Report of the directors financial review risk report - Reconciliation of changes in gross carrying/nominal amount and allowances for loans and advances to banks and customers including loan commitments and financial guarantees (Details)
£ in Millions, $ in Millions |
6 Months Ended |
12 Months Ended |
|
Jun. 30, 2026
USD ($)
|
Jun. 30, 2026
GBP (£)
|
Dec. 31, 2025
USD ($)
|
| Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
$ 182,089
|
|
|
| Financial assets, ending balance |
218,320
|
|
$ 182,089
|
| Debt instruments at FVOCI |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
386,370
|
|
|
| Financial assets, ending balance |
391,385
|
|
386,370
|
| Financial instruments including loan commitments and financial guarantees |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Increase (decrease) in ECL |
2,353
|
|
3,850
|
| Loans and advances to bank and customers including loan commitments and financial guarantees |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Increase (decrease) in ECL |
|
|
3,885
|
| Other financial assets measured at amortised cost | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
890,197
|
|
|
| Financial assets, ending balance |
965,673
|
|
890,197
|
| Debt securities in issue | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
158,644
|
|
|
| Financial assets, ending balance |
200,825
|
|
158,644
|
| Debt securities in issue | Debt instruments at FVOCI |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Increase (decrease) in ECL |
(1)
|
|
(18)
|
| Loans and advances to customers |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
988,399
|
|
|
| Financial assets, ending balance |
1,022,105
|
|
988,399
|
| Loans and advances to customers | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
988,399
|
|
|
| Financial assets, ending balance |
1,022,105
|
|
988,399
|
| Loans and advances to banks |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
108,462
|
|
|
| Financial assets, ending balance |
110,529
|
|
108,462
|
| Loans and advances to banks | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
108,462
|
|
|
| Financial assets, ending balance |
110,529
|
|
108,462
|
| IFRS 9 | Financial instruments including loan commitments and financial guarantees |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Increase (decrease) in ECL |
2,354
|
|
3,868
|
| IFRS 9 | Other financial assets measured at amortised cost | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Increase (decrease) in ECL |
24
|
|
29
|
| IFRS 9 | Performance and other guarantees not considered for IFRS 9 |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Increase (decrease) in ECL |
(54)
|
|
(46)
|
| Stage 1 | Non-credit impaired | Other financial assets measured at amortised cost | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
888,415
|
|
|
| Financial assets, ending balance |
963,615
|
|
888,415
|
| Stage 1 | Non-credit impaired | Debt securities in issue | Debt instruments at FVOCI |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
385,476
|
|
|
| Financial assets, ending balance |
390,733
|
|
385,476
|
| Stage 1 | Non-credit impaired | Loans and advances to customers | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
892,232
|
|
|
| Financial assets, ending balance |
922,567
|
|
892,232
|
| Stage 1 | Non-credit impaired | Loans and advances to banks | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
108,332
|
|
|
| Financial assets, ending balance |
110,251
|
|
108,332
|
| Stage 2 | Non-credit impaired | Other financial assets measured at amortised cost | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
1,640
|
|
|
| Financial assets, ending balance |
1,835
|
|
1,640
|
| Stage 2 | Non-credit impaired | Debt securities in issue | Debt instruments at FVOCI |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
894
|
|
|
| Financial assets, ending balance |
652
|
|
894
|
| Stage 2 | Non-credit impaired | Loans and advances to customers | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
78,618
|
|
|
| Financial assets, ending balance |
83,260
|
|
78,618
|
| Stage 2 | Non-credit impaired | Loans and advances to banks | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
130
|
|
|
| Financial assets, ending balance |
278
|
|
130
|
| Stage 2 | Credit impaired | Other financial assets measured at amortised cost | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
142
|
|
|
| Financial assets, ending balance |
217
|
|
142
|
