v3.26.1
Segment information
 6 Months Ended
Jun. 30, 2026
Segment Reporting [Abstract]  
Segment information
Segment information. The Company's chief operating decision maker (CODM) is the chief executive officer, who evaluates the performance of and allocates resources to its three reportable segments: title insurance and related services (title), real estate solutions, and corporate. The Company uses revenues and pretax income in assessing segment performance and trends. The title segment provides services needed to transfer title to property in a real estate transaction and includes services such as searching, abstracting, examining, closing and insuring the condition of the title to the property. In addition, the title segment includes home and personal insurance services, Internal Revenue Code Section 1031 tax-deferred exchanges, and digital customer engagement platform services. The real estate solutions segment supports the real estate industry and primarily includes credit and real estate information services, property preservation and field services, valuation services, and online notarization and closing solutions. The corporate segment is primarily comprised of the parent holding company and centralized support services departments.

Statement of income information related to these reportable segments, including major expense captions used to calculate pretax income, is as follows:

Three Months Ended 
 June 30,		Six Months Ended
 June 30,
2026202520262025
(in $ thousands)(in $ thousands)
Title:
Revenues701,863 609,548 1,321,953 1,124,423 
Expenses
Amounts retained by agencies314,890 252,112 591,032 473,489 
Employee costs
212,305 189,549 407,672 358,036 
Other operating expenses95,104 88,252 191,584 174,759 
Title losses and related claims22,066 21,454 40,508 39,156 
Depreciation and amortization8,442 8,443 16,681 17,057 
Interest456 424 911 846 
653,263 560,234 1,248,388 1,063,343 
Pretax income
48,600 49,314 73,565 61,080 
Three Months Ended
June 30,		Six Months Ended
June 30,
2026202520262025
(in $ thousands)(in $ thousands)
Real estate solutions:
Revenues197,392 112,674 358,793 209,785 
Expenses
Employee costs
25,404 15,437 47,764 29,172 
Other operating expenses144,552 84,072 264,207 157,015 
Depreciation and amortization8,950 6,424 17,307 12,796 
Interest3 — 8 2 
178,909 105,933 329,286 198,985 
Pretax income
18,483 6,741 29,507 10,800 

Corporate:
Revenues - net realized losses
(17)(41)(200)(43)
Expenses
Employee costs
3,352 3,223 6,723 6,811 
Other operating expenses1,395 1,203 2,779 2,665 
Depreciation and amortization242 283 500 619 
Interest6,980 4,529 14,148 9,066 
11,969 9,238 24,150 19,161 
Pretax loss
(11,986)(9,279)(24,350)(19,204)

Consolidated Stewart:
Revenues899,238 722,181 1,680,546 1,334,165 
Expenses
Amounts retained by agencies314,890 252,112 591,032 473,489 
Employee costs
241,061 208,209 462,159 394,019 
Other operating expenses241,051 173,527 458,570 334,439 
Title losses and related claims22,066 21,454 40,508 39,156 
Depreciation and amortization17,634 15,150 34,488 30,472 
Interest7,439 4,953 15,067 9,914 
844,141 675,405 1,601,824 1,281,489 
Pretax income
55,097 46,776 78,722 52,676 

The Company does not provide asset information by reportable operating segment as it does not routinely evaluate the asset position by segment.

Total revenues generated in the United States and all international operations are as follows:
Three Months Ended 
 June 30,		Six Months Ended 
 June 30,
2026202520262025
(in $ thousands)
United States857,144 682,144 1,604,941 1,263,719 
International42,094 40,037 75,605 70,446 
899,238 722,181 1,680,546 1,334,165