v3.26.1
Loans and Leases (Tables)
 6 Months Ended
Jun. 30, 2026
Receivables [Abstract]  
Loans and Leases Classified by Primary Purpose
The following table provides a summary of commercial loans and leases classified by primary purpose and consumer loans classified based upon product or collateral as of:

($ in millions)		June 30,
2026		December 31,
2025
Loans and leases held for sale:
Commercial and industrial loans$72 46 
Commercial mortgage loans32 29 
Commercial construction loans66 — 
Commercial leases1 — 
Residential mortgage loans695 658 
Total loans and leases held for sale$866 733 
Portfolio loans and leases:
Commercial and industrial loans$85,736 52,749 
Commercial mortgage loans27,196 12,228 
Commercial construction loans8,459 5,316 
Commercial leases3,489 3,269 
Total commercial loans and leases$124,880 73,562 
Residential mortgage loans$19,713 17,652 
Home equity6,929 4,846 
Indirect secured consumer loans18,186 17,964 
Credit card1,683 1,747 
Solar energy installation loans4,314 4,560 
Other consumer loans2,823 2,320 
Total consumer loans$53,648 49,089 
Total portfolio loans and leases$178,528 122,651 
Summary of Net Charge-offs
The following table presents a summary of net charge-offs (recoveries):
For the three months ended
June 30,		For the six months ended
June 30,
($ in millions)2026202520262025
Commercial and industrial loans$65 69 134 121 
Commercial mortgage loans— 3 — 14 
Commercial construction loans(1)— (1)— 
Commercial leases— (1)— 1 
Residential mortgage loans— (1)— (1)
Home equity— — — 1 
Indirect secured consumer loans18 16 42 38 
Credit card15 15 29 32 
Solar energy installation loans25 20 47 38 
Other consumer loans13 18 28 32 
Total net charge-offs(a)
$135 139 279 276 
(a)Excludes net charge-offs of $111 which were taken at the time of the Comerica acquisition.
Summary of Income
The following table presents the income recognized related to leases where the Bancorp is the lessor:
($ in millions)Condensed Consolidated Statements of Income CaptionFor the three months ended
June 30,		For the six months ended
June 30,
2026202520262025
Direct financing leasesInterest and fees on loans and leases$6 10 14 19 
Sales-type leasesInterest and fees on loans and leases33 27 64 53 
Operating leasesCommercial banking revenue23 20 44 41 
Summary of Income
The following table presents the income recognized related to leases where the Bancorp is the lessor:
($ in millions)Condensed Consolidated Statements of Income CaptionFor the three months ended
June 30,		For the six months ended
June 30,
2026202520262025
Direct financing leasesInterest and fees on loans and leases$6 10 14 19 
Sales-type leasesInterest and fees on loans and leases33 27 64 53 
Operating leasesCommercial banking revenue23 20 44 41 
Summary of Income
The following table presents the income recognized related to leases where the Bancorp is the lessor:
($ in millions)Condensed Consolidated Statements of Income CaptionFor the three months ended
June 30,		For the six months ended
June 30,
2026202520262025
Direct financing leasesInterest and fees on loans and leases$6 10 14 19 
Sales-type leasesInterest and fees on loans and leases33 27 64 53 
Operating leasesCommercial banking revenue23 20 44 41