 — 36,173 — 36,173 
Overdraft fee revenue58 10,649 105 (15)10,797 — 10,797 
Check card revenue
— 11,668 — — 11,668 — 11,668 
Automated service charge and other deposit fee revenue
497 2,296 163 — 2,956 — 2,956 
Deposit service charges and fees34,315 25,772 1,522 (15)61,594 — 61,594 
Mortgage production revenue— 4,336 — — 4,336 4,336 — 
Mortgage servicing revenue— 36,150 — (1,678)34,472 34,472 — 
Mortgage banking revenue— 40,486 — (1,678)38,808 38,808 — 
Other revenue7,986 5,879 21,091 (4,694)30,262 16,569 13,693 
Total fees and commissions revenue
$113,557 $73,584 $199,986 $(5,681)$381,446 $102,050 $279,396 
1     Out of scope revenue generally relates to financial instruments or contractual rights and obligations within the scope of other applicable accounting guidance.
2    In scope revenue represents revenue subject to FASB ASC Topic 606, Revenue from Contracts with Customers.