v3.26.1
Loan Sales and Servicing Activities - Summary of Cash Flows with Transferees (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Cash flows:          
Sales proceeds $ 33,380,053 $ 34,656,042 $ 65,991,372 $ 62,243,471  
Servicing fees received 441,411 411,531 869,648 807,763  
Allowance for losses rollforward          
Balance at beginning of period 116,052 82,155 103,574 85,788  
Provision for losses 25,059 7,786 45,021 11,970  
Charge-offs, net (12,207) (7,916) (19,691) (15,733)  
Balance at end of period 128,904 $ 82,025 128,904 $ 82,025  
Period end information:          
Unpaid principal balance of loans outstanding 474,869,927   474,869,927   $ 448,035,447
30-89 days 16,250,037   16,250,037   18,000,680
90 days or more - Not in foreclosure 11,405,544   11,405,544   9,759,483
90 days or more - In foreclosure 1,688,442   1,688,442   1,372,545
90 days or more - Foreclosed 4,261   4,261   4,076
Loans in bankruptcy $ 2,243,332   $ 2,243,332   $ 1,968,188