The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AAON INC COM PAR $0.004 000360206 224,253 2,710 SH SOLE 2,710 0 0
ABBVIE INC COM 00287Y109 358,206 1,647 SH SOLE 1,647 0 0
AGILYSYS INC COM 00847J105 243,655 3,425 SH SOLE 3,425 0 0
ALPHABET INC CAP STK CL A 02079K305 225,453 784 SH SOLE 784 0 0
AMAZON COM INC COM 023135106 356,350 1,711 SH SOLE 1,711 0 0
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072216 336,364 4,338 SH SOLE 4,338 0 0
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232 724,124 8,227 SH SOLE 8,227 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 411,775 5,110 SH SOLE 5,110 0 0
AMERICAN CENTY ETF TR AVANTIS MODERAT 025072182 1,036,080 15,414 SH SOLE 15,414 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 955,638 11,264 SH SOLE 11,264 0 0
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 3,380,188 41,933 SH SOLE 41,933 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 6,678,262 60,453 SH SOLE 60,453 0 0
APPLE INC COM 037833100 2,626,510 10,349 SH SOLE 10,349 0 0
ASML HLDG NV N Y REGISTRY SHS N07059210 295,866 224 SH SOLE 224 0 0
BANCO SANTANDER SA ADR 05964H105 129,720 11,500 SH SOLE 11,500 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,872,560 4 SH SOLE 4 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,269,970 4,737 SH SOLE 4,737 0 0
BLACKROCK ETF TRUST II SHORT DURATION H 092528108 302,907 13,756 SH SOLE 13,756 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 6,726,206 167,360 SH SOLE 167,360 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109 9,674,460 328,059 SH SOLE 328,059 0 0
CHEVRON CORPORATION COM 166764100 573,476 2,772 SH SOLE 2,772 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 357,718 359 SH SOLE 359 0 0
CVS HEALTH CORP COM 126650100 215,460 3,000 SH SOLE 3,000 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 11,456,215 338,341 SH SOLE 338,341 0 0
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 5,112,270 192,335 SH SOLE 192,335 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 200,564 3,800 SH SOLE 3,800 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 239,485 6,147 SH SOLE 6,147 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 299,777 6,644 SH SOLE 6,644 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 4,985,794 139,619 SH SOLE 139,619 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 259,261 5,350 SH SOLE 5,350 0 0
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 1,244,770 52,633 SH SOLE 52,633 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 8,468,976 135,612 SH SOLE 135,612 0 0
ELI LILLY & CO COM 532457108 1,710,772 1,860 SH SOLE 1,860 0 0
EXXON MOBIL CORP COM 30231G102 414,140 2,441 SH SOLE 2,441 0 0
GE AEROSPACE COM NEW 369604301 310,720 1,095 SH SOLE 1,095 0 0
GE VERNOVA INC COM 36828A101 240,048 275 SH SOLE 275 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 9,709,721 225,127 SH SOLE 225,127 0 0
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438 493,906 5,834 SH SOLE 5,834 0 0
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855 247,909 7,408 SH SOLE 7,408 0 0
ISHARES INC MSCI BRAZIL ETF 464286400 289,845 7,550 SH SOLE 7,550 0 0
ISHARES TR CORE INTL AGGR 46435G672 2,168,082 43,327 SH SOLE 43,327 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,814,847 26,875 SH SOLE 26,875 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,285,065 26,426 SH SOLE 26,426 0 0
ISHARES TR CORE S&P500 ETF 464287200 6,438,352 9,856 SH SOLE 9,856 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,769,289 17,823 SH SOLE 17,823 0 0
ISHARES TR GLOBAL 100 ETF 464287572 423,395 3,500 SH SOLE 3,500 0 0
ISHARES TR MSCI EAFE ETF 464287465 421,350 4,338 SH SOLE 4,338 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 453,014 7,977 SH SOLE 7,977 0 0
ISHARES TR PFD AND INCM SEC 464288687 221,163 7,294 SH SOLE 7,294 0 0
ISHARES TR RUS 1000 ETF 464287622 1,200,181 3,366 SH SOLE 3,366 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 666,867 1,564 SH SOLE 1,564 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,153,554 5,399 SH SOLE 5,399 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 1,400,102 4,462 SH SOLE 4,462 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,899,502 10,019 SH SOLE 10,019 0 0
ISHARES TR RUS MID CAP ETF 464287499 242,297 2,492 SH SOLE 2,492 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 724,752 2,922 SH SOLE 2,922 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 561,580 1,515 SH SOLE 1,515 0 0
ISHARES TR S&P SML 600 GWT 464287887 263,890 1,824 SH SOLE 1,824 0 0
ISHARES TR SP SMCP600VL ETF 464287879 239,269 2,020 SH SOLE 2,020 0 0
ISHARES TR US INFRASTRUC 46435U713 209,924 3,670 SH SOLE 3,670 0 0
J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716 18,527,910 344,577 SH SOLE 344,577 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878 5,542,331 120,932 SH SOLE 120,932 0 0