| Stage 2 | Credit impaired | Debt securities in issue | Debt instruments at FVOCI |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
0
|
|
|
| Financial assets, ending balance |
0
|
|
0
|
| Stage 2 | Credit impaired | Loans and advances to customers | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
17,292
|
|
|
| Financial assets, ending balance |
16,018
|
|
17,292
|
| Stage 2 | Credit impaired | Loans and advances to banks | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
0
|
|
|
| Financial assets, ending balance |
0
|
|
0
|
| Stage 2 | – POCI | Other financial assets measured at amortised cost | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
0
|
|
|
| Financial assets, ending balance |
6
|
|
0
|
| Stage 2 | – POCI | Debt securities in issue | Debt instruments at FVOCI |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
0
|
|
|
| Financial assets, ending balance |
0
|
|
0
|
| Stage 2 | – POCI | Loans and advances to customers | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
257
|
|
|
| Financial assets, ending balance |
260
|
|
257
|
| Stage 2 | – POCI | Loans and advances to banks | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
0
|
|
|
| Financial assets, ending balance |
0
|
|
0
|
| Gross carrying amount | Wholesale |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
2,064,949
|
|
|
| Financial assets, ending balance |
2,120,017
|
|
2,064,949
|
| Gross carrying amount | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
2,706,154
|
|
|
| Financial assets, ending balance |
2,907,516
|
|
2,706,154
|
| Gross carrying amount | Debt instruments at FVOCI |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
386,400
|
|
|
| Financial assets, ending balance |
391,414
|
|
386,400
|
| Gross carrying amount | Loans and advances to bank and customers including loan commitments and financial guarantees |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
1,740,456
|
|
1,629,501
|
| Changes due to modifications not derecognised |
(8)
|
|
0
|
| Net new and further lending/ repayments |
67,853
|
|
66,068
|
| Assets written off |
(1,462)
|
|
(3,569)
|
| Credit-related modifications that resulted in derecognition | £ |
|
£ 0
|
|
| Foreign exchange and others |
(18,078)
|
|
48,544
|
| Financial assets, ending balance |
1,788,761
|
|
1,740,456
|
| Gross carrying amount | Loans and advances to bank and customers including loan commitments and financial guarantees | Assets held for sale |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Other |
(4,700)
|
|
(6,000)
|
| Gross carrying amount | Loans and advances to bank and customers including loan commitments and financial guarantees | Assets held for sale | French Retained Home And Other Loan Portfolio |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Other |
|
|
(7,200)
|
| Gross carrying amount | Other financial assets measured at amortised cost | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
890,326
|
|
|
| Financial assets, ending balance |
965,830
|
|
890,326
|
| Gross carrying amount | Debt securities in issue | Debt instruments at FVOCI |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
383,568
|
|
|
| Financial assets, ending balance |
386,831
|
|
383,568
|
| Gross carrying amount | Loans and advances to customers | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
999,091
|
|
|
| Financial assets, ending balance |
1,033,846
|
|
999,091
|
| Gross carrying amount | Loans and advances to banks | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
108,469
|
|
|
| Financial assets, ending balance |
110,539
|
|
108,469
|
| Gross carrying amount | IFRS 9 | Financial instruments including loan commitments and financial guarantees |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
2,706,154
|
|
|
| Financial assets, ending balance |
2,907,516
|
|
2,706,154
|
| Gross carrying amount | IFRS 9 | Non-trading reverse purchase agreement commitments |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
75,372
|
|
|
| Financial assets, ending balance |
152,925
|
|
75,372
|
| Gross carrying amount | IFRS 9 | Other financial assets measured at amortised cost | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
890,326
|
|
|
| Financial assets, ending balance |
965,830
|
|
890,326
|
| Gross carrying amount | Stage 1 | Non-credit impaired | Wholesale |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
1,940,746
|
|
|
| Financial assets, ending balance |
1,978,717
|
|
1,940,746
|
