v3.26.1
Segmental analysis - Constant currency profit before tax and balance sheet data (Details)
$ in Millions
6 Months Ended 12 Months Ended
Jun. 30, 2026
USD ($)
global_function
Jun. 30, 2025
USD ($)
Dec. 31, 2025
USD ($)
Disclosure of operating segments [line items]      
Number of global functions | global_function 4    
Net operating income before change in expected credit losses and other credit impairment charges [1] $ 37,742 $ 34,122  
– of which: net interest income/(expense) 18,233 16,821  
Change in expected credit losses and other credit impairment charges (2,353) (1,941)  
Net operating income 35,389 32,181  
Total operating expenses (17,426) (17,022)  
Operating profit 17,963 15,159  
Share of profit in associates and joint ventures 1,559 1,651  
Profit before tax 19,522 15,810  
Loans and advances to customers (net) 1,022,105 981,722 $ 988,399
Interests in associates and joint ventures 31,333 28,202 29,577
Total external assets 3,438,161 3,214,371 3,233,034
Customer accounts 1,827,703 1,718,604 1,786,828
Insurance finance expense (5,838) (5,329)  
Bank of Communications Co., Limited      
Disclosure of operating segments [line items]      
Share of profit in associates and joint ventures 1,187 1,260  
Dilution loss of interest in associate 0 1,136  
Impairment loss recognised in profit or loss 0 1,000 1,000
Operating segments      
Disclosure of operating segments [line items]      
Net operating income before change in expected credit losses and other credit impairment charges 37,742 34,812  
Change in expected credit losses and other credit impairment charges (2,353) (2,015)  
Net operating income 35,389 32,797  
Total operating expenses (17,426) (17,451)  
Operating profit 17,963 15,346  
Share of profit in associates and joint ventures 1,559 655  
Profit before tax $ 19,522 $ 16,001  
Share of HSBC’s constant currency profit/(loss) before tax 100.00% 100.00%  
Constant currency cost efficiency ratio 0.462 0.501  
Loans and advances to customers (net) $ 1,022,105 $ 971,039 981,950
Interests in associates and joint ventures 31,333 29,049 30,026
Total external assets 3,438,161 3,175,982 3,206,415
Customer accounts 1,827,703 1,697,599 $ 1,771,972
Operating segments | Hong Kong      
Disclosure of operating segments [line items]      
Net operating income before change in expected credit losses and other credit impairment charges 8,132 7,666  
Change in expected credit losses and other credit impairment charges (540) (857)  
Net operating income 7,592 6,809  
Total operating expenses (2,454) (2,298)  
Operating profit 5,138 4,511  
Share of profit in associates and joint ventures 0 0  
Profit before tax $ 5,138 $ 4,511  
Share of HSBC’s constant currency profit/(loss) before tax 26.30% 28.20%  
Constant currency cost efficiency ratio 0.302 0.300  
Loans and advances to customers (net) $ 230,495 $ 225,442  
Interests in associates and joint ventures 0 0  
Total external assets 450,796 425,910  
Customer accounts 536,808 508,730  
Operating segments | UK      
Disclosure of operating segments [line items]      
Net operating income before change in expected credit losses and other credit impairment charges 6,530 6,241  
Change in expected credit losses and other credit impairment charges (505) (340)  
Net operating income 6,025 5,901  
Total operating expenses (2,693) (2,672)  
Operating profit 3,332 3,229  
Share of profit in associates and joint ventures 0 0  
Profit before tax $ 3,332 $ 3,229  
Share of HSBC’s constant currency profit/(loss) before tax 17.10% 20.20%  
Constant currency cost efficiency ratio 0.412 0.428  
Loans and advances to customers (net) $ 306,175 $ 286,036  
Interests in associates and joint ventures 0 0  
Total external assets 449,769 417,723  
Customer accounts 348,342 336,506  
Operating segments | CIB      
Disclosure of operating segments [line items]      
Net operating income before change in expected credit losses and other credit impairment charges 15,609 14,819  
Change in expected credit losses and other credit impairment charges (894) (313)  
Net operating income 14,715 14,506  
Total operating expenses (7,465) (7,701)  
Operating profit 7,250 6,805  
Share of profit in associates and joint ventures 0 0  
Profit before tax $ 7,250 $ 6,805  
Share of HSBC’s constant currency profit/(loss) before tax 37.10% 42.50%  
Constant currency cost efficiency ratio 0.478 0.520  
Loans and advances to customers (net) $ 331,512 $ 311,033  
Interests in associates and joint ventures 82 107  
Total external assets 1,970,104 1,752,248  
