The following table summarizes fee income from contracts with customers disaggregated by type of activity, as well as a reconciliation to total other revenues. See Note 19, "Fee Income from Contracts with Customers," in our 2025 Form 10-K for a description of the various types of fee-based activities and how revenue associated with these activities is recognized. There have been no significant changes in these activities since December 31, 2025.


	Three Months Ended June 30,				Six Months Ended June 30,
	2026		2025		2026		2025
	(in millions)
Trust and investment management fees	$	46	$	41	$	94	$	82
Other fees and commissions:
Account services	84		80		166		159
Credit facilities	127		71		216		148
Credit card fees, net	19		17		38		31
Other fees(1)	11		11		24		20
Total other fees and commissions(1)	241		179		444		358
Servicing and other fees from HSBC affiliates	119		98		221		200
Insurance(1)	—		—		—		1
Total fee income from contracts with customers	406		318		759		641
Other non-fee revenue	206		200		397		393
Total other revenues(2)	$	612	$	518	$	1,156	$	1,034

(1)During the fourth quarter of 2025, we began reporting insurance fee income in other fees and commissions in the consolidated statement of income. As a result, we reported $1 million of insurance fee income in other fees and commissions during the six months ended June 30, 2026 that previously would have been reported in other income (loss).

(2)See Note 12, "Business Segments," for a reconciliation of total other revenues on a U.S. GAAP basis to other operating income for each business segment under the Group Reporting Basis.