| Gross carrying amount | Stage 1 | Non-credit impaired | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
2,575,821
|
|
|
| Financial assets, ending balance |
2,771,827
|
|
2,575,821
|
| Gross carrying amount | Stage 1 | Non-credit impaired | Loans and advances to bank and customers including loan commitments and financial guarantees |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
1,611,996
|
|
1,489,687
|
| Transfers of financial instruments: |
(29,667)
|
|
(28,196)
|
| – transfers from stage 1 to stage 2 |
(68,168)
|
|
(134,309)
|
| – transfers from stage 2 to stage 1 |
39,640
|
|
107,223
|
| – transfers to stage 3 |
(1,495)
|
|
(1,873)
|
| – transfers from stage 3 |
356
|
|
763
|
| Net new and further lending/ repayments |
89,882
|
|
107,733
|
| Foreign exchange and others |
(16,975)
|
|
42,772
|
| Financial assets, ending balance |
1,655,236
|
|
1,611,996
|
| Gross carrying amount | Stage 1 | Non-credit impaired | Other financial assets measured at amortised cost | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
888,491
|
|
|
| Financial assets, ending balance |
963,708
|
|
888,491
|
| Gross carrying amount | Stage 1 | Non-credit impaired | Debt securities in issue | Debt instruments at FVOCI |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
385,504
|
|
|
| Financial assets, ending balance |
390,760
|
|
385,504
|
| Gross carrying amount | Stage 1 | Non-credit impaired | Loans and advances to customers | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
893,433
|
|
|
| Financial assets, ending balance |
923,849
|
|
893,433
|
| Gross carrying amount | Stage 1 | Non-credit impaired | Loans and advances to banks | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
108,336
|
|
|
| Financial assets, ending balance |
110,258
|
|
108,336
|
| Gross carrying amount | Stage 2 | Non-credit impaired | Wholesale |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
124,203
|
|
|
| Financial assets, ending balance |
141,299
|
|
124,203
|
| Gross carrying amount | Stage 2 | Non-credit impaired | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
104,578
|
|
|
| Financial assets, ending balance |
109,875
|
|
104,578
|
| Gross carrying amount | Stage 2 | Non-credit impaired | Loans and advances to bank and customers including loan commitments and financial guarantees |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
102,889
|
|
115,898
|
| Transfers of financial instruments: |
25,690
|
|
18,327
|
| – transfers from stage 1 to stage 2 |
68,168
|
|
134,309
|
| – transfers from stage 2 to stage 1 |
(39,640)
|
|
(107,223)
|
| – transfers to stage 3 |
(3,335)
|
|
(10,260)
|
| – transfers from stage 3 |
497
|
|
1,501
|
| Net new and further lending/ repayments |
(19,543)
|
|
(35,843)
|
| Foreign exchange and others |
(1,057)
|
|
4,507
|
| Financial assets, ending balance |
107,979
|
|
102,889
|
| Gross carrying amount | Stage 2 | Non-credit impaired | Other financial assets measured at amortised cost | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
1,651
|
|
|
| Financial assets, ending balance |
1,854
|
|
1,651
|
| Gross carrying amount | Stage 2 | Non-credit impaired | Debt securities in issue | Debt instruments at FVOCI |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
896
|
|
|
| Financial assets, ending balance |
654
|
|
896
|
| Gross carrying amount | Stage 2 | Non-credit impaired | Loans and advances to customers | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
80,936
|
|
|
| Financial assets, ending balance |
85,657
|
|
80,936
|
| Gross carrying amount | Stage 2 | Non-credit impaired | Loans and advances to banks | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
132
|
|
|
| Financial assets, ending balance |
280
|
|
132
|
| Gross carrying amount | Stage 2 | Credit impaired | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
25,418
|
|
|
| Financial assets, ending balance |
25,468
|
|
25,418
|
| Gross carrying amount | Stage 2 | Credit impaired | Loans and advances to bank and customers including loan commitments and financial guarantees |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
25,234
|
|
23,823
|
| Transfers of financial instruments: |
3,977
|
|
9,869
|
| – transfers to stage 3 |
4,830
|
|
12,133
|
| – transfers from stage 3 |
(853)
|
|
(2,264)
|
| Changes due to modifications not derecognised |
(8)
|
|
0
|
| Net new and further lending/ repayments |
(2,488)
|
|
(6,060)
|
| Assets written off |
(1,462)
|
|
(3,569)
|
