The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES Common Stock 002824100 599,247 6,604 SH SOLE 6,604 0 0
ABBVIE INC Common Stock 00287Y109 756,933 3,008 SH SOLE 3,008 0 0
ADVANCED MICRO DEVICES INC Common Stock 007903107 1,322,732 2,277 SH SOLE 2,277 0 0
ALPHABET INC Common Stock 02079K107 1,862,991 5,273 SH SOLE 5,273 0 0
ALPHABET INC Common Stock 02079K305 7,398,512 20,703 SH SOLE 20,703 0 0
AMAZON.COM INC Common Stock 023135106 4,075,614 17,100 SH SOLE 17,100 0 0
AMERICAN ELEC PWR CO INC Common Stock 025537101 1,593,837 11,650 SH SOLE 11,650 0 0
AMGEN INC Common Stock 031162100 343,290 948 SH SOLE 948 0 0
APPLE INC Common Stock 037833100 9,936,526 34,340 SH SOLE 34,340 0 0
APPLIED MATERIALS INC Common Stock 038222105 4,142,790 5,730 SH SOLE 5,730 0 0
ASML HOLDING N V Common Stock N07059210 224,807 113 SH SOLE 113 0 0
AXIAM, INC. Common Stock 87508Y992 100 10,000 SH SOLE 10,000 0 0
BANK OF AMERICA CORP Common Stock 060505104 1,846,836 32,412 SH SOLE 32,412 0 0
BERKSHIRE HATHAWAY Common Stock 084670702 1,219,951 2,438 SH SOLE 2,438 0 0
BLACKROCK INC Common Stock 09290D101 2,066,392 2,149 SH SOLE 2,149 0 0
BROADCOM INC Common Stock 11135F101 1,823,777 4,828 SH SOLE 4,828 0 0
CADENCE DESIGN SYSTEMS INC Common Stock 127387108 1,663,794 4,433 SH SOLE 4,433 0 0
CATERPILLAR INC Common Stock 149123101 340,768 320 SH SOLE 320 0 0
CHEVRON CORP Common Stock 166764100 2,232,842 13,470 SH SOLE 13,470 0 0
CISCO SYSTEMS INC Common Stock 17275R102 655,192 5,578 SH SOLE 5,578 0 0
COSTCO WHSL CORP NEW Common Stock 22160K105 443,413 474 SH SOLE 474 0 0
CUMMINS INC Common Stock 231021106 2,414,216 3,385 SH SOLE 3,385 0 0
DBX XTRACK MSCI EAFE International Equity ETF 233051200 300,684 5,504 SH SOLE 5,504 0 0
DEERE & CO Common Stock 244199105 1,619,444 2,553 SH SOLE 2,553 0 0
EATON CORP PLC Common Stock G29183103 1,092,572 2,564 SH SOLE 2,564 0 0
ELI LILLY AND CO Common Stock 532457108 911,567 760 SH SOLE 760 0 0
EMERSON ELECTRIC CO Common Stock 291011104 354,439 2,476 SH SOLE 2,476 0 0
EXPEDITORS INTERNATIONAL OF WASHINGTON INC Common Stock 302130109 350,407 2,150 SH SOLE 2,150 0 0
EXXON MOBIL CORP Common Stock 30231G102 391,429 2,863 SH SOLE 2,863 0 0
GENERAL AEROSPACE Common Stock 369604301 486,223 1,301 SH SOLE 1,301 0 0
GENERAL DYNAMICS CORP Common Stock 369550108 1,891,287 5,339 SH SOLE 5,339 0 0
GOLDMAN SACHS GROUP INC Common Stock 38141G104 357,014 353 SH SOLE 353 0 0
HOME DEPOT INC Common Stock 437076102 502,922 1,426 SH SOLE 1,426 0 0
INDUSTRIAL SELECT SECTOR SPDR Common Stock 81369Y704 1,105,638 5,969 SH SOLE 5,969 0 0
INTERCONTINENTAL EXCHANGE INC Common Stock 45866F104 942,530 7,656 SH SOLE 7,656 0 0
INTERNATIONAL BUSINESS MACHINES Common Stock 459200101 1,259,540 4,479 SH SOLE 4,479 0 0
INVESCO DIVIDEND ACHIEVERS ETF Exchange Traded Fund 46137V506 846,567 15,266 SH SOLE 15,266 0 0
INVESCO EXCHANGE TRADED FD TR Exchange Traded Fund 46137V357 2,955,375 13,890 SH SOLE 13,890 0 0
INVESCO QQQ TR Exchange Traded Fund 46090E103 762,174 1,035 SH SOLE 1,035 0 0
