v3.26.1
Revenue from contracts with customers
 6 Months Ended
Jun. 30, 2026
Revenue from Contract with Customer [Abstract]  
Revenue from contracts with customers 7. Revenue from contracts with customers
The Company generally charges customer accounts or otherwise bills customers upon completion of its services. Typically, the Company’s contracts with customers have a duration of one year or less and payment for services is received at least annually, but oftentimes more frequently as services are provided. At each of June 30, 2026 and December 31, 2025, the Company had $75 million of amounts receivable related to recognized revenue from the sources in the accompanying tables. Such amounts are included in Accrued interest and other assets in the Company's Consolidated Balance Sheet. In certain situations the Company is paid in advance of providing services and defers the recognition of revenue until its service obligation is satisfied. At June 30, 2026 and December 31, 2025, the Company had deferred revenue of $50 million and $54 million, respectively, related to the sources in the accompanying tables included in Accrued interest and other liabilities in the Company's Consolidated Balance Sheet.
7. Revenue from contracts with customers
The following tables summarize sources of the Company’s noninterest income during the three-month and six-month periods ended June 30, 2026 and 2025 that are subject to the revenue recognition accounting guidance.
(Dollars in millions)Commercial BankRetail BankInstitutional Services and Wealth ManagementTotal
Three Months Ended June 30, 2026
Classification in Consolidated Statement of Income
Service charges on deposit accounts$46 $98 $— $144 
Trust income1 — 196 197 
Brokerage services income2 — 33 35 
Other revenues from operations:
Merchant discount and credit card interchange fees18 27 — 45 
Other11 8 2 21 
$78 $133 $231 $442 
Three Months Ended June 30, 2025
Classification in Consolidated Statement of Income
Service charges on deposit accounts$43 $94 $— $137 
Trust income1 — 181 182 
Brokerage services income2 — 29 31 
Other revenues from operations:
Merchant discount and credit card interchange fees19 27 — 46 
Other11 8 2 21 
$76 $129 $212 $417 
Six Months Ended June 30, 2026
Classification in Consolidated Statement of Income
Service charges on deposit accounts$93 $190 $— $283 
Trust income2 — 378 380 
Brokerage services income3 — 67 70 
Other revenues from operations:
Merchant discount and credit card interchange fees33 49 — 82 
Other26 15 4 45 
$157 $254 $449 $860 
Six Months Ended June 30, 2025
Classification in Consolidated Statement of Income
Service charges on deposit accounts$88 $182 $— $270 
Trust income2 — 357 359 
Brokerage services income3 — 60 63 
Other revenues from operations:
Merchant discount and credit card interchange fees35 48 — 83 
Other20 15 4 39 
$148 $245 $421 $814