The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 2,267,111 41,968 SH SOLE 41,968 0 0
FIDELITY COVINGTON TRUST FUN LAR COR ETF 316092360 3,594,747 61,021 SH SOLE 61,021 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101 1,302,000 32,937 SH SOLE 32,937 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 4,025,239 40,112 SH SOLE 40,112 0 0
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 5,125,069 97,213 SH SOLE 97,213 0 0
ISHARES INC CORE MSCI EMKT 46434G103 5,669,984 68,445 SH SOLE 68,445 0 0
ISHARES TR CORE S&P500 ETF 464287200 22,996,914 30,708 SH SOLE 30,708 0 0
BLACKROCK ETF TRUST ISHARES DEFENSE 09290C699 2,791,937 87,852 SH SOLE 87,852 0 0
BLACKROCK ETF TRUST II ISHA GLO USD ETF 092528835 3,083,380 61,312 SH SOLE 61,312 0 0
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 2,855,166 78,010 SH SOLE 78,010 0 0
ISHARES TR MBS ETF 464288588 5,452,197 57,683 SH SOLE 57,683 0 0
ISHARES TR EAFE GRWTH ETF 464288885 5,042,494 40,528 SH SOLE 40,528 0 0
ISHARES TR MSCI USA MMENTM 46432F396 3,714,906 10,836 SH SOLE 10,836 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 8,624,644 62,711 SH SOLE 62,711 0 0
BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 3,439,912 122,635 SH SOLE 122,635 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 9,120,957 134,112 SH SOLE 134,112 0 0
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 2,866,082 66,483 SH SOLE 66,483 0 0
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 20,813,113 443,398 SH SOLE 443,398 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 5,075,347 86,052 SH SOLE 86,052 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 7,938,972 36,429 SH SOLE 36,429 0 0
ISHARES TR LONG TERM MUNI 46438G448 1,047,910 20,459 SH SOLE 20,459 0 0
ISHARES TR EAFE VALUE ETF 464288877 889,588 11,621 SH SOLE 11,621 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 1,179,217 5,374 SH SOLE 5,374 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,348,371 12,529 SH SOLE 12,529 0 0
SPDR SERIES TRUST ST STR P500GRW 78464A409 826,267 6,944 SH SOLE 6,944 0 0
SPDR SERIES TRUST ST STR SP AERO 78464A631 229,019 807 SH SOLE 807 0 0
HARTFORD FDS EXCHANGE TRADED STRAT INCOM ETF 41653L875 632,564 17,991 SH SOLE 17,991 0 0
ISHARES TR SYSTEMATIC BD ET 46435U796 482,351 5,437 SH SOLE 5,437 0 0
ISHARES INC MSCI EMRG CHN 46434G764 399,584 3,906 SH SOLE 3,906 0 0
ISHARES TR S&P 100 ETF 464287101 244,767 669 SH SOLE 669 0 0
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 240,627 1,263 SH SOLE 1,263 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 305,093 444 SH SOLE 444 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 550,913 3,366 SH SOLE 3,366 0 0
SCHWAB STRATEGIC TR MUN BD ETF 808524649 1,288,521 49,904 SH SOLE 49,904 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 246,803 7,090 SH SOLE 7,090 0 0