| Credit-related modifications that resulted in derecognition | £ |
|
0
|
|
| Foreign exchange and others |
(47)
|
|
1,259
|
| Financial assets, ending balance |
25,206
|
|
25,234
|
| Gross carrying amount | Stage 2 | Credit impaired | Other financial assets measured at amortised cost | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
184
|
|
|
| Financial assets, ending balance |
262
|
|
184
|
| Gross carrying amount | Stage 2 | Credit impaired | Debt securities in issue | Debt instruments at FVOCI |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
0
|
|
|
| Financial assets, ending balance |
0
|
|
0
|
| Gross carrying amount | Stage 2 | Credit impaired | Loans and advances to customers | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
24,389
|
|
|
| Financial assets, ending balance |
24,004
|
|
24,389
|
| Gross carrying amount | Stage 2 | Credit impaired | Loans and advances to banks | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
1
|
|
|
| Financial assets, ending balance |
1
|
|
1
|
| Gross carrying amount | Stage 2 | – POCI | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
337
|
|
|
| Financial assets, ending balance |
346
|
|
337
|
| Gross carrying amount | Stage 2 | – POCI | Loans and advances to bank and customers including loan commitments and financial guarantees |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
337
|
|
93
|
| Net new and further lending/ repayments |
2
|
|
238
|
| Foreign exchange and others |
1
|
|
6
|
| Financial assets, ending balance |
340
|
|
337
|
| Gross carrying amount | Stage 2 | – POCI | Other financial assets measured at amortised cost | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
0
|
|
|
| Financial assets, ending balance |
6
|
|
0
|
| Gross carrying amount | Stage 2 | – POCI | Debt securities in issue | Debt instruments at FVOCI |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
0
|
|
|
| Financial assets, ending balance |
0
|
|
0
|
| Gross carrying amount | Stage 2 | – POCI | Loans and advances to customers | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
333
|
|
|
| Financial assets, ending balance |
336
|
|
333
|
| Gross carrying amount | Stage 2 | – POCI | Loans and advances to banks | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
0
|
|
|
| Financial assets, ending balance |
0
|
|
0
|
| Allowance for ECL |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| ECL income statement change for the period |
(5,000)
|
|
(4,900)
|
| Allowance for ECL | Wholesale |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(1,905)
|
|
|
| Financial assets, ending balance |
(2,105)
|
|
(1,905)
|
| ECL income statement change for the period |
(2,100)
|
|
(2,000)
|
| Allowance for ECL | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(11,194)
|
|
|
| Financial assets, ending balance |
(12,363)
|
|
(11,194)
|
| Allowance for ECL | Debt instruments at FVOCI |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(30)
|
|
|
| Financial assets, ending balance |
(29)
|
|
(30)
|
| Allowance for ECL | Financial instruments including loan commitments and financial guarantees |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(11,224)
|
|
|
| Financial assets, ending balance |
(12,392)
|
|
(11,224)
|
| Allowance for ECL | Loans and advances to bank and customers including loan commitments and financial guarantees |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(11,065)
|
|
(10,105)
|
| Net remeasurement of ECL arising from transfer of stage |
(75)
|
|
2
|
| Net new and further lending/ repayments |
754
|
|
1,206
|
| Changes to risk parameters – credit quality |
(3,099)
|
|
(5,362)
|
| Changes to models used for ECL calculation |
24
|
|
197
|
| Assets written off |
1,462
|
|
3,569
|
| Credit-related modifications that resulted in derecognition |
|
0
|
9
|
| Foreign exchange and others |
(161)
|
|
(581)
|
| Financial assets, ending balance |
(12,206)
|
|
(11,065)
|
| ECL income statement change for the period |
2,442
|
|
3,957
|
| Recoveries |
196
|
|
320
|
| Other |
(138)
|
|
(248)
|
| Increase (decrease) in ECL |
(2,384)
|
|
|
| Allowance for ECL | Loans and advances to bank and customers including loan commitments and financial guarantees | Assets held for sale |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Other |
52
|
|
27
|
| Allowance for ECL | Loans and advances to bank and customers including loan commitments and financial guarantees | Assets held for sale | French Retained Home And Other Loan Portfolio |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Other |