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209 520,836 7,311 SH SOLE 7,311 0 0
J P MORGAN EXCHANGE TRADED F JPMORGAM LTD DUR 46654Q773 673,091 12,897 SH SOLE 12,897 0 0
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 503,449 10,071 SH SOLE 10,071 0 0
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274 446,039 9,430 SH SOLE 9,430 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 4,610,993 91,108 SH SOLE 91,108 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 1,886,668 37,008 SH SOLE 37,008 0 0
JOHNSON & JOHNSON COM 478160104 556,345 2,276 SH SOLE 2,276 0 0
JPMORGAN CHASE & CO COM 46625H100 978,427 3,326 SH SOLE 3,326 0 0
KINDER MORGAN INC DEL COM 49456B101 267,636 7,982 SH SOLE 7,982 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 3,720,696 94,386 SH SOLE 94,386 0 0
MICROSOFT CORP COM 594918104 322,418 871 SH SOLE 871 0 0
NATIONAL FUEL GAS CO COM 636180101 256,041 2,725 SH SOLE 2,725 0 0
NETFLIX INC. COM 64110L106 480,750 5,000 SH SOLE 5,000 0 0
NORFOLK SOUTHN CORP COM 655844108 250,551 873 SH SOLE 873 0 0
NVIDIA CORPORATION COM 67066G104 613,714 3,519 SH SOLE 3,519 0 0
PARSONS CORP DEL COM 70202L102 1,154,471 21,312 SH SOLE 21,312 0 0
REALTY INCOME CORP COM 756109104 665,635 10,880 SH SOLE 10,880 0 0
SALESFORCE INC COM 79466L302 243,418 1,304 SH SOLE 1,304 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 739,557 22,445 SH SOLE 22,445 0 0
SCHWAB STRATEGIC TR INTERNL DIVID 808524672 255,433 8,068 SH SOLE 8,068 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 781,025 16,710 SH SOLE 16,710 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 225,900 9,000 SH SOLE 9,000 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 545,523 17,886 SH SOLE 17,886 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 340,469 11,708 SH SOLE 11,708 0 0
SIMPLIFY EXCHANGE TRADED FUN MBS ETF 82889N525 246,064 4,975 SH SOLE 4,975 0 0
SPDR GOLD TR GOLD SHS 78463V107 290,446 675 SH SOLE 675 0 0
SPDR INDEX SHS FDS STATE STREET SPD 78463X509 246,465 5,254 SH SOLE 5,254 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A201 613,537 6,350 SH SOLE 6,350 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A409 460,079 4,699 SH SOLE 4,699 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A508 359,509 6,354 SH SOLE 6,354 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A763 1,094,550 7,500 SH SOLE 7,500 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A805 429,375 5,431 SH SOLE 5,431 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A847 754,878 12,747 SH SOLE 12,747 0 0
SPDR SERIES TRUST STATE STREET SPD 78468R853 473,741 9,804 SH SOLE 9,804 0 0
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD TR 85207H104 513,880 14,500 SH SOLE 14,500 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,545,003 5,451 SH SOLE 5,451 0 0
STRYKER CORPORATION COM 863667101 450,825 1,372 SH SOLE 1,372 0 0
TUTOR PERINI CORP COM 901109108 254,727 3,300 SH SOLE 3,300 0 0
UNITED BANCORP INC OHIO COM 909911109 552,564 36,329 SH SOLE 36,329 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106 367,080 4,000 SH SOLE 4,000 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 12,670,522 161,593 SH SOLE 161,593 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 250,597 3,403 SH SOLE 3,403 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 13,684,748 284,802 SH SOLE 284,802 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 424,560 972 SH SOLE 972 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 288,541 3,253 SH SOLE 3,253 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 433,687 726 SH SOLE 726 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,956,121 13,607 SH SOLE 13,607 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 12,552,836 47,926 SH SOLE 47,926 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 15,403,352 50,962 SH SOLE 50,962 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,053,624 6,401 SH SOLE 6,401 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,336,997 6,814 SH SOLE 6,814 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 460,283 8,516 SH SOLE 8,516 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 4,777,131 32,767 SH SOLE 32,767 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 344,640 2,061 SH SOLE 2,061 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 250,343 1,164 SH SOLE 1,164 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 844,390 10,950 SH SOLE 10,950 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 266,580 1,800 SH SOLE 1,800 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 200,055 2,789 SH SOLE 2,789 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 208,822 1,860 SH SOLE 1,860 0 0
VANGUARD WORLD FD UTILITIES ETF 92204A876 346,745 1,750 SH SOLE 1,750 0 0