Customer accounts 669,711 577,443  
Operating segments | IWPB      
Disclosure of operating segments [line items]      
Net operating income before change in expected credit losses and other credit impairment charges 7,739 7,284  
Change in expected credit losses and other credit impairment charges (413) (503)  
Net operating income 7,326 6,781  
Total operating expenses (4,727) (4,647)  
Operating profit 2,599 2,134  
Share of profit in associates and joint ventures 17 2  
Profit before tax $ 2,616 $ 2,136  
Share of HSBC’s constant currency profit/(loss) before tax 13.40% 13.30%  
Constant currency cost efficiency ratio 0.611 0.638  
Loans and advances to customers (net) $ 153,763 $ 148,341  
Interests in associates and joint ventures 512 511  
Total external assets 439,388 435,501  
Customer accounts 272,646 274,578  
Operating segments | Corporate Centre      
Disclosure of operating segments [line items]      
Net operating income before change in expected credit losses and other credit impairment charges (268) (1,198)  
Change in expected credit losses and other credit impairment charges (1) (2)  
Net operating income (269) (1,200)  
Total operating expenses (87) (133)  
Operating profit (356) (1,333)  
Share of profit in associates and joint ventures 1,542 653  
Profit before tax $ 1,186 $ (680)  
Share of HSBC’s constant currency profit/(loss) before tax 6.10% (4.20%)  
Constant currency cost efficiency ratio (0.325) (0.111)  
Loans and advances to customers (net) $ 160 $ 187  
Interests in associates and joint ventures 30,739 28,431  
Total external assets 128,104 144,600  
Customer accounts 196 342  
Insurance finance expense 4,800 4,700  
Operating segments excluding intersegment elimination      
Disclosure of operating segments [line items]      
Net operating income before change in expected credit losses and other credit impairment charges 37,742 34,812  
– of which: net interest income/(expense) 18,233 17,243  
Operating segments excluding intersegment elimination | Hong Kong      
Disclosure of operating segments [line items]      
Net operating income before change in expected credit losses and other credit impairment charges 5,179 4,865  
– of which: net interest income/(expense) 5,975 5,724  
Operating segments excluding intersegment elimination | UK      
Disclosure of operating segments [line items]      
Net operating income before change in expected credit losses and other credit impairment charges 7,066 6,772  
– of which: net interest income/(expense) 5,682 5,353  
Operating segments excluding intersegment elimination | CIB      
Disclosure of operating segments [line items]      
Net operating income before change in expected credit losses and other credit impairment charges 20,942 20,356  
– of which: net interest income/(expense) 8,023 7,458  
Operating segments excluding intersegment elimination | IWPB      
Disclosure of operating segments [line items]      
Net operating income before change in expected credit losses and other credit impairment charges 7,086 6,226  
– of which: net interest income/(expense) 3,585 3,848  
Operating segments excluding intersegment elimination | Corporate Centre      
Disclosure of operating segments [line items]      
Net operating income before change in expected credit losses and other credit impairment charges (2,531) (3,407)  
– of which: net interest income/(expense) (5,032) (5,140)  
Intersegment      
Disclosure of operating segments [line items]      
Net operating income before change in expected credit losses and other credit impairment charges 0 0  
Intersegment | Hong Kong      
Disclosure of operating segments [line items]      
Net operating income before change in expected credit losses and other credit impairment charges 2,953 2,801  
Intersegment | UK      
Disclosure of operating segments [line items]      
Net operating income before change in expected credit losses and other credit impairment charges (536) (531)  
Intersegment | CIB      
Disclosure of operating segments [line items]      
Net operating income before change in expected credit losses and other credit impairment charges (5,333) (5,537)  
Intersegment | IWPB      
Disclosure of operating segments [line items]      
Net operating income before change in expected credit losses and other credit impairment charges 653 1,058  
Intersegment | Corporate Centre      
Disclosure of operating segments [line items]      
Net operating income before change in expected credit losses and other credit impairment charges $ 2,263 $ 2,209  
[1] Also referred to as revenue.