v3.26.1
Variable Interest Entities and Securitizations - Summary of Total Assets and Total Liabilities Associated With Variable Interests in Consolidated VIEs (Details) - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
Jan. 15, 2025
Assets:      
Restricted cash $ 58,927 $ 55,914 $ 26,089
Finance receivables at fair value 807,665 808,636 825,012
Interest receivable 11,915 12,834 14,230
Other assets 22,100 24,665 27,833
Total assets 941,345 937,385 955,704
Liabilities:      
Warehouse credit facilities 240,766 318,655 363,718
Other liabilities 41,543 41,149 46,875
Total liabilities 820,332 820,767 $ 791,217
Securitization Vehicles      
Assets:      
Restricted cash 48,408 39,729  
Finance receivables at fair value 520,862 441,084  
Interest receivable 8,093 7,164  
Other assets 7,160 5,991  
Total assets 584,523 493,968  
Liabilities:      
Securitization debt 465,174 393,244  
Other liabilities 8,440 5,773  
Total liabilities 473,614 399,017  
Warehouse Facilities      
Assets:      
Restricted cash 10,439 16,106  
Finance receivables at fair value 264,693 335,916  
Interest receivable 3,566 5,270  
Other assets 2,822 3,842  
Total assets 281,520 361,134  
Liabilities:      
Warehouse credit facilities 240,766 318,655  
Other liabilities 7,530 9,917  
Total liabilities 248,296 328,572  
Consolidated VIEs      
Assets:      
Restricted cash 58,847 55,835  
Finance receivables at fair value 785,555 777,000  
Interest receivable 11,659 12,434  
Other assets 9,982 9,833  
Total assets 866,043 855,102  
Liabilities:      
Securitization debt 465,174 393,244  
Warehouse credit facilities 240,766 318,655  
Other liabilities 15,970 15,690  
Total liabilities $ 721,910 $ 727,589