ISHARES BARCLAYS INTM GOVT/CREDIT Fixed Income ETF 464288612 283,486 2,672 SH SOLE 2,672 0 0
ISHARES CORE S&P MID-CAP 400 ETF Exchange Traded Fund 464287507 20,318,871 263,505 SH SOLE 263,505 0 0
ISHARES CORE S&P SMALL-CAP ETF Exchange Traded Fund 464287804 5,942,633 40,069 SH SOLE 40,069 0 0
ISHARES ESG AWARE MSCI EAFE ETF International Equity ETF 46435G516 936,085 9,105 SH SOLE 9,105 0 0
iSHARES ESG AWARE MSCI EM ETF International Equity ETF 46434G863 364,673 6,668 SH SOLE 6,668 0 0
ISHARES ESG SCREENED S&P MC ETF Exchange Traded Fund 46436E551 348,831 6,689 SH SOLE 6,689 0 0
ISHARES GOLD TR Exchange Traded Fund 464285204 9,280,557 122,905 SH SOLE 122,905 0 0
ISHARES MSCI EAFE ETF International Equity ETF 464287465 23,423,624 225,487 SH SOLE 225,487 0 0
ISHARES MSCI EMERG MKT International Equity ETF 46434G103 2,143,485 25,875 SH SOLE 25,875 0 0
ISHARES RUSSELL 2000 ETF Exchange Traded Fund 464287655 1,161,840 3,867 SH SOLE 3,867 0 0
ISHARES RUSSELL 3000 INDEX FUND Exchange Traded Fund 464287689 230,256 540 SH SOLE 540 0 0
ISHARES S&P 500 Exchange Traded Fund 464287200 11,377,137 15,192 SH SOLE 15,192 0 0
ISHARES SELECT DIVIDEND ETF Exchange Traded Fund 464287168 420,447 2,690 SH SOLE 2,690 0 0
ISHARES TR Exchange Traded Fund 464287408 267,023 1,176 SH SOLE 1,176 0 0
ISHARES TR International Equity ETF 464287234 326,453 4,772 SH SOLE 4,772 0 0
ISHARES TR International Equity ETF 464288257 606,375 3,863 SH SOLE 3,863 0 0
ISHARES TR International Equity ETF 46432F842 414,232 4,289 SH SOLE 4,289 0 0
ISHARES TRUST S & P500/BAR Exchange Traded Fund 464287309 340,524 2,476 SH SOLE 2,476 0 0
JOHNSON & JOHNSON Common Stock 478160104 4,722,403 18,594 SH SOLE 18,594 0 0
JPMORGAN CHASE & CO Common Stock 46625H100 2,936,805 8,972 SH SOLE 8,972 0 0
LOCKHEED MARTIN CORP Common Stock 539830109 374,963 736 SH SOLE 736 0 0
LOWE'S COMPANIES INC Common Stock 548661107 200,425 909 SH SOLE 909 0 0
MARRIOTT INTL INC NEW Common Stock 571903202 1,963,015 5,297 SH SOLE 5,297 0 0
MARVELL TECHNOLOGY Common Stock 573874104 668,763 2,245 SH SOLE 2,245 0 0
MASTERCARD INC Common Stock 57636Q104 247,042 481 SH SOLE 481 0 0
MCDONALD'S CORP Common Stock 580135101 1,453,457 5,377 SH SOLE 5,377 0 0
MEDTRONIC PLC Common Stock G5960L103 915,839 11,707 SH SOLE 11,707 0 0
MERCK & CO INC Common Stock 58933Y105 1,612,547 12,549 SH SOLE 12,549 0 0
META PLATFORMS INC ORD Common Stock 30303M102 1,363,725 2,421 SH SOLE 2,421 0 0
MICROSOFT CORP Common Stock 594918104 5,250,878 14,077 SH SOLE 14,077 0 0
MOODYS CORP Common Stock 615369105 285,340 630 SH SOLE 630 0 0
MORGAN STANLEY Common Stock 617446448 2,178,824 10,423 SH SOLE 10,423 0 0
NETFLIX INC Common Stock 64110L106 255,969 3,585 SH SOLE 3,585 0 0
NEXTERA ENERGY INC Common Stock 65339F101 1,768,214 20,146 SH SOLE 20,146 0 0
NVIDIA CORPORATION Common Stock 67066G104 3,882,146 19,402 SH SOLE 19,402 0 0
ORACLE CORP Common Stock 68389X105 886,921 6,052 SH SOLE 6,052 0 0