|
|
7
|
| Allowance for ECL | Other financial assets measured at amortised cost | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(129)
|
|
|
| Financial assets, ending balance |
(157)
|
|
(129)
|
| Allowance for ECL | Debt securities in issue | Debt instruments at FVOCI |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(30)
|
|
|
| Financial assets, ending balance |
(29)
|
|
(30)
|
| Allowance for ECL | Loans and advances to customers | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(10,692)
|
|
|
| Financial assets, ending balance |
(11,741)
|
|
(10,692)
|
| Allowance for ECL | Loans and advances to banks | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(7)
|
|
|
| Financial assets, ending balance |
(10)
|
|
(7)
|
| Allowance for ECL | IFRS 9 | Financial instruments including loan commitments and financial guarantees |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(11,194)
|
|
|
| Financial assets, ending balance |
(12,363)
|
|
(11,194)
|
| Allowance for ECL | IFRS 9 | Other financial assets measured at amortised cost | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(129)
|
|
|
| Financial assets, ending balance |
(157)
|
|
(129)
|
| Allowance for ECL | Stage 1 | Non-credit impaired | Wholesale |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(690)
|
|
|
| Financial assets, ending balance |
(799)
|
|
(690)
|
| Allowance for ECL | Stage 1 | Non-credit impaired | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(1,438)
|
|
|
| Financial assets, ending balance |
(1,549)
|
|
(1,438)
|
| Allowance for ECL | Stage 1 | Non-credit impaired | Loans and advances to bank and customers including loan commitments and financial guarantees |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(1,362)
|
|
(1,232)
|
| Transfers of financial instruments: |
(335)
|
|
(931)
|
| – transfers from stage 1 to stage 2 |
205
|
|
368
|
| – transfers from stage 2 to stage 1 |
(515)
|
|
(1,233)
|
| – transfers to stage 3 |
7
|
|
15
|
| – transfers from stage 3 |
(32)
|
|
(81)
|
| Net remeasurement of ECL arising from transfer of stage |
290
|
|
664
|
| Net new and further lending/ repayments |
(99)
|
|
(178)
|
| Changes to risk parameters – credit quality |
30
|
|
390
|
| Changes to models used for ECL calculation |
3
|
|
(59)
|
| Foreign exchange and others |
17
|
|
(16)
|
| Financial assets, ending balance |
(1,456)
|
|
(1,362)
|
| ECL income statement change for the period |
(224)
|
|
(817)
|
| Allowance for ECL | Stage 1 | Non-credit impaired | Other financial assets measured at amortised cost | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(76)
|
|
|
| Financial assets, ending balance |
(93)
|
|
(76)
|
| Allowance for ECL | Stage 1 | Non-credit impaired | Debt securities in issue | Debt instruments at FVOCI |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(28)
|
|
|
| Financial assets, ending balance |
(27)
|
|
(28)
|
| Allowance for ECL | Stage 1 | Non-credit impaired | Loans and advances to customers | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(1,201)
|
|
|
| Financial assets, ending balance |
(1,282)
|
|
(1,201)
|
| Allowance for ECL | Stage 1 | Non-credit impaired | Loans and advances to banks | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(4)
|
|
|
| Financial assets, ending balance |
(7)
|
|
(4)
|
| Allowance for ECL | Stage 2 | Non-credit impaired | Wholesale |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(1,214)
|
|
|
| Financial assets, ending balance |
(1,307)
|
|
(1,214)
|
| Allowance for ECL | Stage 2 | Non-credit impaired | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(2,445)
|
|
|
| Financial assets, ending balance |
(2,533)
|
|
(2,445)
|
| Allowance for ECL | Stage 2 | Non-credit impaired | Loans and advances to bank and customers including loan commitments and financial guarantees |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(2,434)
|
|
(2,674)
|
| Transfers of financial instruments: |
716
|
|
2,101
|
| – transfers from stage 1 to stage 2 |
(205)
|
|
(368)
|
| – transfers from stage 2 to stage 1 |
515
|
|
1,233
|
| – transfers to stage 3 |
500
|
|
1,434
|
| – transfers from stage 3 |
(94)
|
|
(198)
|
| Net remeasurement of ECL arising from transfer of stage |
(307)
|
|
(604)
|
| Net new and further lending/ repayments |
317
|
|
614
|
| Changes to risk parameters – credit quality |
(781)
|
|
(1,991)
|
| Changes to models used for ECL calculation |
(33)
|
|
272
|
