The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIR PRODUCTS AND CHEMICALS INC COM 009158106 2,069 7,042 SH SOLE 7,042 0 0
BROADCOM INC COM 11135F101 8,608 22,786 SH SOLE 22,786 0 0
ANALOG DEVICES INC COM 032654105 4,286 10,793 SH SOLE 10,793 0 0
ALPHABET INC-CL A CAP STK CL A 02079K305 8,593 24,048 SH SOLE 24,048 0 0
META PLATFORMS INC CL A 30303M102 3,409 6,054 SH SOLE 6,054 0 0
STRYKER CORP COM 863667101 1,848 5,843 SH SOLE 5,843 0 0
BLACKROCK INC COM 09290D101 3,252 3,375 SH SOLE 3,375 0 0
MERCK AND CO INC COM 58933Y105 1,535 11,969 SH SOLE 11,969 0 0
TJX COMPANIES INC COM 872540109 3,005 19,852 SH SOLE 19,852 0 0
CSX CORP COM 126408103 2,558 53,835 SH SOLE 53,835 0 0
AMGEN INC COM 031162100 2,492 6,877 SH SOLE 6,877 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 2,366 4,684 SH SOLE 4,684 0 0
COSTCO WHOLESALE CORPORATION COM 22160k105 4,589 4,897 SH SOLE 4,897 0 0
MASTERCARD INC CL A 57636Q104 4,261 8,297 SH SOLE 8,297 0 0
US BANCORP COM 902973304 3,026 50,068 SH SOLE 50,068 0 0
CME GROUP INC COM 12572Q105 1,779 8,032 SH SOLE 8,032 0 0
AMAZONCOM INC COM 023135106 4,824 20,242 SH SOLE 20,242 0 0
UNION PACIFIC CORPORATION COM 907818108 2,014 7,403 SH SOLE 7,403 0 0
COCA COLA CO COM 191216100 3,301 40,607 SH SOLE 40,607 0 0
NEXTERA ENERGY INC COM 65339F101 3,472 39,508 SH SOLE 39,508 0 0
LILLY ELI AND CO COM 532457108 5,092 4,248 SH SOLE 4,248 0 0
TEXAS INSTRUMENTS COM 882508104 3,001 10,077 SH SOLE 10,077 0 0
CHEVRON CORP COM 166764100 2,504 15,137 SH SOLE 15,137 0 0
BANK OF AMERICA CORP COM 060505104 5,918 103,797 SH SOLE 103,797 0 0
STARBUCKS CORP COM 855244109 1,414 13,844 SH SOLE 13,844 0 0
MCDONALDS CORP COM 580135101 2,811 10,390 SH SOLE 10,390 0 0
JP MORGAN CHASE COM 46625H100 6,255 19,100 SH SOLE 19,100 0 0
VALERO ENERGY CORP COM 91913Y100 3,509 13,482 SH SOLE 13,482 0 0
HOME DEPOT INC COM 437076102 2,704 7,655 SH SOLE 7,655 0 0
APPLE INC COM 037833100 6,198 21,430 SH SOLE 21,430 0 0
MICROSOFT CORP COM 594918104 7,093 19,015 SH SOLE 19,015 0 0
NVIDIA CORP COM 67066G104 4,723 23,624 SH SOLE 23,624 0 0
QUALCOMM INC COM 747525103 1,822 9,871 SH SOLE 9,871 0 0
CISCO SYSTEMS INC COM 17275R102 5,434 46,221 SH SOLE 46,221 0 0
GENERAL ELECTRIC CO COM 369604301 2,035 5,452 SH SOLE 5,452 0 0
JOHNSON AND JOHNSON COM 478160104 3,269 12,879 SH SOLE 12,879 0 0
WALMART INC COM 931142103 2,659 23,487 SH SOLE 23,487 0 0
EATON CORP PLC SHS G29183103 5,956 13,983 SH SOLE 13,983 0 0
ACCENTURE PLC - CL A SHS G1151C101 1,306 10,509 SH SOLE 10,509 0 0
MEDTRONIC PLC SHS G5960L103 1,656 21,155 SH SOLE 21,155 0 0
WISDOMTREE US QUALITY DV GRWTH US QTLY DIV GRT 97717X669 4,761 49,805 SH SOLE 49,805 0 0
TE CONNECTIVITY PLC SHS G87052109 935 4,651 SH SOLE 4,651 0 0
SHELL PLC- ADR ADR 780259305 833 10,766 SH SOLE 10,766 0 0
EQUINOR ASA NPV - ADR SPONSORED ADR 29446M102 737 23,527 SH SOLE 23,527 0 0
NVENT ELECTRIC PLC SHS G6700G107 1,651 9,732 SH SOLE 9,732 0 0
RELX PLC SPON ADR SPONSORED ADR 759530108 620 19,477 SH SOLE 19,477 0 0
ASML HOLDING NV N Y REGISTRY SHS N07059210 4,830 2,424 SH SOLE 2,424 0 0
NOVO-NORDISK A S-SPONS ADR ADR 670100205 882 18,330 SH SOLE 18,330 0 0
BRITISH AMERICAN TOBACCO PLC ADR ADR 110448107 835 13,527 SH SOLE 13,527 0 0
SANOFI-AVENTIS-ADR ADR 80105N105 875 20,466 SH SOLE 20,466 0 0
UNILEVER PLC-ADR ADR 904767803 474 7,834 SH SOLE 7,834 0 0
SAP AG-SPONS ADR ADR 803054204 1,312 8,520 SH SOLE 8,520 0 0
BANCO SANTANDER-ADR ADR 05964H105 856 61,951 SH SOLE 61,951 0 0
NOVARTIS AG-ADR SPONSORED ADR 66987V109 824 5,251 SH SOLE 5,251 0 0
ISHARES MSCI EUROPE FINANCIALS-ETF MSCI EURO FL ETF 464289180 2,936 75,314 SH SOLE 75,314 0 0
JPM SMA MID CAP EN EQ ET ETF SMALL & MID CAP 46641Q118 40 517 SH SOLE 517 0 0
DIMENSIONAL EMERGING CORE EQ ETF EMGR CRE EQT MNG 25434V302 43 1,058 SH SOLE 1,058 0 0
JPMORGAN INT RES ENH EQTY ETF INTRNL RES EQT 46641Q134 54 659 SH SOLE 659 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 55 1,162 SH SOLE 1,162 0 0
JPMORGAN US QUALITY FACTOR ETF US QUALTY FCTR 46641Q761 130 1,796 SH SOLE 1,796 0 0
CAP GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 58 1,180 SH SOLE 1,180 0 0