PALO ALTO NETWORKS INC Common Stock 697435105 1,612,343 4,728 SH SOLE 4,728 0 0
PEPSICO INC Common Stock 713448108 2,101,679 15,522 SH SOLE 15,522 0 0
PFIZER INC Common Stock 717081103 249,902 10,378 SH SOLE 10,378 0 0
PNC FINANCIAL SERVICES GROUP INC Common Stock 693475105 902,643 3,666 SH SOLE 3,666 0 0
PROCTER & GAMBLE CO Common Stock 742718109 2,756,881 18,800 SH SOLE 18,800 0 0
PROLOGIS INC. Common Stock 74340W103 489,318 3,612 SH SOLE 3,612 0 0
PUBLIC STORAGE Common Stock 74460D109 536,352 1,685 SH SOLE 1,685 0 0
PUTNAM ETF TRUST Fixed Income ETF 746729797 239,002 30,139 SH SOLE 30,139 0 0
PUTNAM ETF TRUST Fixed Income ETF 746729821 151,000 16,548 SH SOLE 16,548 0 0
RAYTHEON TECHNOLOGIES CORP Common Stock 75513E101 1,686,700 8,890 SH SOLE 8,890 0 0
SALESFORCE INC Common Stock 79466L302 322,563 2,059 SH SOLE 2,059 0 0
SCHWAB US DIVIDEND EQ Exchange Traded Fund 808524797 250,826 7,910 SH SOLE 7,910 0 0
SELECT SECTOR SPDR TR XLE Common Stock 81369Y506 521,115 9,812 SH SOLE 9,812 0 0
SELECT SECTOR SPDR TR XLK Common Stock 81369Y803 3,955,195 20,760 SH SOLE 20,760 0 0
SELECT SECTOR SPDR TR Common Stock 81369Y605 1,262,998 23,559 SH SOLE 23,559 0 0
STATE STREET SPD S&P 500 ESG ETF Exchange Traded Fund 78468R531 428,610 5,877 SH SOLE 5,877 0 0
STATE STREET SPDR S&P 500 ETF TRUST Exchange Traded Fund 78462F103 1,518,930 2,034 SH SOLE 2,034 0 0
STRYKER CORP Common Stock 863667101 744,597 2,365 SH SOLE 2,365 0 0
TESLA INC Common Stock 88160R101 403,355 959 SH SOLE 959 0 0
THERMO FISHER SCIENTIFIC INC Common Stock 883556102 329,895 658 SH SOLE 658 0 0
TJX COS INC NEW Common Stock 872540109 675,387 4,458 SH SOLE 4,458 0 0
T-MOBILE US INC Common Stock 872590104 489,604 2,919 SH SOLE 2,919 0 0
TORONTO-DOMINION BANK Int'l Common Stock 891160509 273,703 2,254 SH SOLE 2,254 0 0
TRAVELERS COMPANIES INC Common Stock 89417E109 310,313 940 SH SOLE 940 0 0
UBER TECHNOLOGIES INC Common Stock 90353T100 239,571 3,320 SH SOLE 3,320 0 0
UNITED RENTALS INC Common Stock 911363109 526,794 465 SH SOLE 465 0 0
VANGUARD EMERGING MARKETS STOCK IDX International Equity ETF 922042858 848,553 14,216 SH SOLE 14,216 0 0
VANGUARD FTSE ALL-WORLD EX-US ETF International Equity ETF 922042775 821,671 9,811 SH SOLE 9,811 0 0
VANGUARD HIGH DIV YIELD ETF Exchange Traded Fund 921946406 277,659 1,757 SH SOLE 1,757 0 0
VANGUARD INTL HI DIV YLD ETF International Equity ETF 921946794 860,821 8,766 SH SOLE 8,766 0 0
VANGUARD SHORT TERM TREASURY ETF Fixed Income ETF 92206C102 8,259,860 141,922 SH SOLE 141,922 0 0
VISA INC Common Stock 92826C839 2,107,030 6,141 SH SOLE 6,141 0 0
WALMART INC Common Stock 931142103 1,677,154 14,808 SH SOLE 14,808 0 0
WALT DISNEY CO Common Stock 254687106 378,551 3,933 SH SOLE 3,933 0 0
WASTE MANAGEMENT INC Common Stock 94106L109 515,967 2,315 SH SOLE 2,315 0 0
WISDOMTREE TR Exchange Traded Fund 97717W505 633,476 11,208 SH SOLE 11,208 0 0
WISDOMTREE TR Exchange Traded Fund 97717W604 268,325 6,596 SH SOLE 6,596 0 0
WISDOMTREE TR International Equity ETF 97717W703 497,418 6,794 SH SOLE 6,794 0 0