| Foreign exchange and others |
8
|
|
(152)
|
| Financial assets, ending balance |
(2,514)
|
|
(2,434)
|
| ECL income statement change for the period |
804
|
|
1,709
|
| Allowance for ECL | Stage 2 | Non-credit impaired | Other financial assets measured at amortised cost | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(11)
|
|
|
| Financial assets, ending balance |
(19)
|
|
(11)
|
| Allowance for ECL | Stage 2 | Non-credit impaired | Debt securities in issue | Debt instruments at FVOCI |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(2)
|
|
|
| Financial assets, ending balance |
(2)
|
|
(2)
|
| Allowance for ECL | Stage 2 | Non-credit impaired | Loans and advances to customers | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(2,318)
|
|
|
| Financial assets, ending balance |
(2,397)
|
|
(2,318)
|
| Allowance for ECL | Stage 2 | Non-credit impaired | Loans and advances to banks | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(2)
|
|
|
| Financial assets, ending balance |
(2)
|
|
(2)
|
| Allowance for ECL | Stage 2 | Credit impaired | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(7,235)
|
|
|
| Financial assets, ending balance |
(8,205)
|
|
(7,235)
|
| Allowance for ECL | Stage 2 | Credit impaired | Loans and advances to bank and customers including loan commitments and financial guarantees |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(7,193)
|
|
(6,148)
|
| Transfers of financial instruments: |
(381)
|
|
(1,170)
|
| – transfers to stage 3 |
(507)
|
|
(1,449)
|
| – transfers from stage 3 |
126
|
|
279
|
| Net remeasurement of ECL arising from transfer of stage |
(58)
|
|
(58)
|
| Net new and further lending/ repayments |
531
|
|
768
|
| Changes to risk parameters – credit quality |
(2,344)
|
|
(3,737)
|
| Changes to models used for ECL calculation |
6
|
|
(16)
|
| Assets written off |
1,462
|
|
3,569
|
| Credit-related modifications that resulted in derecognition | £ |
|
£ 0
|
|
| Foreign exchange and others |
(185)
|
|
(410)
|
| Financial assets, ending balance |
(8,160)
|
|
(7,193)
|
| ECL income statement change for the period |
1,863
|
|
3,043
|
| Allowance for ECL | Stage 2 | Credit impaired | Other financial assets measured at amortised cost | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(42)
|
|
|
| Financial assets, ending balance |
(45)
|
|
(42)
|
| Allowance for ECL | Stage 2 | Credit impaired | Debt securities in issue | Debt instruments at FVOCI |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
0
|
|
|
| Financial assets, ending balance |
0
|
|
0
|
| Allowance for ECL | Stage 2 | Credit impaired | Loans and advances to customers | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(7,097)
|
|
|
| Financial assets, ending balance |
(7,986)
|
|
(7,097)
|
| Allowance for ECL | Stage 2 | Credit impaired | Loans and advances to banks | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(1)
|
|
|
| Financial assets, ending balance |
(1)
|
|
(1)
|
| Allowance for ECL | Stage 2 | – POCI | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(76)
|
|
|
| Financial assets, ending balance |
(76)
|
|
(76)
|
| Allowance for ECL | Stage 2 | – POCI | Loans and advances to bank and customers including loan commitments and financial guarantees |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(76)
|
|
(51)
|
| Net new and further lending/ repayments |
5
|
|
2
|
| Changes to risk parameters – credit quality |
(4)
|
|
(24)
|
| Foreign exchange and others |
(1)
|
|
(3)
|
| Financial assets, ending balance |
(76)
|
|
(76)
|
| ECL income statement change for the period |
(1)
|
|
22
|
| Allowance for ECL | Stage 2 | – POCI | Other financial assets measured at amortised cost | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
0
|
|
|
| Financial assets, ending balance |
0
|
|
0
|
| Allowance for ECL | Stage 2 | – POCI | Debt securities in issue | Debt instruments at FVOCI |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
0
|
|
|
| Financial assets, ending balance |
0
|
|
0
|
| Allowance for ECL | Stage 2 | – POCI | Loans and advances to customers | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
(76)
|
|
|
| Financial assets, ending balance |
(76)
|
|
(76)
|
| Allowance for ECL | Stage 2 | – POCI | Loans and advances to banks | Financial assets at amortised cost, category |
|
|
|
| Increase (decrease) in financial assets [abstract] |
|
|
|
| Financial assets, beginning balance |
0
|
|
|
| Financial assets, ending balance |
$ 0
|
|
$ 0
|