v3.26.1
Balance Sheet Components (Tables)
 6 Months Ended
Jun. 30, 2026
Other Assets [Abstract]  
Schedule of Other Assets
Other assets consisted of the following:
December 31,
2025		June 30,
2026
Receivables$46,647 $58,187 
Loan servicing assets (at fair value)(1)
40,941 54,842 
Prepaid expenses39,658 32,543 
Other assets17,379 15,334 
Intangible assets, net(2)
8,289 7,718 
Deposits5,057 1,782 
Total other assets$157,971 $170,406 
_________
(1)Refer to “Note 5. Fair Value Measurement” for further information.
(2)Refer to “Note 6. Goodwill and Intangible Assets” for further information.
Schedule of Property, Equipment, and Software
Property, equipment, and software, net consisted of the following:
December 31,
2025		June 30,
2026
Internally developed software$95,923 $108,009 
Leasehold improvements15,519 19,231 
Computer and networking equipment6,358 6,689 
Furniture and fixtures4,795 6,021 
Total property, equipment, and software122,595 139,950 
Accumulated depreciation and amortization(78,421)(90,529)
Total property, equipment, and software, net$44,174 $49,421 
Schedule of Accrued Expenses and Other Liabilities
Accrued expenses and other liabilities consisted of the following:

December 31,
2025		June 30,
2026
Accrued expenses$68,232 $64,424 
Accounts payable31,981 39,387 
Accrued payroll49,275 27,842 
Other liabilities6,788 14,354 
Beneficial interest liabilities (at fair value)(1)
5,075 10,158 
Loan servicing liabilities (at fair value)(1)
4,383 8,409 
Trailing fee liability (at fair value)(1)
5,761 6,400 
Total accrued expenses and other liabilities$171,495 $170,974 
_________
(1)Refer to “Note 5. Fair Value Measurement” for further information.